Seller's Agent in 2025
Lori Johnston
Cressy & Everett - South Bend
(574) 235-7135
15 in this area
149 Total Sales
705 Vistula Terrace Unit 1 Mishawaka, IN 46544
2
Beds
2
Baths
1,214
Sq Ft
$212/mo
HOA Fee
Highlights
- Fitness Center
- River Front
- Vaulted Ceiling
- Moran Elementary School Rated A
- Clubhouse
- Great Room
About This Home
As of November 2025Meticulously maintained and beautifully updated waterfront condo in Mishawaka's popular River Isle subdivision. Stunning 2 bedroom/2 bath unit located right on the St. Joseph river and in the PHM school district. All new flooring with luxury vinyl on the main level and new carpet upstairs, new Andersen windows throughout as well as new light fixtures. Beautiful great room with vaulted ceilings and a wood burning fireplace with floor to ceiling brick work and an amazing view of the river. A nice sized eating area is also in the great room along with a winding staircase to a cozy loft space for a multitude of uses. The adjoining kitchen has new kitchen cabinets with soft close features, stainless appliances, quartz countertops, gorgeous backsplash and a cozy eating area. Upstairs are two nice sized bedrooms with one being the primary ensuite with walk-in closet and both baths featuring quartz countertops and newer vanities. Lastly the 2 car oversized garage can accommodate longer vehicles and also has extra storage and workshop area as well as an additional refrigerator for your convenience. Enjoy access to the clubhouse, exercise room and beautiful pool. Monthly HOA dues include trash, recycling, water/sewage, lawn care, snow removal, community pool and exercise room, and exterior building repair. Just move right in to this gorgeous condo and enjoy your new riverside paradise.
Last Agent to Sell the Property
Cressy & Everett - South Bend Brokerage Phone: 574-261-4556 Listed on: 09/12/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $2,516
Year Built
- Built in 1974
HOA Fees
- $212 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- Off-Street Parking
Home Design
- Slab Foundation
- Poured Concrete
- Shingle Roof
- Asphalt Roof
- Wood Siding
Interior Spaces
- 1,214 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Great Room
- Living Room with Fireplace
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Electric Oven or Range
- Stone Countertops
- Disposal
Flooring
- Carpet
- Tile
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- En-Suite Primary Bedroom
- Walk-In Closet
- 2 Full Bathrooms
- Separate Shower
Laundry
- Laundry on main level
- Washer and Electric Dryer Hookup
Home Security
Schools
- Moran Elementary School
- Grissom Middle School
- Penn High School
Utilities
- Forced Air Heating and Cooling System
- The river is a source of water for the property
Additional Features
- Patio
- River Front
- Suburban Location
Listing and Financial Details
- Assessor Parcel Number 71-10-07-405-035.000-022
Community Details
Overview
- River Isle Subdivision
Recreation
- Fitness Center
- Community Pool
Additional Features
- Clubhouse
- Fire and Smoke Detector
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 12, 2025
Closed on
Oct 28, 2025
Sold by
St Julian Stacy
Bought by
Kowalewski Michael and Kowalewski Loriann
Seller's Agent
Lori Johnston
Cressy & Everett - South Bend
Buyer's Agent
Amanda Kindley
Brick Built Real Estate
List Price
$275,000
Sold Price
$300,000
Premium/Discount to List
$25,000
9.09%
Views
47
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-65.30%
Original Mortgage
$200,000
Outstanding Balance
$199,812
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$72,928
Purchase Details
Listed on
Apr 3, 2024
Closed on
May 20, 2024
Sold by
Rush Brian E and Rush Lori
Bought by
St Julian Stacy
Seller's Agent
Jan Lazzara
RE/MAX 100
Buyer's Agent
Lori Johnston
Cressy & Everett - South Bend
List Price
$264,900
Sold Price
$265,000
Premium/Discount to List
$100
0.04%
Views
104
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.87%
Original Mortgage
$165,000
Interest Rate
6.16%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 3, 2024
Closed on
May 17, 2024
Sold by
Rush Brian E and Rush Lori
Bought by
St Julian Stacy
Seller's Agent
Jan Lazzara
RE/MAX 100
Buyer's Agent
Lori Johnston
Cressy & Everett - South Bend
List Price
$264,900
Sold Price
$265,000
Premium/Discount to List
$100
0.04%
Views
104
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,000
Interest Rate
6.16%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 30, 2010
Sold by
Rush Brian E
Bought by
Rush Brian E and Rush Lori
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Fidelity National Title Compan | |
| Warranty Deed | -- | None Listed On Document | |
| Warranty Deed | $265,000 | None Listed On Document | |
| Warranty Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $200,000 | New Conventional | |
| Previous Owner | $165,000 | New Conventional | |
| Previous Owner | $165,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/05/2025 11/05/25 | Sold | $300,000 | +9.1% | $247 / Sq Ft | |
| 09/16/2025 09/16/25 | Pending | -- | -- | -- | |
| 09/12/2025 09/12/25 | For Sale | $275,000 | +3.8% | $227 / Sq Ft | |
| 05/20/2024 05/20/24 | Sold | $265,000 | 0.0% | $218 / Sq Ft | View Prior Sale |
| 04/09/2024 04/09/24 | Pending | -- | -- | -- | |
| 04/03/2024 04/03/24 | For Sale | $264,900 | -- | $218 / Sq Ft |
Source: Indiana Regional MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,615 | $125,800 | $7,600 | $118,200 |
| 2023 | $1,615 | $161,500 | $18,800 | $142,700 |
| 2022 | $1,615 | $161,500 | $18,800 | $142,700 |
| 2021 | $1,105 | $110,500 | $26,500 | $84,000 |
| 2020 | $1,105 | $110,500 | $26,500 | $84,000 |
| 2019 | $1,169 | $116,900 | $26,500 | $90,400 |
| 2018 | $1,240 | $118,800 | $26,500 | $92,300 |
| 2017 | $967 | $91,300 | $20,900 | $70,400 |
| 2016 | $988 | $91,300 | $20,900 | $70,400 |
| 2014 | $1,021 | $92,200 | $20,900 | $71,300 |
Source: Public Records
Agents Affiliated with this Home
-
Lori Johnston
-
Amanda Kindley
Buyer's Agent in 2025
Amanda Kindley
Brick Built Real Estate
(574) 261-6309
12 in this area
42 Total Sales
-
Jan Lazzara
Seller's Agent in 2024
Jan Lazzara
RE/MAX
(574) 532-8001
43 in this area
379 Total Sales
Map
Source: Indiana Regional MLS
MLS Number: 202536988
APN: 71-10-07-405-035.000-022
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