NOT LISTED FOR SALE

707 Ruddy Ct Havre de Grace, MD 21078

Estimated Value: $457,000 - $534,000

5 Beds
2.5 Baths
3,332 Sq Ft
$146/Sq Ft Est. Value

Last Sold April 30, 2018

Last sale price $292,000 $88 Per Sq Ft

Est. 67% increase in value since last sale

Current estimated payment $2,828/month

Highlights

  • Open Floorplan
  • Deck
  • Two Story Ceilings
  • Colonial Architecture
  • Stream or River on Lot
  • Partially Wooded Lot

About This Home

As of April 2018

OPEN CANCELED! Sit. on cul-de-sac w/ peaceful setting backing to woods/stream. Kit w/ granite, tile backsplash, island. Hardwood floors. Newer carpet/paint. Master ensuite w/ oversized shower. Walk-out LL complete with rec room, 5th br & rough-in for bath. Massive 3 tier deck. New 50 yr architectural roof, hvac, hot water heater. Insulated garage/attic. 2 floored attics. Wired for generator.

Last Agent to Sell the Property

Kimberly Letschin

(410) 456-7983 KimLetschin@gmail.com Long & Foster Real Estate, Inc. License #592456 Listed on: 02/19/2018

Long & Foster Real Estate, Inc.

Last Buyer's Agent

Janet Kemple

(410) 372-7353 janet.freund2016@gmail.com Coldwell Banker Realty License #646747

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,631

Year Built

  • Built in 1992

Lot Details

  • 0.25 Acre Lot
  • Cul-De-Sac
  • No Through Street
  • Partially Wooded Lot
  • Backs to Trees or Woods
  • Property is in very good condition
  • Property is zoned R1

HOA Fees

  • $12 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • On-Street Parking
  • Off-Street Parking

Home Design

  • Colonial Architecture
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Chair Railings
  • Crown Molding
  • Wainscoting
  • Two Story Ceilings
  • Ceiling Fan
  • Recessed Lighting
  • Window Treatments
  • Sliding Doors
  • Atrium Doors
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Game Room
  • Storage Room
  • Wood Flooring
  • Alarm System

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Stove
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • 2.5 Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Rear Basement Entry
  • Rough-In Basement Bathroom
  • Natural lighting in basement

Outdoor Features

  • Stream or River on Lot
  • Deck
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Natural Gas Water Heater

Community Details

  • Grace Harbour Subdivision

Listing and Financial Details

  • Tax Lot 126
  • Assessor Parcel Number 1306046290

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,631

Year Built

Built in 1992

Lot Details

0

HOA Fees

$12 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2018-02-19
  • Year Built: 1992
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Refrigerator, Stove, Dishwasher, Disposal, Exhaust Fan, Washer, Dryer
  • Interior Amenities: Breakfast Area, Family Room Off Kitchen, Kitchen - Island, Kitchen - Table Space, Dining Area, Kitchen - Eat-In, Primary Bath(s), Chair Railings, Upgraded Countertops, Crown Moldings, Window Treatments, Wainscotting, Wood Floors, Recessed Lighting, Floor Plan - Open
  • Fireplace: No
  • Door Features: Atrium, Sliding Glass
  • Wall Ceiling Types: 2 Story Ceilings
  • Entry Location: Foyer
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Game Room, Family Room, Foyer, Laundry, Storage Room
  • Basement: Yes
  • Basement Type: Connecting Stairway, Outside Entrance, Rear Entrance, Fully Finished, Daylight, Full, Rough Bath Plumb, Walkout Level
  • Living Area Units: Square Feet
  • Total Sq Ft: 3332
  • Living Area Sq Ft: 3332
  • Price Per Sq Ft: 139.55
  • Above Grade Finished Sq Ft: 2114
  • Below Grade Finished Sq Ft: 1218
  • Total Below Grade Sq Ft: 1218
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Sidewalks
  • Pool Private: No
  • Roof: Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Garage, Attached
  • Garage Features: Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street, On Street, Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Cooling: Yes
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Electric Alarm, Security System
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 142.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Lot Info

  • Improvement Assessed Value: 175400.00
  • Land Assessed Value: 94000.00
  • Lot Features: Backs To Trees, Cul-De-Sac, No Thru Street, Partly Wooded, Stream/Creek
  • Lot Size Acres: 0.25
  • Lot Size Area: 10724
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10724.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Attached Yn: No
  • Property Condition: Very Good
  • Zoning: R1
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 5528544
  • Tax Annual Amount: 4630.99
  • Assessor Parcel Number: 1306046290
  • Tax Lot: 126
  • County Tax Payment Frequency: Annually
  • Tax Year: 2017

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 19, 2018
Closed on
Apr 30, 2018
Sold by
Iliuta Ruth
Bought by
Brammer Timothy
Seller's Agent
Kimberly Letschin
Long & Foster Real Estate, Inc.
Buyer's Agent
Janet Kemple
Coldwell Banker Realty
List Price
$300,000
Sold Price
$292,000
Premium/Discount to List
-$8,000
-2.67%
Current Estimated Value
$487,667

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$195,667
Avg. Annual Appreciation
7.08%
Original Mortgage
$286,711
Outstanding Balance
$253,394
Interest Rate
5.62%
Mortgage Type
FHA
Estimated Equity
$234,273

Purchase Details

Closed on
Jun 11, 2010
Sold by
Turner Roy W
Bought by
Iliuta Ruth

Purchase Details

Closed on
Jun 8, 1992
Sold by
Equity Homes Inc
Bought by
Turner Roy W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,000
Interest Rate
8.59%

Purchase Details

Closed on
Dec 3, 1991
Sold by
Grace Harbour Limited Partnership
Bought by
Equity Homes Inc
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Brammer Timothy $292,000 Key Title Inc
Iliuta Ruth $289,000 --
Turner Roy W $122,200 --
Equity Homes Inc $18,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Brammer Timothy $286,711
Previous Owner Turner Roy W $77,000
Closed Iliuta Ruth --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/30/2018 04/30/18 Sold $292,000 -1.0% $88 / Sq Ft
03/23/2018 03/23/18 Pending -- -- --
03/19/2018 03/19/18 Price Changed $295,000 -1.7% $89 / Sq Ft
02/20/2018 02/20/18 For Sale $300,000 +2.7% $90 / Sq Ft
02/20/2018 02/20/18 Off Market $292,000 -- --
02/19/2018 02/19/18 For Sale $300,000 -- $90 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,094 $349,833 $0 $0
2024 $3,094 $327,600 $90,300 $237,300
2023 $2,946 $311,733 $0 $0
2022 $3,225 $295,867 $0 $0
2021 $3,322 $280,000 $90,300 $189,700
2020 $2,780 $276,467 $0 $0
2019 $1,953 $272,933 $0 $0
2018 $2,712 $269,400 $94,000 $175,400
2017 $2,685 $269,400 $0 $0
2016 -- $269,400 $0 $0
2015 $2,758 $272,600 $0 $0
2014 $2,758 $272,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1005560765

Bright MLS

APN: 06-046290