Sarah Hartstein
Coldwell Banker Realty
(866) 502-5606
95 Total Sales
1 in Payne-Phalen
$240,000 Price
705 Cottage Ave E Saint Paul, MN 55106
Payne-Phalen NeighborhoodEstimated Value: $279,713
4
Beds
2
Baths
1,242
Sq Ft
$225/Sq Ft
Est. Value
Highlights
- No HOA
- Forced Air Heating and Cooling System
- Wood Fence
- Living Room
About This Home
As of November 2024Discover this charming, move-in-ready home located less than a mile from Lake Phalen and Phalen Golf Course! This residence has character with its beautiful hardwood floors, coved ceilings, and elegant arched doorways. The main level features two spacious bedrooms, while the upper level offers a private owner's suite complete with an ensuite bathroom. Recent updates include fresh paint and newer carpet throughout. Enjoy the comfort of a newer furnace and air conditioning system, including a mini-split unit in the upper-level bedroom. The generously sized private backyard is fully enclosed with a 6-foot privacy fence and includes a shed and a newer patio. Additionally, the property features a one-car garage and extra off-street parking. Don’t miss the opportunity to make this delightful home your own!
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,402
Year Built
- Built in 1939
Lot Details
- 5,227 Sq Ft Lot
- Lot Dimensions are 125x42
- Wood Fence
Parking
- 1 Car Garage
Home Design
- Vinyl Siding
Interior Spaces
- 1.5-Story Property
- Living Room
- Unfinished Basement
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
Utilities
- Forced Air Heating and Cooling System
- Mini Split Air Conditioners
Community Details
- No Home Owners Association
- Lanes Phalen Place Subdivision
Listing and Financial Details
- Assessor Parcel Number 202922410040
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 15, 2024
Closed on
Nov 4, 2024
Sold by
Bought by
Seller's Agent
Daniel Greene
Epique Realty
Buyer's Agent
Janneth Quito
Real Broker, LLC
List Price
$285,000
Sold Price
$285,000
Views
20
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,287
Avg. Annual Appreciation
-1.06%
Original Mortgage
$270,750
Outstanding Balance
$265,219
Interest Rate
6.12%
Mortgage Type
New Conventional
Estimated Equity
$14,494
Purchase Details
Closed on
Mar 7, 2019
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,790
Interest Rate
4.4%
Purchase Details
Closed on
Jul 17, 2009
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,000
Interest Rate
5.37%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 27, 2001
Sold by
Bought by
Purchase Details
Closed on
Feb 23, 1999
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Payne-Phalen, MN
-
Sarah Hartstein
-
Bruce Nelson
Bruce Nelson
Responds QuicklyBridge Realty, LLC
(952) 592-7484
134 Total Sales
4 in Payne-Phalen
$133K - $310K Price Range
-
Laura Whitney
Laura Whitney
LaBelle Real Estate Group Inc
(763) 324-9069
110 Total Sales
2 in Payne-Phalen
$261K - $308K Price Range
-
Cindy Carlson
Cindy Carlson
Edina Realty, Inc.
(612) 445-3938
211 Total Sales
2 in Payne-Phalen
$393K - $400K Price Range
-
Adam Benedict
Adam Benedict
Re/Max Advantage Plus
(651) 615-4288
127 Total Sales
1 in Payne-Phalen
$310,000 Price
-
Isaac Contreras
Isaac Contreras
Keller Williams Integrity Realty
(651) 564-8601
89 Total Sales
2 in Payne-Phalen
$210K - $230K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $285,000 | -- | ||
| $207,000 | Titlesmart Inc | ||
| $159,900 | -- | ||
| $138,000 | -- | ||
| $90,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $270,750 | ||
| Previous Owner | $200,790 | ||
| Previous Owner | $139,200 | ||
| Previous Owner | $157,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/04/2024 11/04/24 | Sold | $285,000 | 0.0% | $229 / Sq Ft |
| 10/07/2024 10/07/24 | Pending | -- | -- | -- |
| 09/16/2024 09/16/24 | For Sale | $285,000 | -- | $229 / Sq Ft |
Source: NorthstarMLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,402 | $262,200 | $30,000 | $232,200 |
| 2023 | $3,402 | $222,400 | $25,000 | $197,400 |
| 2022 | $3,176 | $239,800 | $25,000 | $214,800 |
| 2021 | $2,578 | $209,400 | $25,000 | $184,400 |
| 2020 | $2,464 | $180,000 | $12,800 | $167,200 |
| 2019 | $2,352 | $163,300 | $12,800 | $150,500 |
| 2018 | $2,066 | $154,800 | $12,800 | $142,000 |
| 2017 | $1,730 | $143,100 | $12,800 | $130,300 |
| 2016 | $1,594 | $0 | $0 | $0 |
| 2015 | $1,450 | $116,800 | $12,800 | $104,000 |
| 2014 | $1,470 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Daniel Greene
Seller's Agent in 2024
Daniel Greene
Epique Realty
(651) 230-2062
1 in this area
136 Total Sales
-
Janneth Quito
J
Buyer's Agent in 2024
Janneth Quito
Real Broker, LLC
(651) 370-9026
2 in this area
18 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6602159
APN: 20-29-22-41-0040
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of NorthstarMLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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