$399,900
PENDING

Estimated payment $2,317/month

Total Views 5,389
3 Beds
2 Baths
1,403 Sq Ft
$285 Price per Sq Ft

Highlights

  • Primary Bedroom Suite
  • Vaulted Ceiling
  • Furnished
  • Bluewater Elementary School Rated A-
  • Wood Flooring
  • Great Room

About This Home

Welcome to life in Bluewater Bay! This beautifully maintained home is located in the highly desirable Fairway Lakes neighborhood of Bluewater Bay in Niceville--one of the Emerald Coast's most sought-after communities known for its peaceful setting, walkability, and exceptional quality of life.
Nestled among mature trees and established landscaping, this charming home offers a comfortable and functional layout designed for everyday living and effortless entertaining. Offered furnished, the inviting interior features an open living and dining area with abundant natural light and vaulted ceilings that create a bright and airy atmosphere. The kitchen is conveniently located at the heart of the home, offering ample cabinet and counter space and easy access to the living areas, making it perfect for gatherings with family and friends.
The spacious primary suite provides a relaxing retreat, while additional bedrooms offer flexibility for guests, a home office, or growing families. A screened porch creates the perfect spot to enjoy morning coffee or unwind in the evenings while taking in the quiet surroundings of this established neighborhood. The garage was updated to include a 240-volt outlet for those EV owners.
Beyond the home itself, the lifestyle offered in Bluewater Bay is truly exceptional. Residents enjoy a walkable, golf-cart-friendly community with miles of tree-lined streets ideal for walking, jogging, and biking. The area offers convenient access to parks, golf courses, tennis facilities, marinas, and waterfront dining. The nearby marina provides easy access to the beautiful waters of Choctawhatchee Bay, perfect for boating, paddleboarding, and sunset views.
Commuters will appreciate the home's convenient location just minutes from Eglin Air Force Base, one of the region's largest employers, making it an excellent choice for military personnel, contractors, and professionals working in the area.
When it's time to enjoy the beach, the white sands and emerald waters of the Gulf Coast are just a short drive away. Spend weekends exploring the shopping, dining, and entertainment options in Destin or relaxing along the stunning shoreline of Miramar Beach--both located within easy reach of this home.
Families will also appreciate that the property is located in the highly regarded Okaloosa County School District, known for strong academic performance and community support. Students are zoned for top-rated schools including Bluewater Elementary School, Ruckel Middle School, and Niceville High School--all widely recognized for their excellent academic and extracurricular programs.
Whether you are searching for a primary residence, a peaceful coastal lifestyle, or a convenient location near work and recreation, this home offers the perfect balance of comfort, community, and convenience.
Come experience everything that life in Bluewater Bay has to offer.

Listing Agent

Jennifer Ochs

Posh Beach Realty License #3293618 Listed on: 03/13/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,359

Year Built

  • Built in 1988

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 62x107x49x105
  • Property fronts a private road
  • Sprinkler System

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Dimensional Roof
  • Brick Front

Interior Spaces

  • 1,403 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace
  • Double Pane Windows
  • Great Room
  • Dining Area
  • Fire and Smoke Detector

Kitchen

  • Walk-In Pantry
  • Electric Oven or Range
  • Induction Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Enclosed Patio or Porch
  • Rain Gutters

Schools

  • Bluewater Elementary School
  • Ruckel Middle School
  • Niceville High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater

Community Details

  • Property has a Home Owners Association
  • Association fees include accounting, insurance, legal, management
  • Fairway Lakes Ph 1 Subdivision
  • The community has rules related to covenants

Listing and Financial Details

  • Assessor Parcel Number 22-1S-22-087A-0000-0650

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,359

Year Built

Built in 1988

Lot Details

6,098 Sq Ft Lot

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.14
  • Lot Size: 62x107x49x105
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Subdivision Name: FAIRWAY LAKES PH 1
  • Directions: From on Hwy 20 turn onto Bay Drive. Follow until you see Fairway Lakes neighborhood on left hand side (across from tennis courts). Turn left into Fairway Lakes neighborhood and then right onto Putter Drive. Home will be on your left.
  • Architectural Style: Ranch
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1988
  • Remarks Misc:Remarks: Welcome to life in Bluewater Bay! This beautifully maintained home is located in the highly desirable Fairway Lakes neighborhood of Bluewater Bay in Niceville--one of the Emerald Coast's most sought-after communities known for its peaceful setting, walkability, and exceptional quality of life. Nestled among mature trees and established landscaping, this charming home offers a comfortable and functional layout designed for everyday living and effortless entertaining. Offered furnished, the inviting interior features an open living and dining area with abundant natural light and vaulted ceilings that create a bright and airy atmosphere.
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Dining Area: Yes
  • Utilities:Underground: Yes
  • Rooms:Great Room: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Furnished: Furnished - All
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Floor Hardwood, Floor Tile
  • Interior Amenities: Ceiling Vaulted, Fireplace, Pantry, Split Bedroom, Washer/Dryer Hookup
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Split Bedroom: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Furnished - All: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Fireplace: Yes

Exterior Features

  • Lot Features: Covenants
  • Construction Type: Siding Brick Front
  • Exterior Features: Rain Gutter, Sprinkler System
  • Patio And Porch Features: Patio Covered, Patio Enclosed
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Lot Features:Covenants: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • Exterior:Patio Covered: Yes
  • ConstructionSiding:Siding Brick Front: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Rain Gutter: Yes
  • Exterior:Patio Enclosed: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • Total Parking Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Public Water, Underground

Condo/Co-op/Association

  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Insurance, Legal, Management

Schools

  • Elementary School: Bluewater
  • High School: Niceville
  • Middle Or Junior School: Ruckel

Lot Info

  • Lot Size Sq Ft: 6098.4
  • Parcel #: 22-1S-22-087A-0000-0650
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 2359.32
  • Tax Year: 2025

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,359 $231,793 -- --
2024 $2,231 $225,260 -- --
2023 $2,231 $218,699 $0 $0
2022 $2,673 $254,149 $80,827 $173,322
2021 $2,640 $206,683 $70,284 $136,399
2020 $2,511 $193,874 $69,589 $124,285
2019 $2,436 $185,605 $69,589 $116,016
2018 $2,340 $176,185 $0 $0
2017 $2,295 $169,868 $0 $0
2016 $2,245 $167,295 $0 $0
2015 $2,236 $162,206 $0 $0
2014 $2,179 $156,066 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/01/2026 04/01/26 Pending -- -- --
03/13/2026 03/13/26 For Sale $399,900 +13.0% $285 / Sq Ft
09/09/2022 09/09/22 Sold $354,000 -0.3% $252 / Sq Ft View Prior Sale
07/13/2022 07/13/22 Pending -- -- --
07/08/2022 07/08/22 For Sale $355,000 +24.6% $253 / Sq Ft
01/25/2021 01/25/21 Sold $285,000 0.0% $203 / Sq Ft View Prior Sale
12/26/2020 12/26/20 Pending -- -- --
12/12/2020 12/12/20 For Sale $285,000 +26.0% $203 / Sq Ft
02/26/2019 02/26/19 Sold $226,200 0.0% $161 / Sq Ft View Prior Sale
01/14/2019 01/14/19 Pending -- -- --
01/10/2019 01/10/19 For Sale $226,200 -- $161 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $354,000 --
Warranty Deed $285,000 Bradley Title Llc
Warranty Deed $226,200 Bright Light Title Co Llc
Warranty Deed $139,900 Lighthouse Land Title Compan
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $318,600 New Conventional
Previous Owner $270,750 Purchase Money Mortgage
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 997855

Emerald Coast Association of REALTORS®

APN: 22-1S-22-087A-0000-0650

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