NOT LISTED FOR SALE

702 Ruddy Ct Havre de Grace, MD 21078

Estimated Value: $372,000

3 Beds
2 Baths
1,207 Sq Ft
$308/Sq Ft Est. Value

Last Sold December 14, 2020

Last sale price $277,900 $230 Per Sq Ft

Est. 34% increase in value since last sale

Current estimated payment $2,155/month

3 Days on Market

Highlights

  • Open Floorplan
  • Bonus Room
  • Eat-In Country Kitchen
  • Wood Flooring
  • 2 Car Direct Access Garage
  • Soaking Tub

About This Home

As of December 2020

FABULOUS HOME IN FABULOUS LOCATION*3 BEDROOM HOME IN SOUGHT AFTER HAVRE DE GRACE *OPEN FLOOR PLAN* NICE SIZED DINING ROOM*KITCHEN WITH LOTS OF CABINET SPACE* STAINELESS STEEL APPLIANCES*BRAND NEW FLOORING*FRESHLY PAINTED*LIVING ROOM WITH PLENTYOF LIGHT*MASTER BEDROOM AND ATTACHED BATH WITH JETTED TUB*LOWER LEVEL WITH GAS FIREPLACE*PLENTY OF STORAGE AND BUILT INS*ATTACHED 2 CAR GARAGE*PATIO TO HUGE BACKYARD*CLOSE TO SCHOOLS*ENJOY HAVRE DE GRACE WITH CLOSE PROXIMITY TO DINING, SHOPPING AND HISTORIC DOWNTOWN*CLOSE TO APG, I-95, ROUTE 40 AND NEW MEMORIAL HOSPITAL. WELCOME HOME!

Last Agent to Sell the Property

Claudia Sconion

(410) 679-3243 Csconion@aol.com Weichert, Realtors - Diana Realty License #73629 Listed on: 10/22/2020

Weichert, Realtors - Diana Realty

Co-Listed By

Leah DeLay-Brady

(443) 903-9455 leahbrady.weichert@gmail.com Integrity Real Estate

Last Buyer's Agent

Edward Garono

(410) 688-3707 ed@edgarono.com Cummings & Co. Realtors License #315181

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,360

Year Built

  • Built in 1992 | Remodeled in 2020

Lot Details

  • 0.25 Acre Lot
  • Landscaped
  • Extensive Hardscape
  • Cleared Lot
  • Back Yard
  • Property is in excellent condition
  • Property is zoned R1

HOA Fees

  • $12 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Basement Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Split Level Home
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,207 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Ceiling Fan
  • Fireplace With Glass Doors
  • Living Room
  • Combination Kitchen and Dining Room
  • Bonus Room
  • Storage Room
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Country Kitchen
  • Gas Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms
  • Soaking Tub

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Natural lighting in basement

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Natural Gas Water Heater
  • Phone Available
  • Cable TV Available

Community Details

  • Grace Harbour Subdivision

Listing and Financial Details

  • Tax Lot 139
  • Assessor Parcel Number 1306046444

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,360

Year Built

Built in 1992 | Remodeled in 2020

Lot Details

0

HOA Fees

$12 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Level
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2020-10-24
  • Year Built: 1992
  • Year Renovated: 2020
  • Automatically Close On Close Date: No
  • Building Winterized: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Exhaust Fan, Refrigerator, Washer/Dryer Hookups Only, Oven/Range - Gas, Microwave, Oven - Self Cleaning
  • Flooring Type: Carpet, Hardwood, Laminated
  • Interior Amenities: Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Floor Plan - Open, Kitchen - Country, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Wood Floors, Primary Bath(s), Soaking Tub
  • Fireplace Features: Fireplace - Glass Doors, Equipment
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Bedroom 1, Storage Room, Bathroom 1, Bonus Room, Primary Bathroom
  • Basement: Yes
  • Basement Type: Daylight, Full, Full, Fully Finished, Heated, Improved, Outside Entrance, Rear Entrance, Interior Access, Walkout Level
  • Total Sq Ft: 1207
  • Living Area Sq Ft: 1207
  • Price Per Sq Ft: 230.24
  • Above Grade Finished Sq Ft: 1207
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Extensive Hardscape, Sidewalks, Street Lights
  • Roof: Asphalt
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Inside Access, Basement Garage, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas, Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available, Phone Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 12.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 113500.00
  • Land Assessed Value: 94000.00
  • Lot Features: Cleared, Rear Yard, Landscaping
  • Lot Size Acres: 0.25
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 11049.00
  • Outdoor Living Structures: Patio(s)
  • Property Condition: Excellent
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 5528557
  • Tax Annual Amount: 3360.00
  • Assessor Parcel Number: 1306046444
  • Tax Lot: 139
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2020

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 22, 2020
Closed on
Dec 14, 2020
Sold by
Harleston Emmett
Bought by
Heany Joseph M and Brennan Jennifer L
Seller's Agent
Claudia Sconion
Weichert, Realtors - Diana Realty
Buyer's Agent
Edward Garono
Cummings & Co. Realtors
List Price
$277,900
Sold Price
$277,900
Current Estimated Value
$372,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$94,100
Original Mortgage
$284,291
Outstanding Balance
$252,968
Interest Rate
2.67%
Mortgage Type
VA

Purchase Details

Closed on
Aug 19, 1992
Sold by
Equity Homes Inc
Bought by
Harleston Emmett C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,600
Interest Rate
7.96%

Purchase Details

Closed on
Dec 3, 1991
Sold by
Grace Harbour Limited Partnership
Bought by
Equity Homes Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Heany Joseph M $227,900 None Available
Harleston Emmett C $101,500 --
Equity Homes Inc $18,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Heany Joseph M $284,291
Previous Owner Harleston Emmett C $103,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/14/2020 12/14/20 Sold $277,900 0.0% $230 / Sq Ft
10/23/2020 10/23/20 For Sale $277,900 0.0% $230 / Sq Ft
10/22/2020 10/22/20 Off Market $277,900 -- --
07/13/2018 07/13/18 Rented $1,800 +2.9% --
07/13/2018 07/13/18 Under Contract -- -- --
05/31/2018 05/31/18 For Rent $1,750 +1.4% --
09/29/2016 09/29/16 Rented $1,725 0.0% --
09/29/2016 09/29/16 Under Contract -- -- --
06/16/2016 06/16/16 For Rent $1,725 +1.5% --
07/02/2015 07/02/15 Rented $1,700 0.0% --
07/01/2015 07/01/15 Under Contract -- -- --
11/17/2014 11/17/14 For Rent $1,700 +3.0% --
09/27/2013 09/27/13 Rented $1,650 -2.9% --
09/19/2013 09/19/13 Under Contract -- -- --
07/05/2013 07/05/13 For Rent $1,700 -26.1% --
02/28/2013 02/28/13 Rented $2,300 +35.3% --
02/28/2013 02/28/13 Under Contract -- -- --
12/15/2012 12/15/12 For Rent $1,700 0.0% --
03/27/2012 03/27/12 Rented $1,700 0.0% --
02/26/2012 02/26/12 Under Contract -- -- --
02/21/2012 02/21/12 For Rent $1,700 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,232 $257,900 $0 $0
2024 $2,232 $242,600 $90,300 $152,300
2023 $2,232 $234,133 $0 $0
2022 $2,151 $225,667 $0 $0
2021 $2,550 $217,200 $90,300 $126,900
2020 $2,152 $213,967 $0 $0
2019 $2,119 $210,733 $0 $0
2018 $0 $207,500 $94,000 $113,500
2017 $2,068 $207,500 $0 $0
2016 -- $207,500 $0 $0
2015 $2,148 $209,600 $0 $0
2014 $2,148 $209,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR253180

Bright MLS

APN: 06-046444