$840,000
SOLD MAR 4, 2025

7120 7th St Surf City, NC 28445

4 Beds
2 Baths
1,500 Sq Ft
7,405 Sq Ft Lot

Recently Sold

$560 Per Sq Ft

7% Below List Price

18 Days on Market

Highlights

  • Boat Dock
  • Boat Ramp
  • Home fronts a canal
  • Pier
  • Intracoastal View
  • Deck

About This Home

As of March 2025

This incomparable canal front home situated at the end of 7 th St in Surf City offers 97 feet of bulkheaded waterfront with it's own private concrete boat ramp, dock and boat slip on deep water. The one owner home features 4 generous bedrooms, 2 full baths and a great room, kitchen area that is 30 ' x 18' with a vaulted ceiling. The nicely equipped kitchen has granite counter tops and a distinctive island topped with a bamboo counter. In addition to the 1,500 sq. ft. of living space on the main level there is 18' x 14' workshop and a 14' x 14' storage area on the ground floor both of which are fully insulated, heated and cooled by separate mini-split systems. There is also enclosed unheated storage for yard tools, mowers, etc. If your goal is waterfront living on beautiful Topsail Island this home is for you. It has been lovingly maintained as a primary residence since it was built, but would a superb second home or rental investment property.

Last Agent to Sell the Property

Michael Nelson

Landmark Sotheby's International Realty License #201964 Listed on: 12/30/2024

Landmark Sotheby's International Realty

Last Buyer's Agent

Terri Pierce

Berkshire Hathaway HomeServices Carolina Premier Properties License #292309

Berkshire Hathaway HomeServices Carolina Premier Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,313

Year Built

  • Built in 2004

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 29x113x97x148
  • Home fronts a canal
  • Cul-De-Sac
  • Property is zoned MHS

Property Views

  • Intracoastal
  • Canal

Home Design

  • Wood Frame Construction
  • Shingle Roof
  • Vinyl Siding
  • Piling Construction
  • Stick Built Home

Interior Spaces

  • 1,500 Sq Ft Home
  • 1-Story Property
  • Elevator
  • Vaulted Ceiling
  • Ceiling Fan
  • Blinds
  • Great Room
  • Combination Dining and Living Room
  • Workshop
  • Attic Access Panel

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry closet
  • Dryer
  • Washer

Parking

  • 4 Parking Spaces
  • 2 Attached Carport Spaces
  • Tandem Parking
  • Driveway
  • Paved Parking

Outdoor Features

  • Outdoor Shower
  • Pier
  • Deep Water Access
  • Bulkhead
  • Boat Ramp
  • Deck
  • Covered Patio or Porch

Schools

  • Dixon Elementary And Middle School
  • Dixon High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 424507694217

Community Details

Overview

  • No Home Owners Association
  • Old Settlers Beach Subdivision

Recreation

  • Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,313

Year Built

Built in 2004

Lot Details

0

Listing Details

  • Property Type: Residential
  • Sub Type: Single Family Residence
  • Cobra Zone: No
  • Construction: Wood Frame
  • Construction Type: Stick Built
  • New Construction: No
  • Stories: 1.0
  • Stories Levels: One
  • Year Built: 2004
  • Road Frontage Type: Canal Front
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Attic: Access Only
  • Basement: None
  • Dining Room Type: Combination
  • Fireplace: None
  • Flooring: Carpet, Tile
  • Heated Sq Ft: 1400 - 1599
  • Interior Amenities: 1st Floor Master, Workshop, Elevator, Kitchen Island, Ceiling Fan(s), Ceiling - Vaulted, Blinds/Shades
  • Laundry Location: Closet
  • List Price per Sq Ft: 600.00
  • Master Bedroom Level: Primary Living Area
  • Full Bathrooms: 2
  • Total Bathrooms: 2.00
  • Bedrooms: 4
  • Number Rooms: 6
  • Bedroom 2 Level: First
  • Bedroom 3 Level: First
  • Bedroom 4 Level: First
  • Great Room Level: First
  • Kitchen Level: First
  • Primary Bedroom Level: First
  • Other Level: Ground
  • Sq Ft Heated: 1500.00
  • Total Heated Primary Separate Sq Ft: 1500.00

Exterior Features

  • Exterior Features: Outdoor Shower
  • Exterior Finish: Vinyl Siding
  • Fencing: None
  • Foundation: Pilings
  • Porch Balcony Deck: Covered, Open, Porch, Deck
  • Road Type Frontage: Paved, Public (City/Cty/St)
  • Roof: Shingle
  • Waterfront: Yes
  • Waterview: Yes

Garage/Parking

  • Garage And Parking: Tandem
  • Attached Carport Spaces: 2.00
  • Garage And Parking Driveway Spaces: 4.00
  • Total Carport Spaces: 2.00
  • Parking Driveway: On Site, Paved

Utilities

  • Appliances Equipment: Dishwasher, Refrigerator, Washer, Stove/Oven - Electric, Microwave - Built-In, Dryer
  • Cooling System: Central, See Remarks
  • Fuel Tank: None
  • Heating System: Forced Air, Heat Pump
  • Service Providers Electric Provider: Jones-Onslow EMC
  • Service Providers Sewer Provider: Surf City
  • Service Providers Water Provider: Surf City
  • Utilities: Municipal Sewer, Municipal Water
  • Water Heater: Electric
  • HeatingSystemFuelSource: Electric

Association/Amenities

  • HOA: No
  • HOA and Neighborhood Amenities: See Remarks

Schools

  • School District: Onslow

Lot Info

  • Deed Page: 410.00
  • Lot Acres: 0.17
  • Lot Description: Cul-de-Sac Lot
  • Lot Dimensions: 29x113x97x148
  • Lot Sq Ft: 7405.00
  • Lot Water Features: Boat Dock, Water Depth 4+, Pier, Bulkhead, Boat Ramp
  • Plat Book: 11
  • Plat Page: 4
  • Zoning: MHS
  • Lot View Type: Canal View, ICW View

Tax Info

  • Tax Identifier: 424507694217
  • Tax Year: 2024

MLS Schools

  • Elementary School: Dixon
  • High School: Dixon
  • Middle School: Dixon
  • School District: Onslow

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 30, 2024
Closed on
Feb 27, 2025
Sold by
King Karen L
Bought by
Furr Daniel Scott
Seller's Agent
Michael Nelson
Landmark Sotheby's International Realty
Buyer's Agent
Terri Pierce
Berkshire Hathaway HomeServices Carolina Premier Properties
List Price
$900,000
Sold Price
$840,000
Premium/Discount to List
-$60,000
-6.67%
Views
13
Current Estimated Value
$862,425

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,425
Avg. Annual Appreciation
7.75%
Original Mortgage
$630,000
Outstanding Balance
$629,488
Interest Rate
7.04%
Mortgage Type
New Conventional
Estimated Equity
$241,161

Purchase Details

Closed on
Nov 3, 2003
Bought by
King Ronald F and King Karen L
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $840,000 None Listed On Document
Deed $260,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $630,000 New Conventional
Previous Owner $316,756 New Conventional
Previous Owner $281,887 New Conventional
Previous Owner $150,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/04/2025 03/04/25 Sold $840,000 -6.7% $560 / Sq Ft
01/17/2025 01/17/25 Pending -- -- --
12/30/2024 12/30/24 For Sale $900,000 -- $600 / Sq Ft
Source: Hive MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,313 $658,473 $315,000 $343,473
2024 $4,313 $658,473 $315,000 $343,473
2023 $4,313 $658,473 $315,000 $343,473
2022 $4,313 $658,473 $315,000 $343,473
2021 $3,346 $474,660 $270,000 $204,660
2020 $3,346 $474,660 $270,000 $204,660
2019 $3,346 $474,660 $270,000 $204,660
2018 $3,346 $474,660 $270,000 $204,660
2017 $2,979 $441,400 $270,000 $171,400
2016 $3,043 $450,764 $0 $0
2015 $3,043 $450,855 $0 $0
2014 $3,043 $451,345 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Hive MLS

MLS Number: 100481450

Hive MLS

APN: 063820