NOT LISTED FOR SALE

Estimated Value: $363,000 - $389,333

3 Beds
3 Baths
2,080 Sq Ft
$183/Sq Ft Est. Value

Last Sold November 19, 2013

Last sale price $165,000 $79 Per Sq Ft

Est. 131% increase in value since last sale

Current estimated payment $2,803/month

12 Days on Market

Highlights

  • Loft
  • Porch
  • Forced Air Heating and Cooling System
  • Oswego High School Rated A-
  • Attached Garage

About This Home

As of November 2013

Bright and spacious home in a great neighborhood. This house offers three bedrooms plus a loft. Two and a half bathrooms. Living and dining are spacious and bright. Kitchen has lots of white cabinets. Basement is partially finished with an extra room. Attached two car garage. Very large fenced yard with a stamped concrete patio. Close to downtown Oswego, parks and much more.

Last Agent to Sell the Property

Christian Chase

Chase Real Estate LLC License #475122088 Listed on: 09/25/2013

Last Buyer's Agent

Nia Christoforakis

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,153

Year Built

  • 2004

Lot Details

  • 871

HOA Fees

  • $48 per month

Parking

  • Attached Garage
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Primary Bathroom is a Full Bathroom
  • Loft
  • Bonus Room
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,153

Year Built

2004

Lot Details

0

HOA Fees

$48 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 6-10 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 2.1
  • Type Detached: 2 Stories
  • Estimated Year Built: 2004
  • Special Features: 20
  • Property Sub Type: Detached
  • Year Built: 2004

Interior Features

  • Number Of Rooms: 9
  • Living Room: Dimensions: 12X12, On Level: Main Level, Flooring: Carpet
  • Basement: Full
  • Basement: Partially Finished
  • Bedrooms All Levels: 3
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 3
  • Dining Room: Dimensions: 13X10, On Level: Main Level, Flooring: Carpet
  • Kitchen Type: Dimensions: 16X9, On Level: Main Level, Flooring: Hardwood
  • Additional Rooms: Bonus, Loft
  • Master Bedroom: Dimensions: 16X12, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: Loft, Dimensions: 12X12, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 2 Name: Bonus, Dimensions: 13X13, On Level: Lower, Flooring: Carpet
  • Bedroom 2: Dimensions: 13X12, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 3: Dimensions: 12X11, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 2080
  • Family Room: Dimensions: 13X13, On Level: Main Level, Flooring: Hardwood

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Porch
  • Acreage: 0.0209

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Quarterly
  • Assessment Association Fees: 143
  • Management Contact Name: Jeff
  • Management Phone: 815-609-2330

Fee Information

  • Management Company: Nemanich Consulting

Schools

  • School District: 308
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 60X139
  • Parcel Identification Number: 0318144008

Tax Info

  • Taxes: 5812.36

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 9, 2015
Sold by
Spagnoh Timothy and Spagnoh Lauren
Bought by
Spagnoh Timothy and Spagnoh Lauren
Current Estimated Value
$381,333

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,335
Outstanding Balance
$124,799
Interest Rate
4.37%
Mortgage Type
New Conventional
Estimated Equity
$253,517

Purchase Details

Listed on
Sep 25, 2013
Closed on
Nov 13, 2013
Sold by
Secretary Of Housing & Urban Development
Bought by
Spagnoli Timothy and Spagnoli Lauren
Seller's Agent
Christian Chase
Chase Real Estate LLC
Buyer's Agent
Nia Christoforakis
List Price
$163,000
Sold Price
$165,000
Premium/Discount to List
$2,000
1.23%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.30%
Original Mortgage
$162,011
Interest Rate
4.62%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 15, 2013
Sold by
Bank Of America Na and Prokop Timothy
Bought by
Secretary Of Hud

Purchase Details

Closed on
Sep 17, 2004
Sold by
The Bigelow Group Inc
Bought by
Prokop Timothy and Irwin Julie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$223,147
Interest Rate
5.93%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 4, 2003
Sold by
Oswego Village Square L L C
Bought by
Bigelow Group Inc
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Spagnoh Timothy -- Dukane Title Insurance Co
Spagnoli Timothy $165,000 Fidelity National Title
Secretary Of Hud -- None Available
Prokop Timothy $227,000 First American Title
Bigelow Group Inc $1,458,000 First American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Spagnoh Timothy $175,335
Closed Spagnoli Timothy $166,400
Closed Spagnoli Timothy $162,011
Previous Owner Prokop Timothy $49,026
Previous Owner Prokop Timothy $29,000
Previous Owner Prokop Timothy $223,147
Previous Owner Prokop Timothy $223,147
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/19/2013 11/19/13 Sold $165,000 +1.2% $79 / Sq Ft
10/07/2013 10/07/13 Pending -- -- --
09/25/2013 09/25/13 For Sale $163,000 -- $78 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,153 $107,311 $22,712 $84,599
2023 $7,325 $94,965 $20,099 $74,866
2022 $7,325 $87,123 $18,439 $68,684
2021 $7,277 $83,772 $17,730 $66,042
2020 $7,118 $81,332 $17,214 $64,118
2019 $6,828 $77,137 $17,214 $59,923
2018 $6,219 $70,219 $15,670 $54,549
2017 $6,019 $64,718 $14,442 $50,276
2016 $5,756 $61,344 $13,689 $47,655
2015 $5,542 $56,800 $12,675 $44,125
2014 -- $53,585 $11,958 $41,627
2013 -- $55,789 $12,451 $43,338
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08453634

Midwest Real Estate Data (MRED)

APN: 03-18-144-008