NOT LISTED FOR SALE

7009 N Lagoon Dr Unit 113 Panama City Beach, FL 32408

Upper Grand Lagoon Neighborhood

Estimated Value: $535,000 - $709,000

3 Beds
2.5 Baths
1,956 Sq Ft
$325/Sq Ft Est. Value

Highlights

  • Boat Dock
  • Gated Community
  • Covered Patio or Porch
  • Patronis Elementary School Rated A-
  • Community Pool
  • Balcony

About This Home

As of June 2025

Beautiful Home in Gated Community with Lagoon Views! Now available for long-term rental, this stunning 3-bedroom, 2-bath home is located in Lagoon Estates--a quiet, upscale gated community on North Lagoon Drive in Panama City Beach.Enjoy the perfect blend of comfort and convenience with this spacious home, featuring:- Open-concept living & dining areas with vaulted ceilings and natural light- Modern kitchen with stainless steel appliances- Large bedrooms and a luxurious master suite with a private balcony- Separate laundry room and 2-car garage for added storage and convenience- Back porch with peaceful lagoon views - while not directly waterfront, you can still enjoy the scenery- The home is just minutes from marinas, restaurants, St. Andrews State Park, and only a 6-minute drive to world-famous white sand beaches.Community amenities include:- Lagoon-front pool- Clubhouse with marina views- Private, cul-de-sac street with no short-term rentals allowed--perfect for peaceful, long-term living!Lawn maintenance is handled by HOA

Last Agent to Rent the Property

Cara Griffith

All County Diamond Property Management Listed on: 07/01/2025

Last Renter's Agent

Cara Griffith

All County Diamond Property Management Listed on: 07/01/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,260

Year Built

  • Built in 2003

Lot Details

  • Sprinkler System

Parking

  • 2 Car Garage
  • Driveway

Interior Spaces

  • 1,956 Sq Ft Home
  • 2-Story Property

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Tile
  • Vinyl Plank

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Balcony
  • Covered Patio or Porch

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Security Deposit $2,950
  • Property Available on 6/1/25
  • Tenant pays for all utilities
  • 12 Month Lease Term

Community Details

Recreation

  • Boat Dock
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,260

Year Built

Built in 2003

Lot Details

0

Parking

2

Rental Info

  • Lease Amount: 2995.0
  • Security Deposit: 2950.0
  • Lease Term: 12 Months
  • Tenant Pays: All Utilities
  • Available Date: 2025-06-01

Listing Details

  • Property Type: Residential Lease
  • Year Built: 2003
  • Property Sub Type: Detached
  • Subdivision Name: [No Recorded Subdiv]
  • Unit Levels: Two
  • Property Attached Yn: No
  • Building Stories: 2
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Oven, Range, Refrigerator, Electric Water Heater
  • Interior Amenities: Kitchen Island
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Plank, Tile, Vinyl
  • Living Area: 1956.0

Exterior Features

  • Pool Features: Community
  • Exterior Features: Balcony, Sprinkler/Irrigation, Porch
  • Patio And Porch Features: Balcony, Covered, Porch

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Driveway, Garage
  • Garage: Yes

Utilities

  • Security Features: Gated Community
  • Cooling: Central Air, Electric
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Dock, Pool, Gated
  • Pets Allowed: Yes

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Land Lease Amount Frequency: Monthly

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 31, 2020
Sold by
Harrell Richard L and Harrell Deborah D
Bought by
Hotop Craig Daniel and Hotop Kandice N
Current Estimated Value
$638,423

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,163
Interest Rate
3.7%
Mortgage Type
VA

Purchase Details

Closed on
Jan 29, 2020
Sold by
Lagoon Estate Partners Inc
Bought by
Harrell Richard L and Harrell Deborah D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,163
Interest Rate
3.7%
Mortgage Type
VA

Purchase Details

Closed on
Jan 22, 2020
Sold by
Lagoon Estates Townhomes Owners Assn Inc
Bought by
Harrell Richard I and Harrell Deborah D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,163
Interest Rate
3.7%
Mortgage Type
VA

Purchase Details

Closed on
Apr 12, 2004
Sold by
Barus Robert Stephens
Bought by
Harrell Richard L and Harrell Deborah D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$301,500
Interest Rate
5.54%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hotop Craig Daniel $415,000 Mti Title Insurance Agcy Inc
Harrell Richard L -- Mti Title Insurance Agcy Inc
Harrell Richard I -- Mti Title Insurance Agcy Inc
Harrell Richard L $335,000 Diamond Title Agency Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hotop Craig D $403,005
Closed Hotop Craig Daniel $400,163
Previous Owner Harrell Richard L $400,000
Previous Owner Harrell R L $49,999
Previous Owner Harrell Richard L $301,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/01/2025 07/01/25 For Rent $3,000 +0.8% --
06/13/2025 06/13/25 Rented $2,975 -0.7% --
06/06/2025 06/06/25 Price Changed $2,995 -0.2% $2 / Sq Ft
04/18/2025 04/18/25 For Rent $3,000 0.0% --
04/18/2025 04/18/25 Off Market $3,000 -- --
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,260 $387,839 -- --
2023 $4,260 $376,543 $0 $0
2022 $3,828 $365,576 $73,344 $292,232
2021 $4,335 $358,125 $70,200 $287,925
2020 $2,723 $265,601 $0 $0
2019 $2,488 $236,653 $63,891 $172,762
2018 $2,561 $239,176 $0 $0
2017 $2,499 $232,561 $0 $0
2016 $2,571 $234,535 $0 $0
2015 $2,705 $238,870 $0 $0
2014 $2,790 $245,593 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • C

    Landlord's Agent in 2025

    Cara Griffith

    All County Diamond Property Management

    (850) 225-1778

    1 Total Sale

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 772116

Central Panhandle Association of REALTORS®

APN: 30576-010-090

Florida Bay County Panama City Beach 32408 Upper Grand Lagoon

7009 N Lagoon Dr Unit 113, Panama City Beach, FL

This home is located at 7009 N Lagoon Dr Unit 113, Panama City Beach, FL 32408 since 01 July 2025 and is currently priced at $635,990. This property was built in 2003. 7009 N Lagoon Dr Unit 113 is a home located in Bay County with nearby schools including Patronis Elementary School, J.R. Arnold High School, and Surfside Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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