NOT LISTED FOR SALE

Estimated Value: $1,551,962 - $1,790,000

3 Beds
3 Baths
2,185 Sq Ft
$752/Sq Ft Est. Value

Last Sold April 30, 2024

Last sale price $1,600,000 $732 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $9,464/month

5 Days on Market

Highlights

  • 50 Feet of Waterfront
  • 2 Dock Slips
  • Fishing Allowed
  • Severn River Middle School Rated 9+
  • Pier
  • Eat-In Gourmet Kitchen

About This Home

As of April 2024

Experience waterfront living at its finest in this meticulously updated waterfront beauty. Perched above the serene shores of Minnow Creek just off Whitehall Creek, this coastal cottage-inspired home offers the perfect escape for year-round living, weekend getaways, or rental opportunities. Wake up every morning to the gentle stirrings of the water fowl as the sun casts a warm glow across Minnow Creek, feeling a sense of anticipation for the day ahead. Open the sliding doors onto the expansive waterside deck and inhale the salty breeze, letting it rejuvenate your spirit as you savor your morning coffee in the cozy sunroom with brick floor and vaulted ceiling. The soft light filtering through the windows enveloping the open floor plan of the Kitchen, Living and Dining room beautifully illuminates the 200-year-old heart pine flooring beneath your feet. The antique paneling surrounding the fireplace, the expertly crafted bookcases in the dining area and the attention to detail combine to showcase the timeless beauty of this home. Throughout the day, immerse yourself in the tranquil surroundings. Lounge under the waterfront pergola, take a well deserved nap in the main level Bedroom or curl up with a book in the guest bedroom window seat as you gaze out at the serene views. Indulge in leisurely afternoons spent fishing off the private pier or basking in the sun's rays on the floating dock. The tranquility of no-wake waters will delight boating enthusiasts with endless opportunities for recreation and the location provides quick and easy access to Annapolis, the Chesapeake Bay and beyond. As the sun sets, painting the sky in hues of orange and pink, light the pergola and watch as the deck comes alive with warmth and charm. As night falls, retreat indoors to the luxurious Primary bedroom suite letting the sound of the water lull you to sleep, dreaming of another day in your waterfront paradise. This isn't just a home—it's a lifestyle. Embrace the simple joys of the waterfront lifestyle and make this retreat your own. Every day you'll be reminded of the beauty and serenity that await you in this idyllic haven. Welcome Home!

Last Agent to Sell the Property

Brad Kappel

(410) 279-9476 brad.kappel@sothebysrealty.com TTR Sotheby's International Realty Listed on: 03/22/2024

TTR Sotheby's International Realty

Last Buyer's Agent

Jennifer Novak

(301) 370-9789 novakdreamhomes@gmail.com Real Broker, LLC - Annapolis

Real Broker, LLC - Annapolis

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,919

Year Built

  • Built in 1930 | Remodeled in 2020

Lot Details

  • 0.32 Acre Lot
  • 50 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Premium Lot
  • Property is in very good condition
  • Property is zoned R2

Parking

  • Driveway

Home Design

  • Coastal Architecture
  • Cottage
  • Architectural Shingle Roof
  • Shingle Siding

Interior Spaces

  • 2,185 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Wood Burning Fireplace
  • Fireplace Mantel
  • Window Treatments
  • Family Room Off Kitchen
  • Dining Area
  • Creek or Stream Views

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Area or Nook
  • Gas Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Upgraded Countertops
  • Instant Hot Water

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • Walk-In Closet

Laundry

  • Laundry on main level
  • Stacked Washer and Dryer

Outdoor Features

  • Pier
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • Personal Watercraft
  • Sail
  • Swimming Allowed
  • Electric Hoist or Boat Lift
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Stream or River on Lot
  • Powered Boats Permitted
  • Deck
  • Patio
  • Exterior Lighting
  • Shed
  • Outbuilding

Location

  • Property is near a creek

Schools

  • Windsor Farm Elementary School
  • Severn River Middle School
  • Broadneck High School

Utilities

  • Central Air
  • Ductless Heating Or Cooling System
  • Heat Pump System
  • Water Treatment System
  • Well
  • Electric Water Heater
  • Water Conditioner is Owned
  • Municipal Trash
  • On Site Septic
  • Septic Tank

Listing and Financial Details

  • Tax Lot 11
  • Assessor Parcel Number 020390409687550

Community Details

Overview

  • No Home Owners Association
  • Whitehall Beach Subdivision, Whitehall Creek Waterfront Floorplan

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,919

Year Built

Built in 1930 | Remodeled in 2020

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal, Cottage
  • Ownership: Fee Simple
  • Inclusions: see documents for inclusions/exclusions
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1930
  • Year Renovated: 2020
  • Automatically Close On Close Date: No
  • Remarks Public: Experience waterfront living at its finest in this meticulously updated waterfront beauty. Perched above the serene shores of Minnow Creek just off Whitehall Creek, this coastal cottage-inspired home offers the perfect escape for year-round living, weekend getaways, or rental opportunities. Wake up every morning to the gentle stirrings of the water fowl as the sun casts a warm glow across Minnow Creek, feeling a sense of anticipation for the day ahead. Open the sliding doors onto the expansive waterside deck and inhale the salty breeze, letting it rejuvenate your spirit as you savor your morning coffee in the cozy sunroom with brick floor and vaulted ceiling. The soft light filtering through the windows enveloping the open floor plan of the Kitchen, Living and Dining room beautifully illuminates the 200-year-old heart pine flooring beneath your feet. The antique paneling surrounding the fireplace, the expertly crafted bookcases in the dining area and the attention to detail combine to showcase the timeless beauty of this home. Throughout the day, immerse yourself in the tranquil surroundings. Lounge under the waterfront pergola, take a well deserved nap in the main level Bedroom or curl up with a book in the guest bedroom window seat as you gaze out at the serene views. Indulge in leisurely afternoons spent fishing off the private pier or basking in the sun's rays on the floating dock. The tranquility of no-wake waters will delight boating enthusiasts with endless opportunities for recreation and the location provides quick and easy access to Annapolis, the Chesapeake Bay and beyond. As the sun sets, painting the sky in hues of orange and pink, light the pergola and watch as the deck comes alive with warmth and charm. As night falls, retreat indoors to the luxurious Primary bedroom suite letting the sound of the water lull you to sleep, dreaming of another day in your waterfront paradise. This isn't just a home—it's a lifestyle. Embrace the simple joys of the waterfront lifestyle and make this retreat your own. Every day you'll be reminded of the beauty and serenity that await you in this idyllic haven. Welcome Home!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Instant Hot Water, Oven/Range - Gas, Refrigerator, Water Conditioner - Owned, Water Heater, Washer/Dryer Stacked
  • Flooring Type: Hardwood, Ceramic Tile, Carpet
  • Interior Amenities: Breakfast Area, Built-Ins, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Table Space, Pantry, Recessed Lighting, Skylight(s), Upgraded Countertops, Walk-In Closet(s), Water Treat System, Window Treatments, Wood Floors
  • Fireplace Features: Wood, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Other
  • Levels Count: 2
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 2185
  • Living Area Sq Ft: 2185
  • Price Per Sq Ft: 729.98
  • Above Grade Finished Sq Ft: 2185
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 705

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Shingle Siding
  • Exterior Features: Exterior Lighting, Outbuilding(s)
  • Roof: Architectural Shingle
  • View: Creek/Stream
  • Water Access Features: Private Access, Boat - Powered, Sail, Swimming Allowed, Personal Watercraft (PWC), Fishing Allowed, Canoe/Kayak
  • Water Access: Yes
  • Water Body Name: MinnowCreek/Whitehall Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 50

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Ductless/Mini-Split
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank, On Site Septic
  • Water Source: Well
  • Municipal Trash: Yes
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: WINDSOR FARM
  • Middle School: SEVERN RIVER
  • High School: BROADNECK
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140671932
  • School District Source: 3rd Party
  • Elementary School: WINDSOR FARM
  • High School: BROADNECK
  • Middle Or Junior School: SEVERN RIVER

Lot Info

  • Land Use Code: R
  • Lot Features: Premium, Stream/Creek
  • Lot Size Acres: 0.32
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14125.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Very Good
  • Year Assessed: 2023
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 8919.00
  • Assessor Parcel Number: 020390409687550
  • Tax Lot: 11
  • Tax Total Finished Sq Ft: 1664
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023
  • Close Date: 04/30/2024

Multi Family

  • Mean Low Water Feet: 8
  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 22, 2024
Closed on
Apr 30, 2024
Sold by
Steven Mcdonnell Smith Revocable Trust and Smith Steven Mcdonnell
Bought by
Eberly Kevin R
Seller's Agent
Brad Kappel
TTR Sotheby's International Realty
Buyer's Agent
Jennifer Novak
Real Broker, LLC - Annapolis
List Price
$1,595,000
Sold Price
$1,600,000
Premium/Discount to List
$5,000
0.31%
Views
127
Current Estimated Value
$1,643,241

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$43,241
Avg. Annual Appreciation
1.81%
Original Mortgage
$989,280
Outstanding Balance
$975,249
Interest Rate
6.82%
Mortgage Type
New Conventional
Estimated Equity
$667,992

Purchase Details

Closed on
Jun 17, 2019
Sold by
Smith Steven Mcdonnell
Bought by
Mcdonnell Smith Steven and The Steven Mcdonnell Smith Tru

Purchase Details

Closed on
Mar 30, 2017
Sold by
Fleming Michael and Key Joy P
Bought by
Smith Steven Mcdonnell

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$642,410
Interest Rate
4.16%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 24, 1999
Sold by
Broadhurst Joseph P
Bought by
Broadhurst Barbara A and Broadhurst Ellen
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Eberly Kevin R $1,600,000 Eagle Title
Eberly Kevin R $1,600,000 Eagle Title
Mcdonnell Smith Steven -- None Available
Smith Steven Mcdonnell $375,000 Homeland Title & Escrow Ltd
Broadhurst Barbara A -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Eberly Kevin R $989,280
Closed Eberly Kevin R $989,280
Previous Owner Smith Steven Mcdonnell $642,410
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/30/2024 04/30/24 Sold $1,600,000 +0.3% $732 / Sq Ft
03/27/2024 03/27/24 Pending -- -- --
03/22/2024 03/22/24 For Sale $1,595,000 -- $730 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,149 $1,116,767 -- --
2024 $10,149 $875,500 $776,300 $99,200
2023 $6,873 $782,000 $0 $0
2022 $7,195 $688,500 $0 $0
2021 $13,416 $595,000 $497,000 $98,000
2020 $6,671 $595,000 $497,000 $98,000
2019 $6,677 $595,000 $497,000 $98,000
2018 $10,027 $988,900 $908,300 $80,600
2017 $9,710 $909,400 $0 $0
2016 -- $829,900 $0 $0
2015 -- $750,400 $0 $0
2014 -- $750,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDAA2079714

Bright MLS

APN: 03-904-09687550