Seller's Agent in 2020
Kristin Natarajan
Long & Foster
(410) 350-1000
161 Total Sales
704 Ruddy Ct Havre de Grace, MD 21078
Estimated Value: $418,000 - $530,000
3
Beds
2.5
Baths
2,956
Sq Ft
$161/Sq Ft
Est. Value
Highlights
- Open Floorplan
- Deck
- Wood Flooring
- Colonial Architecture
- Recreation Room
- Space For Rooms
About This Home
As of April 2020Updated Brick Colonial with full front porch ! 3 finished levels & spacious yard ! Open Concept Floorplan. Master Suite w/Full Bath, Walk-in Closet. 2nd Floor Loft + 2 Bedrooms & Full Bath. Finished LL Rec Room, Media Area & Office/Fitness or Playroom. Huge Deck, Patio and Covered Gazebo for relaxing & entertaining. NEW HVAC (2018), NEW 30 year Roof (2017), New Water Heater (2014), New Sump Pump (2018). House has been prime painted and ready for your finishing colors !
Last Agent to Sell the Property
(410) 350-1000 kristin@thehomeandlandteam.com Long & Foster Real Estate, Inc. License #574567 Listed on: 10/10/2019
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,092
Year Built
- Built in 1993
Lot Details
- 0.25 Acre Lot
- Property is in very good condition
- Property is zoned R1
HOA Fees
- $12 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- 4 Open Parking Spaces
- Front Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Colonial Architecture
- Brick Exterior Construction
- Vinyl Siding
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Built-In Features
- Ceiling Fan
- Skylights
- Recessed Lighting
- Bay Window
- French Doors
- Sliding Doors
- Entrance Foyer
- Family Room Off Kitchen
- Living Room
- Formal Dining Room
- Recreation Room
- Loft
- Utility Room
- Laundry on main level
Kitchen
- Breakfast Room
- Eat-In Kitchen
- Gas Oven or Range
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Space For Rooms
Outdoor Features
- Deck
- Patio
- Exterior Lighting
- Gazebo
- Porch
Schools
- Meadowvale Elementary School
- Havre De Grace Middle School
- Havre De Grace High School
Utilities
- Forced Air Heating and Cooling System
- Vented Exhaust Fan
- Natural Gas Water Heater
Community Details
- Grace Harbour Subdivision
- Property Manager
Listing and Financial Details
- Tax Lot 138
- Assessor Parcel Number 06-046436
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 10, 2019
Closed on
Apr 8, 2020
Sold by
Stewart Derrick Lamarr
Bought by
Hamid Zahra H and Ahmed Abdul Razig
Seller's Agent
Kristin Natarajan
Long & Foster Real Estate, Inc.
Buyer's Agent
Karen Holthaus
Garceau Realty
List Price
$310,000
Sold Price
$275,500
Premium/Discount to List
-$34,500
-11.13%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$201,337
Avg. Annual Appreciation
10.11%
Original Mortgage
$270,509
Outstanding Balance
$238,352
Interest Rate
3.12%
Mortgage Type
FHA
Estimated Equity
$238,100
Purchase Details
Closed on
Jun 29, 2007
Sold by
Axtell Idjea E
Bought by
Stewart Derrick Lamarr
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$332,435
Interest Rate
6.19%
Mortgage Type
VA
Purchase Details
Closed on
Jun 1, 2007
Sold by
Axtell Idjea E
Bought by
Stewart Derrick Lamarr
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$332,435
Interest Rate
6.19%
Mortgage Type
VA
Purchase Details
Closed on
Dec 3, 1991
Sold by
Grace Harbour Limited Partnership
Bought by
Equity Homes Inc
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Hamid Zahra H | $275,000 | None Available | |
| Stewart Derrick Lamarr | $321,660 | -- | |
| Stewart Derrick Lamarr | $321,660 | -- | |
| Equity Homes Inc | $18,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Hamid Zahra H | $270,509 | |
| Previous Owner | Stewart Derrick Lamarr | $332,435 | |
| Previous Owner | Stewart Derrick Lamarr | $332,435 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/08/2020 04/08/20 | Sold | $275,500 | -8.1% | $93 / Sq Ft |
| 10/30/2019 10/30/19 | Price Changed | $299,700 | -3.3% | $101 / Sq Ft |
| 10/10/2019 10/10/19 | For Sale | $310,000 | -- | $105 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,087 | $345,467 | $0 | $0 |
| 2024 | $3,087 | $323,800 | $90,300 | $233,500 |
| 2023 | $2,893 | $303,500 | $0 | $0 |
| 2022 | $2,700 | $283,200 | $0 | $0 |
| 2021 | $3,200 | $262,900 | $90,300 | $172,600 |
| 2020 | $2,632 | $261,733 | $0 | $0 |
| 2019 | $2,621 | $260,567 | $0 | $0 |
| 2018 | $0 | $259,400 | $94,000 | $165,400 |
| 2017 | $2,580 | $259,400 | $0 | $0 |
| 2016 | -- | $258,800 | $0 | $0 |
| 2015 | $2,620 | $258,500 | $0 | $0 |
| 2014 | $2,620 | $258,500 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kristin Natarajan
-
Karen Holthaus
Buyer's Agent in 2020
Karen Holthaus
Garceau Realty
(443) 243-5761
21 in this area
55 Total Sales
Map
Source: Bright MLS
MLS Number: MDHR239864
APN: 06-046436
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