NOT LISTED FOR SALE

712 Stillwater Rd Gibson Island, MD 21056

Estimated Value: $3,032,000 - $4,003,000

5 Beds
3.5 Baths
4,844 Sq Ft
$723/Sq Ft Est. Value

Last Sold June 19, 2018

Last sale price $2,570,000 $531 Per Sq Ft

Est. 36% increase in value since last sale

Current estimated payment $21,717/month

Highlights

  • 186 Feet of Waterfront
  • Beach
  • Private Beach
  • 1 Boat Dock
  • Pier
  • 24-Hour Security

About This Home

As of June 2018

Stunning waterfront 1928 English Country Home,major renovation in 1980s and more in 2016. On fresh water 42-acre lake with private dock, beautifully sited for sunrises and sunsets,5 BR, 31/2 BA, large LR with vaulted ceiling and FP, two porches, big DR, second-level FR, magnificent views of the lake, near BWI, Amtrak, near DC, Balto, Annap, no Bay Bridge to cross, private island, security,must see

Last Agent to Sell the Property

Sarah Kanne

(301) 351-1319 sarahkanne@gibsonisland.com Gibson Island Real Estate INC License #651972 Listed on: 05/20/2018

Last Buyer's Agent

Sarah Kanne

(301) 351-1319 sarahkanne@gibsonisland.com Gibson Island Real Estate INC License #651972 Listed on: 05/20/2018

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $25,804

Year Built

  • Built in 1928 | Remodeled in 2016

Lot Details

  • 0.68 Acre Lot
  • 186 Feet of Waterfront
  • Home fronts navigable water
  • Private Beach
  • Landscaped
  • Premium Lot
  • Sprinkler System
  • Property is in very good condition
  • Property is zoned R1

HOA Fees

  • $640 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Garage Door Opener
  • Shared Driveway

Property Views

  • Water
  • Woods
  • Garden

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Wood Walls
  • Shake Roof
  • Wood Siding
  • Shingle Siding

Interior Spaces

  • 4,844 Sq Ft Home
  • Property has 2 Levels
  • Traditional Floor Plan
  • Wet Bar
  • Central Vacuum
  • Built-In Features
  • Paneling
  • Beamed Ceilings
  • Cathedral Ceiling
  • Whole House Fan
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • 1 Fireplace
  • Insulated Windows
  • Window Treatments
  • Palladian Windows
  • Casement Windows
  • Window Screens
  • French Doors
  • Family Room on Second Floor
  • Living Room
  • Dining Room
  • Workshop
  • Utility Room
  • Wood Flooring
  • Crawl Space
  • Attic Fan

Kitchen

  • Country Kitchen
  • Breakfast Room
  • Butlers Pantry
  • Electric Oven or Range
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms | 2 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Whirlpool Bathtub

Laundry

  • Laundry Room
  • Front Loading Dryer
  • Washer

Home Security

  • Home Security System
  • Security Gate
  • Flood Lights

Outdoor Features

  • Pier
  • Canoe or Kayak Water Access
  • Property is near a lake
  • Personal Watercraft
  • Swimming Allowed
  • 1 Boat Dock
  • Physical Dock Slip Conveys
  • Pond
  • Non Powered Boats Only
  • Lake Privileges
  • Deck
  • Screened Patio
  • Porch

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Dehumidifier
  • Floor Furnace
  • Heating System Uses Oil
  • Heat Pump System
  • Radiant Heating System
  • Vented Exhaust Fan
  • Baseboard Heating
  • Programmable Thermostat
  • Oil Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 143
  • Assessor Parcel Number 020335006683300

Community Details

Overview

  • Association fees include common area maintenance, management, insurance, trash, security gate
  • Gibson Island Corporation Community
  • Gibson Island Subdivision
  • The community has rules related to alterations or architectural changes, covenants
  • Community Lake

Amenities

  • Newspaper Service
  • Common Area

Recreation

  • Beach
  • Fishing Allowed
  • Jogging Path
  • Bike Trail

Security

  • 24-Hour Security
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$25,804

Year Built

Built in 1928 | Remodeled in 2016

Lot Details

0

HOA Fees

$640 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1928
  • Year Renovated: 2016
  • Remarks Public: Stunning waterfront 1928 English Country Home,major renovation in 1980s and more in 2016. On fresh water 42-acre lake with private dock, beautifully sited for sunrises and sunsets,5 BR, 31/2 BA, large LR with vaulted ceiling and FP, two porches, big DR, second-level FR, magnificent views of the lake, near BWI, Amtrak, near DC, Balto, Annap, no Bay Bridge to cross, private island, security,must see
  • Special Assessment Payment: Annually
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Central Vacuum, Dishwasher, Disposal, Exhaust Fan, Oven/Range - Electric, Refrigerator, Washer, Water Heater, Icemaker, Dryer - Front Loading
  • Interior Amenities: Breakfast Area, Dining Area, Butlers Pantry, Kitchen - Country, Entry Level Bedroom, Built-Ins, Upgraded Countertops, Window Treatments, Primary Bath(s), Wet/Dry Bar, Whirlpool/Hottub, Wood Floors, Recessed Lighting, Floor Plan - Traditional
  • Window Features: Casement, Palladian, Screens, Skylights, Insulated
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French
  • Wall Ceiling Types: 2 Story Ceilings, Beamed Ceilings, Cathedral Ceilings, Paneled Walls, Wood Walls, Vaulted Ceilings
  • Entry Location: Living Room
  • Foundation Details: Crawl Space, Slab
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Breakfast Room, 2nd Stry Fam Rm, Laundry, Utility Room, Workshop, Attic
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 4844
  • Living Area Sq Ft: 4844
  • Price Per Sq Ft: 531.59
  • Above Grade Finished Sq Ft: 4844
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 712

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 2
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Shingle Siding, Wood Siding
  • Dock Type: Pier (Perpendicular)
  • Exterior Features: Flood Lights, Underground Lawn Sprinkler, Private Beach
  • Roof: Shake
  • View: Water, Garden/Lawn, Trees/Woods
  • Water Access Features: Boat - Non Powered Only, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Swimming Allowed
  • Water Access: Yes
  • Water Body Name: OTTER POND
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 186

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Garage, Paved Driveway, Shared Driveway
  • Garage Features: Garage Door Opener
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, Detached Garage

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Attic Fan, Ceiling Fan(s), Central A/C, Heat Pump(s), Zoned, Whole House Fan, Dehumidifier, Programmable Thermostat
  • Heating Fuel: Electric, Oil
  • Heating Type: Baseboard, Radiant, Zoned, Heat Pump(s), Floor Furnace, Programmable Thermostat
  • Heating: Yes
  • Hot Water: Oil
  • Security: 24 Hour Security, Security Gate, Security System
  • Sewer/Septic System: Septic Exists
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 640.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Bike Trail, Common Grounds, Gated Community, Jog/Walk Path, Lake, Newspaper Service, Security, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Insurance, Trash, Security Gate
  • HOA Condo Co-Op Management Type: Professional - On-Site
  • HOA Condo Co-Op Rules: Alterations/Architectural Changes, Covenants
  • HOA: Yes
  • Senior Community: No

Green Features

  • Green Verification: No

Lot Info

  • Improvement Assessed Value: 612100.00
  • Land Assessed Value: 1391500.00
  • Lot Features: Premium, Pond, Landscaping
  • Lot Size Acres: 0.68
  • Lot Size Area: 29621
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 29621.00
  • Outdoor Living Structures: Screened, Deck(s), Porch(es)
  • Property Condition: Very Good
  • Year Assessed: 2018
  • Zoning: R1

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15224193
  • Tax Annual Amount: 25803.83
  • Assessor Parcel Number: 020335006683300
  • Tax Lot: 143
  • Tax Total Finished Sq Ft: 4844
  • County Tax Payment Frequency: Annually
  • Tax Year: 2017
  • Close Date: 06/19/2018

Multi Family

  • Dock Slip Conveyance: Physical Dock/Slip Conveys
  • Mean Low Water Feet: 3
  • Waterfront Features: Private Dock Site

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 20, 2018
Closed on
Jun 19, 2018
Sold by
Kosmowski Eric G and Kosmowski Jessica F
Bought by
Rayder Rayder J and Rayder Helene Norcross
Seller's Agent
Sarah Kanne
Gibson Island Real Estate INC
Buyer's Agent
Sarah Kanne
Gibson Island Real Estate INC
List Price
$2,575,000
Sold Price
$2,570,000
Premium/Discount to List
-$5,000
-0.19%
Current Estimated Value
$3,501,085

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$931,085
Avg. Annual Appreciation
4.32%
Original Mortgage
$1,500,000
Outstanding Balance
$1,282,289
Interest Rate
4%
Mortgage Type
Adjustable Rate Mortgage/ARM
Estimated Equity
$2,218,796

Purchase Details

Listed on
Jul 29, 2014
Closed on
Jun 15, 2015
Sold by
Wunderlick John C and Wunderlick Janet C
Bought by
Kosmowski Eric G and Kosmowski Jessica F
Seller's Agent
Sarah Kanne
TTR Sotheby's International Realty
Buyer's Agent
Sarah Kanne
TTR Sotheby's International Realty
List Price
$2,700,000
Sold Price
$2,350,000
Premium/Discount to List
-$350,000
-12.96%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.03%
Original Mortgage
$1,645,000
Interest Rate
3.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 22, 1985
Bought by
Wunderlick John C and Wunderlick Janet C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,000
Interest Rate
12.13%
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rayder Rayder J $2,570,000 Atlantic Title & Escrow Co
Kosmowski Eric G $2,350,000 Fidelity Natl Title Ins Co
Wunderlick John C $275,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rayder Rayder J $1,500,000
Closed Rayder Rayder J $1,500,000
Previous Owner Kosmowski Eric G $1,645,000
Previous Owner Wunderlick John C $175,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/19/2018 06/19/18 Sold $2,570,000 -0.2% $531 / Sq Ft
05/20/2018 05/20/18 Pending -- -- --
05/20/2018 05/20/18 For Sale $2,575,000 +9.6% $532 / Sq Ft
06/19/2015 06/19/15 Sold $2,350,000 -13.0% $485 / Sq Ft View Prior Sale
05/17/2015 05/17/15 Pending -- -- --
07/29/2014 07/29/14 For Sale $2,700,000 -- $557 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $29,303 $2,541,000 -- --
2024 $29,303 $2,461,300 $1,741,500 $719,800
2023 $28,201 $2,286,133 $0 $0
2022 $26,240 $2,110,967 $0 $0
2021 $50,474 $1,935,800 $1,391,500 $544,300
2020 $25,255 $1,935,800 $1,391,500 $544,300
2019 $25,274 $1,935,800 $1,391,500 $544,300
2018 $20,317 $2,003,600 $1,391,500 $612,100
2017 $23,161 $1,909,433 $0 $0
2016 -- $1,815,267 $0 $0
2015 -- $1,721,100 $0 $0
2014 -- $1,721,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1007420044

Bright MLS

APN: 03-350-06683300