$525,000

705 Michigan Ct Unit 1-4 Saint Cloud, FL 34769

Estimated payment $4,125/month

2 Beds
1 Bath
784 Sq Ft
$670 Price per Sq Ft

Highlights

  • Newly Remodeled
  • Mature Landscaping
  • Landscaped with Trees
  • Open Floorplan
  • Living Room
  • Ceramic Tile Flooring

About This Home

Discover a well-maintained 4-unit property in the heart of Saint Cloud, offering strong potential for first-time buyers, house-hackers, or investors. Each unit provides functional living space, easy maintenance, and reliable rental appeal. Located minutes from shopping, dining, medical facilities, and major conveniences, this property sits in a growing area with ongoing community improvements and long-term value. A versatile opportunity to live in one unit and rent the others or expand your investment portfolio.

Listing Agent

Hiram Camacho

KELLER WILLIAMS ADVANTAGE III Brokerage Email: murraycoleman@kw.com License #3200339 Listed on: 11/18/2025

KELLER WILLIAMS ADVANTAGE III

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,894

Year Built

  • Built in 1972 | Newly Remodeled

Lot Details

  • South Facing Home
  • Mature Landscaping
  • Landscaped with Trees

HOA Fees

  • $1,200 Monthly HOA Fees

Home Design

  • Condo Hotel
  • Split Level Home
  • Entry on the 2nd floor
  • Slab Foundation
  • Shingle Roof
  • Concrete Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 784 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Blinds
  • Living Room

Kitchen

  • Range
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Home Security

Outdoor Features

  • Exterior Lighting

Schools

  • Michigan Avenue Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Cable TV Available

Listing and Financial Details

  • Tax Block 705
  • Assessor Parcel Number 11-26-30-0609-0705-0010

Community Details

Overview

  • Palm Gardens Condo Association, Phone Number (407) 957-4377
  • Palm Gardens Condo Subdivision

Pet Policy

  • Pets Allowed

Security

  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,894

Year Built

Built in 1972 | Newly Remodeled

Lot Details

0

HOA Fees

$1,200 per month

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Condo - Hotel
  • Architectural Style: Other
  • Construction Materials: Block, Concrete, Stucco
  • Fireplace: No
  • Living Area: 784
  • Lot Size Acres: 0.04
  • New Construction: Yes
  • Year Built: 1972
  • Building Area Total: 784
  • Lot Size Sq Ft: 1696
  • Status: Active
  • Ownership: Fee Simple
  • Entry Level: 2
  • Building Area Total Srch Sq M: 72.84
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: Narcoossee Rd. suite 206
  • Floor Number: 2
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 669.64
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: murraycoleman@kw.com
  • Tax Year: 2024
  • Special Features: 4098

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Open Floorplan, Thermostat
  • Appliances Included: Dishwasher, Disposal, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: Multi/Split
  • Stories: 2
  • Window Features: Blinds
  • Living Area Meters: 72.84

Exterior Features

  • Direction Faces: South
  • Exterior Features: Lighting, Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt, Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0257G

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No

Utilities

  • Utilities: Cable Available, Electricity Available, Public, Water Available
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: None
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Sidewalks
  • Association Fee: 1200
  • Association Fee Frequency: Monthly
  • Association Name: Palm Gardens Condo
  • Phone: 407.957.4377
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Please refer to the community HOA office, covenants, deeds, and restrictions.
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 14400.00
  • Total Monthly Fees: 1200.00
  • Monthly HOA Amount: 1200.00

Schools

  • Elementary School: Michigan Avenue Elem (K 5)
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SR3
  • Parcel Number: 11-26-30-0609-0705-0010
  • Additional Parcels: No
  • Lot Features: Landscaped, Sidewalk, Paved
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Leasing Restrictions to be Independently Verified by Buyer/s.

Tax Info

  • Tax Annual Amount: 1894
  • Tax Block: 705
  • Tax Book Number: 3-9
  • Tax Lot: 0

Multi Family

  • Approval Process: Buyer/s to verify with HOA.

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,703 $128,700 -- $128,700
2023 $1,703 $87,698 $0 $0
2022 $1,452 $82,400 $0 $82,400
2021 $1,341 $73,400 $0 $73,400
2020 $1,246 $69,600 $0 $69,600
2019 $1,916 $59,900 $0 $59,900
2018 $1,642 $46,000 $0 $46,000
2017 $1,570 $40,300 $0 $40,300
2016 $1,231 $32,700 $0 $32,700
2015 $1,238 $32,400 $0 $32,400
2014 $626 $31,200 $0 $31,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/18/2025 11/18/25 For Sale $525,000 +5.0% $670 / Sq Ft
02/14/2025 02/14/25 Sold $500,000 0.0% $638 / Sq Ft View Prior Sale
02/04/2025 02/04/25 Pending -- -- --
02/04/2025 02/04/25 For Sale $499,987 0.0% $638 / Sq Ft
01/17/2025 01/17/25 Pending -- -- --
01/14/2025 01/14/25 For Sale $499,987 -- $638 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $125,000 Watson Title
Warranty Deed $125,000 Watson Title
Warranty Deed $80,000 Watson Title Svcs Inc
Warranty Deed $195,000 None Available
Warranty Deed $190,000 Ocp Title Llc
Deed $120,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $100,000 New Conventional
Closed $100,000 New Conventional
Previous Owner $56,000 New Conventional
Previous Owner $95,170 No Value Available
Source: Public Records

Source: Stellar MLS

MLS Number: O6361320

Stellar MLS

APN: 11-26-30-0609-0705-0010