NOT LISTED FOR SALE

715 Cottage St Waterloo, IA 50703

Unity Neighborhood

Estimated Value: $46,000 - $100,000

3 Beds
1 Bath
1,248 Sq Ft
$54/Sq Ft Est. Value

Last Sold December 06, 2023

Last sale price $54,000 $43 Per Sq Ft

Est. 26% increase in value since last sale

Current estimated payment $458/month

23 Days on Market

About This Home

As of December 2023

Walk just one half block to Cunningham Elementary school from outside the front door of this 2-story home. It features vinyl siding and mostly vinyl windows, original oak colonnade entry, a formal dining room, three bedrooms and a full bath upstairs, and an enclosed front and back porch for additional storage and living space. PROPERTY OFFERED AS-IS. Inspections are for buyer information purposes only. Some (not all) personal property items shown MAY be removed prior to closing.

Last Agent to Sell the Property

Rachel Cheeney, Owner / Broker

Pro Resource Realty Brokerage Phone: 319-240-2389 License #B44435000 Listed on: 10/03/2023

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $843

Year Built

  • Built in 1909

Lot Details

  • 8,845 Sq Ft Lot
  • Lot Dimensions are 61 x 145

Parking

  • No Garage

Home Design

  • 1,248 Sq Ft Home
  • Shingle Roof
  • Vinyl Siding

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Schools

  • Cunningham Elementary School
  • George Washington Carver Academy Middle School
  • West High School

Additional Features

  • Laundry on lower level
  • Forced Air Heating System
  • Unfinished Basement

Listing and Financial Details

  • Assessor Parcel Number 891324211012

Home Details

Home Type

Single Family

Est. Annual Taxes

$843

Year Built

Built in 1909

Lot Details

0

Listing Details

  • Parcel Number: 891324211012
  • Year Built: 1909
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • ResoLaundryFeatures: Lower Level
  • Lot Size Acres: 0.2
  • Road Surface Type: Alley
  • Attribution Contact: cell: 319-240-2389
  • Co List Office Phone: 319-240-2389
  • MLS Status: Closed
  • Reso Fireplace Features: None
  • Reso Roof: Shingle
  • TotalFinishedSquareFootage: 1248
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Unfinished
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • BelowGradeArea: 624

Exterior Features

  • Construction Type: Vinyl Siding

Garage/Parking

  • Parking Features: None

Utilities

  • Cooling: None
  • Heating: Forced Air
  • Sewer: City Sewer
  • Water Source: City

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Cunningham
  • High School: West High
  • Middle Or Junior School: George Washington Carver Academy

Lot Info

  • Zoning: R-1
  • Lot Dimensions: 61 x 145
  • Lot Size Sq Ft: 8845
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 843

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 3, 2023
Closed on
Dec 1, 2023
Sold by
Henderson Phyllis Bernice
Bought by
Fji-Ii-S2 Holdings Llc
Seller's Agent
Rachel Cheeney, Owner / Broker
Pro Resource Realty
List Price
$64,000
Sold Price
$54,000
Premium/Discount to List
-$10,000
-15.62%
Views
156
Current Estimated Value
$67,858

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,858
Avg. Annual Appreciation
13.37%
Original Mortgage
$84,000
Outstanding Balance
$82,674
Interest Rate
7.76%
Mortgage Type
New Conventional
Estimated Equity
-$14,816
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fji-Ii-S2 Holdings Llc $54,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Fji-Ii-S2 Holdings Llc $84,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/06/2023 12/06/23 Sold $54,000 -5.3% $43 / Sq Ft
10/26/2023 10/26/23 Pending -- -- --
10/20/2023 10/20/23 Price Changed $57,000 -10.9% $46 / Sq Ft
10/03/2023 10/03/23 For Sale $64,000 -- $51 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,174 $54,130 $7,700 $46,430
2023 $835 $54,130 $7,700 $46,430
2022 $831 $41,760 $7,700 $34,060
2021 $829 $41,760 $7,700 $34,060
2020 $590 $38,680 $4,620 $34,060
2019 $590 $38,680 $4,620 $34,060
2018 $813 $38,680 $4,620 $34,060
2017 $594 $38,680 $4,620 $34,060
2016 $604 $38,680 $4,620 $34,060
2015 $604 $38,680 $4,620 $34,060
2014 $468 $38,680 $4,620 $34,060
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20234185

Northeast Iowa Regional Board of REALTORS®

APN: 8913-24-211-012

Iowa Black Hawk County Waterloo 50703 Unity

715 Cottage St, Waterloo, IA

This home is located at 715 Cottage St, Waterloo, IA 50703 since 03 October 2023 and is currently estimated at $67,858, approximately $54 per square foot. This property was built in 1909. 715 Cottage St is a home located in Black Hawk County with nearby schools including Cunningham School, George Washington Carver Academy, and East High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northeast Iowa Regional Board of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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