$275,000
PENDING

705 Vistula Terrace Unit 1 Mishawaka, IN 46544

Estimated payment $1,885/month

Total Views 1,076
2 Beds
2 Baths
1,214 Sq Ft
$227 Price per Sq Ft

Highlights

  • Fitness Center
  • River Front
  • Vaulted Ceiling
  • Moran Elementary School Rated A-
  • Clubhouse
  • Great Room

About This Home

Meticulously maintained and beautifully updated waterfront condo in Mishawaka's popular River Isle subdivision. Stunning 2 bedroom/2 bath unit located right on the St. Joseph river and in the PHM school district. All new flooring with luxury vinyl on the main level and new carpet upstairs, new Andersen windows throughout as well as new light fixtures. Beautiful great room with vaulted ceilings and a wood burning fireplace with floor to ceiling brick work and an amazing view of the river. A nice sized eating area is also in the great room along with a winding staircase to a cozy loft space for a multitude of uses. The adjoining kitchen has new kitchen cabinets with soft close features, stainless appliances, quartz countertops, gorgeous backsplash and a cozy eating area. Upstairs are two nice sized bedrooms with one being the primary ensuite with walk-in closet and both baths featuring quartz countertops and newer vanities. Lastly the 2 car oversized garage can accommodate longer vehicles and also has extra storage and workshop area as well as an additional refrigerator for your convenience. Enjoy access to the clubhouse, exercise room and beautiful pool. Monthly HOA dues include trash, recycling, water/sewage, lawn care, snow removal, community pool and exercise room, and exterior building repair. Just move right in to this gorgeous condo and enjoy your new riverside paradise.

Listing Agent

Lori Johnston

Cressy & Everett - South Bend Brokerage Phone: 574-261-4556 Listed on: 09/12/2025

Cressy & Everett - South Bend

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,516

Year Built

  • Built in 1974

HOA Fees

  • $212 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Slab Foundation
  • Poured Concrete
  • Shingle Roof
  • Asphalt Roof
  • Wood Siding

Interior Spaces

  • 1,214 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Great Room
  • Living Room with Fireplace

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven or Range
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Separate Shower

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Home Security

Schools

  • Moran Elementary School
  • Grissom Middle School
  • Penn High School

Utilities

  • Forced Air Heating and Cooling System
  • The river is a source of water for the property

Additional Features

  • Patio
  • River Front
  • Suburban Location

Listing and Financial Details

  • Assessor Parcel Number 71-10-07-405-035.000-022

Community Details

Overview

  • River Isle Subdivision

Recreation

  • Fitness Center
  • Community Pool

Additional Features

  • Clubhouse
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,516

Year Built

Built in 1974

Lot Details

0

HOA Fees

$212 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Condo/Villa
  • Waterfront: Yes
  • Year Built: 1974
  • Age: 51
  • Style: Two Story
  • Total Number of Rooms: 6
  • Bedrooms: 2
  • Number Above Grade Bedrooms: 2
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: Apt 1 Bldg 16 Phase I Bercado Farms Condominiums
  • Parcel Number ID: 71-10-07-405-035.000-022
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Breakfast Bar, Ceiling-9+, Ceiling Fan(s), Ceilings-Vaulted, Closet(s) Walk-in, Countertops-Stone, Detector-Smoke, Disposal, Dryer Hook Up Electric, Eat-In Kitchen, Garage Door Opener, Patio Open, Range/Oven Hook Up Elec, Stand Up Shower, Great Room, Main Floor Laundry, Washer Hook-Up
  • Location: City/Town/Suburb
  • Year Taxes Payable: 24/25
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 1214
  • Total Finished Sq Ft: 1214
  • Above Grade Finished Sq Ft: 1214
  • Price Per Sq Ft: 226.52
  • Basement Foundation: Slab
  • Basement Material: Poured Concrete
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm, Wood Burning Stove
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Vinyl
  • Living Great Room: Dimensions: 15x15, On Level: Main
  • Kitchen: Dimensions: 17x12, On Level: Main
  • Dining Room: Dimensions: 8x12, On Level: Main
  • Bedroom 1: Dimensions: 17x12, On Level: Upper
  • Bedroom 2: Dimensions: 13x12, On Level: Upper
  • Number of Main Level Full Bathrooms: 2

Exterior Features

  • Exterior: Wood
  • Roof Material: Asphalt, Shingle
  • Outbuilding1: None
  • Pool: Association
  • Pool: Yes
  • Water Name: Saint Joseph River

Garage/Parking

  • Driveway: Asphalt, Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 23x25
  • Garage Sq Ft: 575
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Electric, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Electric Company: Mishawaka Utility
  • Water Company: Mishawaka Utility
  • Laundry: Dimensions: Mainx3, On Level: 6
  • Water Type: River

Condo/Co-op/Association

  • Association Restrictions: Yes
  • Association Fees: 211.79
  • Association Fees Frequency: Monthly
  • Common Amenities: Clubhouse, Exercise Room, Swimming Pool

Schools

  • School District: Penn-Harris-Madison School Corp.
  • Elementary School: Moran
  • Middle School: Grissom
  • High School: Penn
  • Elementary School: Moran

Lot Info

  • Lot Description: Waterfront
  • Lot Dimensions: 0 x 0

Tax Info

  • Annual Taxes: 2516
  • Total Assessed Value: 129600
  • Exemptions: Homestead, Supplemental

Multi Family

  • Water Access: Riverfront

MLS Schools

  • High School: Penn
  • Middle School: Grissom
  • School District: Penn-Harris-Madison School Corp.

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,615 $125,800 $7,600 $118,200
2023 $1,615 $161,500 $18,800 $142,700
2022 $1,615 $161,500 $18,800 $142,700
2021 $1,105 $110,500 $26,500 $84,000
2020 $1,105 $110,500 $26,500 $84,000
2019 $1,169 $116,900 $26,500 $90,400
2018 $1,240 $118,800 $26,500 $92,300
2017 $967 $91,300 $20,900 $70,400
2016 $988 $91,300 $20,900 $70,400
2014 $1,021 $92,200 $20,900 $71,300
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/16/2025 09/16/25 Pending -- -- --
09/12/2025 09/12/25 For Sale $275,000 +3.8% $227 / Sq Ft
05/20/2024 05/20/24 Sold $265,000 0.0% $218 / Sq Ft View Prior Sale
04/09/2024 04/09/24 Pending -- -- --
04/03/2024 04/03/24 For Sale $264,900 -- $218 / Sq Ft
Source: Indiana Regional MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed $265,000 None Listed On Document
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $165,000 New Conventional
Closed $165,000 New Conventional
Source: Public Records

Source: Indiana Regional MLS

MLS Number: 202536988

Indiana Regional MLS

APN: 71-10-07-405-035.000-022