NOT LISTED FOR SALE

Estimated Value: $355,000 - $432,194

2 Beds
2 Baths
1,566 Sq Ft
$252/Sq Ft Est. Value

Last Sold March 26, 2024

Last sale price $400,000 $255 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $2,602/month

3 Days on Market

Highlights

  • Open Floorplan
  • Landscaped Professionally
  • Corner Lot
  • Lincoln Elementary School Rated A
  • Main Floor Bedroom
  • Beamed Ceilings

About This Home

As of March 2024

Welcome to your cozy retreat in the heart of St. Charles! This delightful 2 (possible 3) bedroom, 2-bathroom home exudes warmth and character, offering comfort and convenience in a prime location. Step inside to discover a tastefully updated interior, with the kitchen and bathrooms recently remodeled to modern perfection. You'll love cooking and entertaining in the stylish kitchen, equipped with all the essentials for culinary creativity, while the renovated bathrooms provide a touch of luxury for your daily routines. Outside, the fully fenced yard offers privacy and security for pets and little ones to play freely, while the rebuilt covered front porch beckons you to relax and enjoy the neighborhood ambiance. Escape to the finished basement, perfect for movie nights, game days, or simply unwinding with loved ones. With plenty of space for the 3rd bedroom, home gym, office, or hobby area, the possibilities are endless. Let's not forget the unfinished attic space that has the potential to add an additional 500 Sq Ft plus some. Parking is a breeze with a 1-car garage and extra wide driveway. Located in a desirable area within walkng distance to downtown St. Charles, close to parks, schools, and amenities, this home offers the ideal blend of comfort and convenience without the luxury price tag. New Kitchen, New Bathroom, New roof, New HVAC system, New concrete patio and sidewalks, New water heater, New landscaping, New fence, New driveway, New window treatments, New flooring............so much more has been done for you! Don't miss your chance to own this charming gem in St. Charles. Schedule your showing today and start envisioning the cozy memories you'll create in your new home!

Last Agent to Sell the Property

Christina Fieldhouse

@properties Christie's International Real Estate License #475185602 Listed on: 02/04/2024

@properties Christie's International Real Estate

Last Buyer's Agent

Laura Basil-O'Brien

Keller Williams Inspire - Geneva License #475204586

Keller Williams Inspire - Geneva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,317

Year Built

  • Built in 1915

Lot Details

  • Lot Dimensions are 55 x 99
  • Wood Fence
  • Landscaped Professionally
  • Corner Lot
  • Level Lot

Parking

  • 1 Car Detached Garage
  • 4 Open Parking Spaces
  • Garage Door Opener
  • Driveway
  • On-Street Parking
  • Off-Street Parking

Home Design

  • Bungalow
  • Vinyl Siding
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,566 Sq Ft Home
  • 1.5-Story Property
  • Open Floorplan
  • Beamed Ceilings
  • Ceiling height of 9 feet or more
  • Blinds
  • Combination Kitchen and Dining Room
  • Partially Carpeted
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 3 Potential Bedrooms
  • Main Floor Bedroom
  • In-Law or Guest Suite
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Separate Shower

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Patio

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Gas Water Heater

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,317

Year Built

Built in 1915

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1.5 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Bungalow
  • New Construction: No
  • Property Sub-Type: 1.5 Story
  • Year Built: 1915
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Below Grade Finished Sq Ft: 750
  • Interior Amenities: First Floor Bedroom, In-Law Arrangement, First Floor Full Bath, Ceiling - 9 Foot, Beamed Ceilings, Open Floorplan, Some Carpeting, Some Window Treatment, Drapes/Blinds
  • LivingArea: 1566
  • Other Equipment: CO Detectors, Radon Mitigation System, Water Heater-Gas
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 1566
  • Basement Description: Finished
  • Bathroom Amenities: Separate Shower
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 816
  • Basement Sq Ft: 816
  • Square Footage Comments: Buyers agent to confirm before submitting offer.
  • Total Sq Ft: 1698
  • Unfinished Basement Sq Ft: 66
  • Attic: Dormer,Interior Stair,Unfinished
  • Main Level Sq Ft: 816
  • Lower Level Sq Ft: 0
  • Unfinished Lower Sq Ft: 66
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio
  • Foundation Details: Concrete Perimeter
  • List Price: 350000
  • Lot Features: Corner Lot, Landscaped, Level, Wood Fence
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 1
  • OpenParkingSpaces: 4
  • Parking Features: Off Street, Side Apron, Driveway
  • ParkingTotal: 5
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Type: Detached
  • Parking: Garage,Space/s
  • Parking On-Site: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 303

Lot Info

  • Lot Dimensions: 55 X 99
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 8

Tax Info

  • Tax Annual Amount: 5317
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 4, 2024
Closed on
Mar 13, 2024
Sold by
Spears Jonathan M and Spears Saige S
Bought by
Williams Peter
Seller's Agent
Christina Fieldhouse
@properties Christie's International Real Estate
Buyer's Agent
Laura Basil-O'Brien
Keller Williams Inspire - Geneva
List Price
$350,000
Sold Price
$400,000
Premium/Discount to List
$50,000
14.29%
Views
86
Current Estimated Value
$394,799

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,201
Avg. Annual Appreciation
-0.90%

Purchase Details

Listed on
Nov 17, 2020
Closed on
Dec 23, 2020
Sold by
Thomas David M and Thomas Amy E
Bought by
Spears Jonathan M and Spears Saige S
Seller's Agent
Tom Gancer
HomeSmart Connect LLC
Buyer's Agent
Christina Fieldhouse
Coldwell Banker Residential
List Price
$237,900
Sold Price
$233,000
Premium/Discount to List
-$4,900
-2.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.15%
Original Mortgage
$186,400
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 1, 2015
Closed on
Jun 17, 2015
Sold by
Bello Stacy and Loeb Stacy D
Bought by
Thomas David M and Thomas Amy E
Seller's Agent
Jay Rodgers
eXp Realty - St. Charles
Buyer's Agent
Tom Gancer
HomeSmart Connect LLC
List Price
$190,000
Sold Price
$179,000
Premium/Discount to List
-$11,000
-5.79%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.89%
Original Mortgage
$175,757
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 2, 2003
Sold by
Loeb Stacy D and Loeb Roger E
Bought by
Loeb Stacy D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,200
Interest Rate
5.91%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 25, 1998
Sold by
Cross Kenneth H and Cross Lorene
Bought by
Loeb Roger E and Loeb Stacy D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,505
Interest Rate
6.98%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Williams Peter $400,000 None Listed On Document
Spears Jonathan M $233,000 Chicago Title
Thomas David M $179,000 Attorneys Title Guaranty Fun
Loeb Stacy D -- Advanced Title Services Inc
Loeb Roger E $105,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Spears Jonathan M $186,400
Previous Owner Thomas David M $175,757
Previous Owner Bello Stacy D $137,500
Previous Owner Loeb Stacy D $10,000
Previous Owner Loeb Stacy D $148,800
Previous Owner Loeb Stacy D $147,200
Previous Owner Loeb Roger E $20,000
Previous Owner Loeb Roger E $102,505
Previous Owner Loeb Roger E $102,000
Previous Owner Loeb Roger E $102,505
Previous Owner Cross Kenneth H $21,104
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/26/2024 03/26/24 Sold $400,000 +14.3% $255 / Sq Ft
02/08/2024 02/08/24 Pending -- -- --
02/04/2024 02/04/24 For Sale $350,000 +50.2% $223 / Sq Ft
12/28/2020 12/28/20 Sold $233,000 -2.1% $156 / Sq Ft
11/21/2020 11/21/20 Pending -- -- --
11/17/2020 11/17/20 For Sale $237,900 +32.9% $159 / Sq Ft
06/25/2015 06/25/15 Sold $179,000 -3.2% --
05/06/2015 05/06/15 Pending -- -- --
04/29/2015 04/29/15 Price Changed $185,000 -2.6% --
04/01/2015 04/01/15 For Sale $190,000 -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,612 $92,962 $25,807 $67,155
2023 $5,348 $74,822 $23,098 $51,724
2022 $5,317 $71,847 $23,242 $48,605
2021 $5,096 $68,484 $22,154 $46,330
2020 $5,017 $66,963 $21,741 $45,222
2019 $4,922 $65,638 $21,311 $44,327
2018 $4,735 $63,083 $19,525 $43,558
2017 $4,433 $58,911 $18,856 $40,055
2016 $4,645 $56,842 $18,194 $38,648
2015 -- $51,290 $17,998 $33,292
2014 -- $47,973 $17,998 $29,975
2013 -- $48,417 $18,178 $30,239
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11973215

Midwest Real Estate Data (MRED)

APN: 09-34-277-005