$193,000
SOLD JAN 6, 2025

704 N 3rd St Effingham, IL 62401

4 Beds
2 Baths
2,052 Sq Ft
7,841 Sq Ft Lot

Recently Sold

$94 Per Sq Ft

12% Below List Price

79 Days on Market

Highlights

  • Traditional Architecture
  • Workshop
  • Front Porch
  • Main Floor Primary Bedroom
  • 1 Car Detached Garage
  • Kitchen Island

About This Home

As of January 2025

Welcome to this 4 bed 2 bath home in the Heart of Town! This home is full of history and modern in this one-of-a kind property! Located close to schools, church and down town Effingham! This nicely updated home is ready for a new owner. The inviting huge front porch provides a nice view. Step inside to the entryway, that flows nicely to the living room, then to the dining room with built-ins and a window seat, to the remodeled kitchen complete with appliances and an island, which is open to the Family Room with patio door to the nice backyard. Main Floor bedroom and bath. Refinished Hardwood Floors throughout! Upstairs you will find 3 nice bedrooms, a full bath, and an office. The basement has the laundry area, a workshop, a game room, a bonus area, and lots of storage! Detached garage and a carport! Don't delay!

Last Agent to Sell the Property

Brian Henning

Full Circle Realty License #471019637 Listed on: 09/07/2024

Last Buyer's Agent

Deborah Sanders

Dammerman & Associates Benchmark Realty License #475098577

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,863

Year Built

  • Built in 1923

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 48.87 x 162

Parking

  • 1 Car Detached Garage
  • 1 Carport Space

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Replacement Windows
  • Workshop
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms

Outdoor Features

  • Front Porch

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • Thies & Jansens Sub Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0316013036

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,863

Year Built

Built in 1923

Lot Details

0

Parking

1

Listing Details

  • Above Grade Finished Sq Ft: 2052.0
  • Directions: Close to corner of Willow and North 3rd. Just south of the Orchard Inn.
  • Lot Size Acres: 0.18
  • Lot Size: 48.87 x 162
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Surface Type: Concrete
  • Building Stories: 2
  • Subdivision Name: Thies & Jansens Sub
  • Year Built: 1923
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • Unit Levels: Two
  • Property Sub Type Additional: Single Family Residence
  • General Property Information Below Grade Unfinished Area: 1242.0
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Gas Water Heater, Range, Refrigerator
  • Has Basement: Unfinished, Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Interior Amenities: Kitchen Island, Main Level Primary, Workshop
  • Fireplace: No
  • Stories: 2
  • Window Features: Replacement Windows
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Workshop
  • Roof: Shingle
  • Waterfront: No
  • Foundation Details: Basement
  • Patio And Porch Features: Front Porch

Garage/Parking

  • Carport Spaces: 1.0
  • Garage Spaces: 1.0
  • Attached Garage: No
  • Parking Features: Carport, Detached, Garage

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Gas, Zoned
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Schools

  • Junior High Dist: Effingham Dist. 40

Lot Info

  • Lot Size Sq Ft: 7841.0
  • Parcel #: 0316013036
  • Zoning: RES
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 2863.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 7, 2024
Closed on
Jan 2, 2025
Sold by
Middleton Mark S and Middleton Cassandra J
Bought by
Whisenhunt Kenny K
Seller's Agent
Brian Henning
Full Circle Realty
Buyer's Agent
Deborah Sanders
Dammerman & Associates Benchmark Realty
List Price
$219,900
Sold Price
$193,000
Premium/Discount to List
-$26,900
-12.23%
Total Days on Market
79
Views
48
Current Estimated Value
$287,209

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$94,209
Avg. Annual Appreciation
79.86%
Original Mortgage
$194,949
Outstanding Balance
$194,364
Interest Rate
6%
Mortgage Type
New Conventional
Estimated Equity
$75,325

Purchase Details

Listed on
Aug 2, 2021
Closed on
Sep 27, 2021
Sold by
Silva Dana M
Bought by
Middleton Mark S and Middleton Cassandra J
Seller's Agent
Mike Kirk
Kirk Real Estate
Buyer's Agent
Michael Shackelford
Full Circle Realty
List Price
$189,900
Sold Price
$185,000
Premium/Discount to List
-$4,900
-2.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.30%
Original Mortgage
$148,000
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 1, 2004
Sold by
Silva Dana
Bought by
Silva Dana M
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $579,000 None Listed On Document
Warranty Deed $579,000 None Listed On Document
Warranty Deed $185,000 Attorney
Deed $100,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $194,949 New Conventional
Closed $194,949 New Conventional
Previous Owner $148,000 New Conventional
Previous Owner $34,700 Future Advance Clause Open End Mortgage
Previous Owner $83,000 New Conventional
Previous Owner $90,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/06/2025 01/06/25 Sold $193,000 -3.5% $94 / Sq Ft
11/25/2024 11/25/24 Pending -- -- --
10/18/2024 10/18/24 Price Changed $199,900 -4.8% $97 / Sq Ft
10/11/2024 10/11/24 Price Changed $209,900 -3.2% $102 / Sq Ft
09/28/2024 09/28/24 Price Changed $216,900 -1.4% $106 / Sq Ft
09/07/2024 09/07/24 For Sale $219,900 +18.9% $107 / Sq Ft
09/27/2021 09/27/21 Sold $185,000 -2.6% $84 / Sq Ft
08/15/2021 08/15/21 Pending -- -- --
08/02/2021 08/02/21 For Sale $189,900 -- $87 / Sq Ft
Source: Central Illinois Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $2,863 $48,050 $11,360 $36,690
2022 $2,659 $44,080 $10,420 $33,660
2021 $2,731 $43,650 $10,320 $33,330
2020 $2,669 $42,420 $10,030 $32,390
2019 $2,614 $42,000 $9,930 $32,070
2018 $2,513 $40,390 $9,550 $30,840
2017 $2,462 $39,600 $9,360 $30,240
2016 $2,397 $38,450 $9,090 $29,360
2015 -- $37,330 $8,830 $28,500
2014 -- $36,240 $8,570 $27,670
2013 -- $35,530 $8,400 $27,130
2012 -- $35,010 $8,280 $26,730
Source: Public Records

Agents Affiliated with this Home

  • B

    Seller's Agent in 2025

    Brian Henning

    Full Circle Realty

  • D

    Buyer's Agent in 2025

    Deborah Sanders

    Dammerman & Associates Benchmark Realty

  • M

    Seller's Agent in 2021

    Mike Kirk

    Kirk Real Estate

  • M

    Buyer's Agent in 2021

    Michael Shackelford

    Full Circle Realty

See All Agents

Map

Source: Central Illinois Board of REALTORS®

MLS Number: 6245676

APN: 0316013036

Illinois Effingham County Effingham 62401

704 N 3rd St, Effingham, IL

This home is located at 704 N 3rd St, Effingham, IL 62401 and is currently priced at $193,000, approximately $94 per square foot. This property was built in 1923. 704 N 3rd St is a home located in Effingham County with nearby schools including South Side Grade School, Early Learning Center, and Central Grade School.

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