NOT LISTED FOR SALE

708 Elm St Cumberland, MD 21502

Estimated Value: $51,000 - $133,000

4 Beds
2 Baths
1,212 Sq Ft
$72/Sq Ft Est. Value

Last Sold March 08, 2022

Last sale price $70,000 $58 Per Sq Ft

Est. 25% increase in value since last sale

Current estimated payment $507/month

226 Days on Market

Highlights

  • Traditional Floor Plan
  • Main Floor Bedroom
  • Balcony
  • Wood Flooring
  • No HOA
  • Country Kitchen

About This Home

As of March 2022

MAJOR PRICE ADJUSTMENT!! The owner says Let’s Make A Deal!!! What a great at time to purchase your own home, especially when your mortgage payment is less than rent! Welcome to your newly renovated 4 bedroom 2 bathroom Bi-level home with a newer front porch. The main level features a large combo living/dining area; new updated kitchen with stainless steel refrigerator and stove, built-in microwave, dishwasher, stacked front-loading washer and dryer, upgraded cabinets, and ceramic tile flooring; main level rear bedroom with access to the expansive backyard; main level full bathroom with ceramic tiling and flooring. The upper level features 3 good sized bedrooms; the primary bedroom has an outside balcony; a second full hallway bathroom with ceramic tiling and flooring. The whole house has been freshly painted, new engineered hardwood flooring installed throughout, new lighting fixtures, new HVAC, new windows, and much more. A one year Home Buyers Warranty also included! Another great feature is that this home is located directly across the street from a shopping center that includes a supermarket and other stores, and is within walking distance to restaurants, the post office, nearby businesses and more. Ideal commuter location with easy access to I-68.

Last Agent to Sell the Property

Jacqueline Alexander

(301) 906-6241 jackie@495realestate.com 495 Real Estate, LLC. License #0225187653 Listed on: 06/08/2021

Last Buyer's Agent

Sharon Yonker

(240) 580-4399 Sharon@cbwmd.com Coldwell Banker Premier License #582237

Coldwell Banker Premier

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $980

Year Built

  • Built in 1910

Lot Details

  • 2,250 Sq Ft Lot
  • Level Lot
  • Back Yard
  • Property is in very good condition
  • Property is zoned ZRC

Parking

  • On-Street Parking

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,212 Sq Ft Home
  • Property has 2 Levels
  • Traditional Floor Plan
  • Combination Dining and Living Room
  • Wood Flooring
  • Stacked Electric Washer and Dryer

Kitchen

  • Country Kitchen
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Stove
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

Outdoor Features

  • Balcony
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 0104047214

Home Details

Home Type

Single Family

Est. Annual Taxes

$980

Year Built

Built in 1910

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bi-Level
  • Ownership: Fee Simple
  • Home Warranty: Yes
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2021-06-22
  • Year Built: 1910
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer - Front Loading, Dryer - Electric, Oven - Self Cleaning, Oven/Range - Electric, Stove, Washer - Front Loading, Washer/Dryer Stacked, Water Heater
  • Interior Amenities: Combination Dining/Living, Entry Level Bedroom, Floor Plan - Traditional, Wood Floors, Kitchen - Country
  • Fireplace: No
  • Levels Count: 2
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Bathroom 1, Bathroom 2
  • Basement: No
  • Total Sq Ft: 1212
  • Living Area Sq Ft: 1212
  • Price Per Sq Ft: 69.72
  • Above Grade Finished Sq Ft: 1212
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Forced Air, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 45270.00
  • Land Assessed Value: 2000.00
  • Lot Features: Level, Rear Yard
  • Lot Size Acres: 0.05
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2250.00
  • Outdoor Living Structures: Balcony, Porch(es)
  • Property Condition: Very Good
  • Zoning: ZRC
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14908350
  • Tax Annual Amount: 980.00
  • Assessor Parcel Number: 0104047214
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 7, 2025
Sold by
Solomon Richard E and Mckeefery Michael
Bought by
Shellpoint Mortgage Servicing and Newrez Llc
Current Estimated Value
$87,410

Purchase Details

Listed on
Jun 8, 2021
Closed on
Mar 8, 2022
Sold by
Eagle Properties And Investments Llc
Bought by
Macbryghde Wyntre and Hess Christopher N
Seller's Agent
Jacqueline Alexander
495 Real Estate, LLC.
Buyer's Agent
Sharon Yonker
Coldwell Banker Premier
List Price
$84,500
Sold Price
$70,000
Premium/Discount to List
-$14,500
-17.16%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.10%
Original Mortgage
$68,732
Interest Rate
3.76%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 8, 2019
Closed on
Sep 19, 2019
Sold by
2019 Castle Llc
Bought by
Eagle Properties And Investments Llc
Seller's Agent
Ryan Gehris
USRealty.com LLP
Buyer's Agent
Jacqueline Alexander
495 Real Estate, LLC.
List Price
$4,900
Sold Price
$5,000
Premium/Discount to List
$100
2.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
191.08%

Purchase Details

Listed on
May 23, 2019
Closed on
Jul 10, 2019
Sold by
Federal National Mortgage Association
Bought by
2019 Castle Llc
Seller's Agent
Dennis White
Homes & Land Real Estate
Buyer's Agent
Dennis White
Homes & Land Real Estate
List Price
$5,000
Sold Price
$1,575
Premium/Discount to List
-$3,425
-68.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
43598.93%

Purchase Details

Closed on
Mar 29, 2019
Sold by
Shipley Michael T and Mccutcheon Bruce A
Bought by
Federal National Mortgage Association and Fannie Mae

Purchase Details

Closed on
Sep 3, 2002
Sold by
Maryland Real Estate Sales & Leases
Bought by
Mccutcheon Bruce A and Shipley Michael T

Purchase Details

Closed on
Apr 26, 2002
Sold by
Bennett James H
Bought by
Maryland Real Estate Sales & Leases

Purchase Details

Closed on
Aug 4, 1992
Sold by
Wolfe Margaret Ann
Bought by
Bennett James H
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Shellpoint Mortgage Servicing $61,200 None Listed On Document
Shellpoint Mortgage Servicing $61,200 None Listed On Document
Macbryghde Wyntre $70,000 Fidelity National Title
Eagle Properties And Investments Llc $5,000 First Class Title Inc
2019 Castle Llc $1,575 Gemini Title & Escrow Llc
Federal National Mortgage Association $3,500 None Available
Mccutcheon Bruce A -- --
Maryland Real Estate Sales & Leases $5,000 --
Bennett James H $10,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Macbryghde Wyntre $68,732
Closed Mccutcheon Bruce A --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/08/2022 03/08/22 Sold $70,000 0.0% $58 / Sq Ft
02/28/2022 02/28/22 Off Market $70,000 -- --
01/21/2022 01/21/22 Pending -- -- --
01/21/2022 01/21/22 For Sale $84,500 +20.7% $70 / Sq Ft
01/16/2022 01/16/22 Off Market $70,000 -- --
12/28/2021 12/28/21 Pending -- -- --
12/19/2021 12/19/21 Price Changed $84,500 -9.6% $70 / Sq Ft
08/08/2021 08/08/21 Price Changed $93,500 -0.5% $77 / Sq Ft
07/07/2021 07/07/21 Price Changed $94,000 -1.1% $78 / Sq Ft
06/08/2021 06/08/21 For Sale $95,000 +1800.0% $78 / Sq Ft
09/19/2019 09/19/19 Sold $5,000 +2.0% $4 / Sq Ft View Prior Sale
08/21/2019 08/21/19 Pending -- -- --
08/08/2019 08/08/19 For Sale $4,900 +211.1% $4 / Sq Ft
07/10/2019 07/10/19 Sold $1,575 -68.5% $1 / Sq Ft View Prior Sale
06/13/2019 06/13/19 Pending -- -- --
05/23/2019 05/23/19 For Sale $5,000 -- $4 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $562 $61,367 $0 $0
2024 $532 $56,833 $0 $0
2023 $487 $52,300 $2,000 $50,300
2022 $470 $50,623 $0 $0
2021 $458 $48,947 $0 $0
2020 $28 $3,000 $2,000 $1,000
2019 $28 $3,000 $2,000 $1,000
2018 $28 $3,000 $2,000 $1,000
2017 $28 $3,000 $0 $0
2016 $29 $3,000 $0 $0
2015 $357 $3,000 $0 $0
2014 $357 $37,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL137174

Bright MLS

APN: 04-047214