7059 Harvey St Ludington, MI 49431
2
Beds
1
Bath
672
Sq Ft
0.43
Acres
Highlights
- Private Waterfront
- Property fronts a channel
- Corner Lot: Yes
- Docks
- Deck
- Screened Porch
About This Home
As of April 2025Hurry! Enjoy Hamlin Lake sunsets from this adorable, fully furnished 2-bedroom, 1-bath cottage situated on a corner lot with stunning lake views. Recently updated with a new roof, this home is perfect for a year-round retreat or a relaxing summer getaway.
The cozy living room features a charming wood-burning stove, ideal for warming up on cool summer nights or crisp fall evenings. Step outside to the sunny screened-in porch or spacious deck, perfect for BBQs, sunbathing, or relaxing while enjoying breathtaking lake views. With a private boat lift and dock, you'll have easy access to boating, fishing, and all the lake has to offer. A detached one-car garage provides plenty of storage for kayaks, fishing gear, and lake toys.
Located just minutes from Ludington and Lake Michigan, this turnkey cottage offers the perfect lakeside living experience. Don't miss this rare opportunityschedule your showing today!
Last Agent to Sell the Property
LIGHTHOUSE REALTY-Ludington License #6501438438 Listed on: 02/24/2025
Last Buyer's Agent
LIGHTHOUSE REALTY-Ludington License #6501438438 Listed on: 02/24/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,149
Year Built
- Built in 1935
Lot Details
- 0.43 Acre Lot
- Property fronts a channel
- Private Waterfront
- 60 Feet of Waterfront
- Corner Lot: Yes
Parking
- 1 Car Detached Garage
Home Design
- Cabin
- Wood Siding
Interior Spaces
- 672 Sq Ft Home
- 1-Story Property
- Wood Burning Fireplace
- Screened Porch
- Water Views
- Crawl Space
- Stove
- Laundry on main level
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 1 Full Bathroom
Outdoor Features
- Docks
- Deck
Utilities
- Heating System Uses Natural Gas
- Heating System Uses Wood
- Well
- Septic System
- Phone Available
- Cable TV Available
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 24, 2025
Closed on
Apr 11, 2025
Sold by
Duthie Julia
Bought by
Wheeler Donald W and Blanchette Patricia
Seller's Agent
Raquel Kosloskey
LIGHTHOUSE REALTY-Ludington
Buyer's Agent
Raquel Kosloskey
LIGHTHOUSE REALTY-Ludington
List Price
$240,000
Sold Price
$250,000
Premium/Discount to List
$10,000
4.17%
Views
87
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,695
Avg. Annual Appreciation
-8.74%
Original Mortgage
$158,000
Outstanding Balance
$157,590
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$84,531
Purchase Details
Closed on
Oct 20, 2022
Sold by
Duthie Jeffrey
Bought by
Duthie Julia
Similar Homes in Ludington, MI
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $250,000 | Lakeshore Land Title | |
| Quit Claim Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $158,000 | New Conventional | |
| Previous Owner | $160,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $45,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/11/2025 04/11/25 | Sold | $250,000 | +4.2% | $372 / Sq Ft |
| 03/04/2025 03/04/25 | Pending | -- | -- | -- |
| 02/24/2025 02/24/25 | For Sale | $240,000 | -- | $357 / Sq Ft |
Source: Southwestern Michigan Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,799 | $54,200 | $54,200 | $0 |
| 2024 | -- | $53,400 | $53,400 | $0 |
| 2023 | -- | $50,200 | $50,200 | $0 |
| 2022 | -- | $39,600 | $0 | $0 |
| 2021 | -- | $35,900 | $0 | $0 |
| 2020 | -- | -- | $0 | $0 |
| 2019 | -- | -- | $0 | $0 |
| 2018 | -- | -- | $0 | $0 |
| 2017 | -- | -- | $0 | $0 |
| 2016 | -- | -- | $0 | $0 |
| 2015 | -- | -- | $0 | $0 |
| 2013 | -- | -- | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Raquel Kosloskey
LIGHTHOUSE REALTY-Ludington
(231) 881-2167
74 Total Sales
Map
Source: Southwestern Michigan Association of REALTORS®
MLS Number: 25006608
APN: 007-720-098-00
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