Seller's Agent in 2022
Zachary Zander
Cummings & Co Realtors
(443) 616-4663
20 in this area
95 Total Sales
715 Ruddy Ct Havre de Grace, MD 21078
Estimated Value: $469,000 - $493,000
4
Beds
2.5
Baths
2,683
Sq Ft
$180/Sq Ft
Est. Value
Highlights
- View of Trees or Woods
- Open Floorplan
- Deck
- 0.35 Acre Lot
- Colonial Architecture
- Private Lot
About This Home
As of August 2022Incredible "Smart" House on Spacious Cul-de-Sac Lot with 2-Story Foyer, HW floors, 4 BR/2.5 BA, 2 Car Garage, and Fully Finished Basement! Smart House with dozens of devices including main room lights on all levels, bedroom lights, garage door, TVs and devices, Air Conditioning and Heating System, front door and rear security cameras all controllable by Alexa. Even answer the door with video on Alexa devices! Door device, Alexa tablets and pucks, security cameras included! Other recent improvements include Gutter Guard system (2018, lifetime transferable), under-deck shed (2018), and new front lawn (2020-2022). Other recent improvements include ROOF '16, FURNACE '16, HWH '16, CARPETS IN L. L. '16. Huge living room off the kitchen with berber carpet, wood fireplace. Basement is an incredible retreat space set up as a second family room and separate recreation room. Come see this one before it is gone!
Last Agent to Sell the Property
(443) 616-4663 zander.realty@gmail.com Cummings & Co. Realtors License #602770 Listed on: 07/02/2022
Last Buyer's Agent
(410) 877-4743 Leighkaminskyrealtor@gmail.com American Premier Realty, LLC License #672853
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,470
Year Built
- Built in 1992
Lot Details
- 0.35 Acre Lot
- Private Lot
- Wooded Lot
- Backs to Trees or Woods
- Property is in excellent condition
- Property is zoned R1
HOA Fees
- $12 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- 4 Driveway Spaces
- Front Facing Garage
- Garage Door Opener
Home Design
- Colonial Architecture
- Block Foundation
- Architectural Shingle Roof
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Two Story Ceilings
- Ceiling Fan
- Fireplace Mantel
- Double Pane Windows
- Window Screens
- Family Room
- Living Room
- Dining Room
- Game Room
- Storage Room
- Views of Woods
Kitchen
- Eat-In Kitchen
- Gas Oven or Range
- Stove
- Microwave
- Dishwasher
- Kitchen Island
- Upgraded Countertops
- Disposal
Flooring
- Wood
- Carpet
- Laminate
- Tile or Brick
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Primary Bedroom
- En-Suite Bathroom
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Heated Basement
- Connecting Stairway
- Rear Basement Entry
- Rough-In Basement Bathroom
Home Security
- Storm Doors
- Fire and Smoke Detector
Outdoor Features
- Deck
Schools
- Havre De Grace High School
Utilities
- Forced Air Heating and Cooling System
- Vented Exhaust Fan
- Programmable Thermostat
- 120/240V
- Natural Gas Water Heater
- Municipal Trash
- Cable TV Available
Listing and Financial Details
- Tax Lot 130
- Assessor Parcel Number 1306046339
Community Details
Overview
- Association fees include common area maintenance, management, insurance, reserve funds
- Conway Property Management HOA
- Grace Harbour Subdivision
Recreation
- Community Playground
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 2, 2022
Closed on
Aug 10, 2022
Sold by
Donald Kinsey Jr
Bought by
King Morgan
Seller's Agent
Zachary Zander
Cummings & Co. Realtors
Buyer's Agent
Leigh Kaminsky
American Premier Realty, LLC
List Price
$420,000
Sold Price
$420,000
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$77,234
Avg. Annual Appreciation
4.34%
Original Mortgage
$399,000
Outstanding Balance
$381,464
Interest Rate
5.51%
Mortgage Type
New Conventional
Estimated Equity
$100,150
Purchase Details
Listed on
Mar 10, 2017
Closed on
Jun 15, 2017
Sold by
Baker Albert J and Baker Jennifer A
Bought by
Kinsey Donald
Seller's Agent
Lily Strakes
Cummings & Co. Realtors
Buyer's Agent
Zachary Zander
Cummings & Co. Realtors
List Price
$319,900
Sold Price
$304,900
Premium/Discount to List
-$15,000
-4.69%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.42%
Original Mortgage
$277,840
Interest Rate
4.05%
Mortgage Type
VA
Purchase Details
Closed on
Aug 17, 2010
Sold by
Haffey John F
Bought by
Baker Albert J and Baker Jennifer A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$286,146
Interest Rate
4.62%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 10, 1992
Sold by
Equity Homes Inc
Bought by
Haffey John F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,933
Interest Rate
8.84%
Purchase Details
Closed on
Dec 3, 1991
Sold by
Grace Harbour Limited Partnership
Bought by
Equity Homes Inc
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| King Morgan | $420,000 | Getz Title | |
| King Morgan | $420,000 | Getz Title | |
| Kinsey Donald | $304,900 | Key Title Inc | |
| Baker Albert J | $290,000 | -- | |
| Haffey John F | $128,300 | -- | |
| Equity Homes Inc | $18,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | King Morgan | $399,000 | |
| Closed | King Morgan | $399,000 | |
| Previous Owner | Kinsey Donald | $277,840 | |
| Previous Owner | Baker Albert J | $286,146 | |
| Previous Owner | Haffey John F | $127,933 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/10/2022 08/10/22 | Sold | $420,000 | 0.0% | $157 / Sq Ft | |
| 07/04/2022 07/04/22 | Pending | -- | -- | -- | |
| 07/02/2022 07/02/22 | For Sale | $420,000 | +37.8% | $157 / Sq Ft | |
| 06/16/2017 06/16/17 | Sold | $304,900 | 0.0% | $124 / Sq Ft | View Prior Sale |
| 05/13/2017 05/13/17 | Pending | -- | -- | -- | |
| 04/26/2017 04/26/17 | Price Changed | $304,900 | -3.2% | $124 / Sq Ft | |
| 04/05/2017 04/05/17 | Price Changed | $314,900 | -1.6% | $128 / Sq Ft | |
| 03/10/2017 03/10/17 | For Sale | $319,900 | -- | $130 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,185 | $354,967 | $0 | $0 |
| 2024 | $3,185 | $334,100 | $90,700 | $243,400 |
| 2023 | $3,029 | $317,733 | $0 | $0 |
| 2022 | $1,428 | $301,367 | $0 | $0 |
| 2021 | $5,715 | $285,000 | $90,700 | $194,300 |
| 2020 | $2,790 | $277,467 | $0 | $0 |
| 2019 | $2,715 | $269,933 | $0 | $0 |
| 2018 | $0 | $262,400 | $94,400 | $168,000 |
| 2017 | $2,602 | $262,400 | $0 | $0 |
| 2016 | -- | $261,067 | $0 | $0 |
| 2015 | $2,634 | $260,400 | $0 | $0 |
| 2014 | $2,634 | $260,400 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Zachary Zander
-
Leigh Kaminsky
Buyer's Agent in 2022
Leigh Kaminsky
American Premier Realty, LLC
(410) 877-4743
10 in this area
139 Total Sales
-
L
Seller's Agent in 2017
Lily Strakes
Cummings & Co Realtors
-
Alex Deitz
Seller Co-Listing Agent in 2017
Alex Deitz
Garceau Realty
(443) 676-5293
10 in this area
57 Total Sales
Map
Source: Bright MLS
MLS Number: MDHR2014190
APN: 06-046339
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2025 Bright MLS, Inc.
Nearby Homes
- 102 Tidewater Dr
- 122 Gracecroft Dr
- 101 Susquehanna Ct
- 400 Brant Ct
- 1506 Bayview Dr
- 1303 Ontario St
- 1227 Ontario Extension St
- 2023 Lori Ln
- 1635 Vista Bay Ct
- Somerset II - Bulle Rock Plan at Bulle Rock - Single Family
- Somerset Plan at Bulle Rock - Single Family
- Patton Plan at Bulle Rock - Single Family
- Franklin Plan at Bulle Rock - Single Family
- Chartwell Plan at Bulle Rock - Single Family
- Augusta Plan at Bulle Rock - Single Family
- Hampton II Plan at Bulle Rock - Single Family
- Alexander II Plan at Bulle Rock - Single Family
- Andrews Plan at Bulle Rock - Single Family
- 539 Whimsical Dr
- 1308 Lewis Ln