NOT LISTED FOR SALE

705 Cottage Ave E Saint Paul, MN 55106

Payne-Phalen Neighborhood

Estimated Value: $284,000 - $306,000

4 Beds
2 Baths
1,242 Sq Ft
$235/Sq Ft Est. Value

Sale Details

Date Sold: November 4, 2024

Last sale price $285,000 $229 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $1,860 / mo

21 Days on Market

Highlights

  • No HOA
  • Forced Air Heating and Cooling System
  • Wood Fence
  • Living Room

About This Home

As of November 2024

Discover this charming, move-in-ready home located less than a mile from Lake Phalen and Phalen Golf Course! This residence has character with its beautiful hardwood floors, coved ceilings, and elegant arched doorways. The main level features two spacious bedrooms, while the upper level offers a private owner's suite complete with an ensuite bathroom. Recent updates include fresh paint and newer carpet throughout. Enjoy the comfort of a newer furnace and air conditioning system, including a mini-split unit in the upper-level bedroom. The generously sized private backyard is fully enclosed with a 6-foot privacy fence and includes a shed and a newer patio. Additionally, the property features a one-car garage and extra off-street parking. Don’t miss the opportunity to make this delightful home your own!

Last Agent to Sell the Property

Daniel Greene

Epique Realty Listed on: 09/15/2024

Last Buyer's Agent

Janneth Quito

Real Broker, LLC

Real Broker, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,402

Year Built

  • Built in 1939

Lot Details

  • 5,227 Sq Ft Lot
  • Lot Dimensions are 125x42
  • Wood Fence

Parking

  • 1 Car Garage

Home Design

  • Vinyl Siding

Interior Spaces

  • 1.5-Story Property
  • Living Room
  • Unfinished Basement

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Forced Air Heating and Cooling System
  • Mini Split Air Conditioners

Community Details

  • No Home Owners Association
  • Lanes Phalen Place Subdivision

Listing and Financial Details

  • Assessor Parcel Number 202922410040

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,402

Year Built

Built in 1939

Lot Details

5,227 Sq Ft Lot

Parking

1

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air, Ductless Mini-Split
  • Garage Spaces: 1
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1939
  • Above Grade Finished Sq Ft: 1134
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Unfinished
  • Living Area: 1242
  • Fireplace: No
  • Below Grade Finished Sq Ft: 108
  • Basement YN: Yes
  • Dining Room Type: Living Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 4

Exterior Features

  • Roof: Age Over 8 Years
  • Fencing: Wood
  • Neighborhood: Payne-Phalen

Garage/Parking

  • Parking Features: Detached

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: St. Paul
  • SchoolDistrictPhone: 651-767-8100

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 125x42
  • Lot Size Sq Ft: 5227.2
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 202922410040
  • Tax Annual Amount: 3402
  • TaxWithAssessments: 3402.0000

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 15, 2024
Closed on
Nov 4, 2024
Sold by
Bought by
Seller's Agent
Daniel Greene
Epique Realty
Buyer's Agent
Janneth Quito
Real Broker, LLC
List Price
$285,000
Sold Price
$285,000
Views
20
Current Estimated Value
$292,330

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,330
Avg. Annual Appreciation
1.57%
Original Mortgage
$270,750
Outstanding Balance
$268,039
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$24,291

Purchase Details

Closed on
Mar 7, 2019
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,790
Interest Rate
4.4%

Purchase Details

Closed on
Jul 17, 2009
Sold by
Bought by

Purchase Details

Closed on
Apr 27, 2001
Sold by
Bought by

Purchase Details

Closed on
Feb 23, 1999
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$285,000 --
$207,000 Titlesmart Inc
$159,900 --
$138,000 --
$90,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $270,750
Previous Owner $200,790
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
11/04/2024 11/04/24 Sold $285,000 0.0% $229 / Sq Ft
10/07/2024 10/07/24 Pending -- -- --
09/16/2024 09/16/24 For Sale $285,000 -- $229 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,402 $262,200 $30,000 $232,200
2023 $3,402 $222,400 $25,000 $197,400
2022 $3,176 $239,800 $25,000 $214,800
2021 $2,578 $209,400 $25,000 $184,400
2020 $2,464 $180,000 $12,800 $167,200
2019 $2,352 $163,300 $12,800 $150,500
2018 $2,066 $154,800 $12,800 $142,000
2017 $1,730 $143,100 $12,800 $130,300
2016 $1,594 $0 $0 $0
2015 $1,450 $116,800 $12,800 $104,000
2014 $1,470 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Daniel Greene

    Seller's Agent in 2024

    Daniel Greene

    Epique Realty

    (651) 230-2062

    1 in this area

    131 Total Sales

    Daniel Greene
    Section Image

  • J

    Buyer's Agent in 2024

    Janneth Quito

    Real Broker, LLC

    (651) 370-9026

    2 in this area

    18 Total Sales

    Janneth Quito
    Section Image
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Map

Source: NorthstarMLS

MLS Number: 6602159

NorthstarMLS

APN: 20-29-22-41-0040

Minnesota Ramsey County Saint Paul 55106 Payne-Phalen

705 Cottage Ave E, Saint Paul, MN

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

NorthstarMLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of NorthstarMLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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