$221,000
SOLD JUL 10, 2025

7158 Comstock Lake Rd Cotton, MN 55724

2 Beds
1 Bath
862 Sq Ft
4.64 Acres

Recently Sold

$256 Per Sq Ft

4 Days on Market

Highlights

  • 240 Feet of Waterfront
  • 1-Story Property
  • Baseboard Heating
  • No HOA

About This Home

As of July 2025

You found it! The 2 bedroom, on 4+ acres with river frontage home you have been looking for. Located in Cotton, with a compliant septic, and over 200+ ft of Whiteface River frontage waiting to be explored. Patio out front, detached garage and cozy wood stove makes this home warm. Plenty of space to roam, and there is additional 57% ownership of the parcel to the East with more land, and river front. This home is well maintained, and ready for you

Last Agent to Sell the Property

David Lilja

Think Minnesota Realty LLC Listed on: 06/06/2025

Last Buyer's Agent

NON-RMLS NON-RMLS

Non-MLS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,187

Year Built

  • Built in 2007

Lot Details

  • 4.64 Acre Lot
  • Lot Dimensions are 125 x 1545 x 240 x 1745
  • 240 Feet of Waterfront
  • River Front
  • Additional Parcels

Parking

  • 2 Car Garage

Interior Spaces

  • 862 Sq Ft Home
  • 1-Story Property

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Utilities

  • Baseboard Heating
  • Dug Well
  • Septic System

Community Details

  • No Home Owners Association
  • Cotton Town Of Subdivision

Listing and Financial Details

  • Assessor Parcel Number 305002002183

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,187

Year Built

Built in 2007

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: None
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: Dug
  • Year Built: 2007
  • Above Grade Finished Sq Ft: 862
  • Water Body Name: Whiteface River
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Living Area: 862
  • Fireplace: No
  • Basement YN: No

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 2

Exterior Features

  • Lake Acres: 0
  • LakeChain: N
  • Waterfront Frontage: 240

Garage/Parking

  • Parking Features: Detached
  • Garage Square Feet: 577

Utilities

  • Heating: Baseboard
  • Sewer: Septic System Compliant - Yes
  • Fuel: Electric

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: St. Louis County
  • SchoolDistrictNumber: 2142
  • SchoolDistrictPhone: 218-749-8130

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 125 x 1545 x 240 x 1745
  • Lot Size Sq Ft: 202118.4
  • Land Lease: No
  • Additional Parcels Description: 305002002191
  • Additional Parcels: Yes
  • Zoning Description: Residential-Single Family
  • AssessmentPending: Yes
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 305002002183
  • Tax Annual Amount: 1187
  • TaxWithAssessments: 1272.0000

Multi Family

  • WaterfrontFeatures: River Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 13, 2022
Closed on
Dec 15, 2022
Sold by
Malherek Peter L
Bought by
Lembcke Markus and Lembcke Karlie
Seller's Agent
Benjamin Funke
RE/MAX Results
Buyer's Agent
Carly Gosar
RE/MAX Results
List Price
$189,900
Sold Price
$189,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.73%
Original Mortgage
$193,347
Outstanding Balance
$188,429
Interest Rate
7.08%
Mortgage Type
VA
Estimated Equity
$10,162

Purchase Details

Closed on
Nov 19, 2003
Sold by
Kinsley David L and Kinsley Karen C
Bought by
Malherek Marlin
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $189,000 First American Title
Warranty Deed $10,000 Natl
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $193,347 VA
Previous Owner $153,200 VA
Previous Owner $153,195 VA
Previous Owner $155,000 VA
Previous Owner $88,000 New Conventional
Previous Owner $58,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/10/2025 07/10/25 Sold $221,000 +10.5% $249 / Sq Ft
06/09/2025 06/09/25 Pending -- -- --
06/06/2025 06/06/25 For Sale $199,999 +5.3% $225 / Sq Ft
12/19/2022 12/19/22 Sold $189,900 0.0% $195 / Sq Ft
11/24/2022 11/24/22 Pending -- -- --
09/13/2022 09/13/22 For Sale $189,900 -- $195 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $1,272 $117,500 $37,500 $80,000
2022 $85 $126,700 $30,800 $95,900
2021 $85 $112,800 $29,300 $83,500
2020 $70 $108,200 $28,700 $79,500
2019 $60 $102,400 $28,200 $74,200
2018 $422 $108,700 $28,200 $80,500
2017 $416 $80,700 $24,200 $56,500
2016 $420 $80,700 $24,200 $56,500
2015 $281 $46,900 $14,500 $32,400
2014 $281 $41,500 $10,200 $31,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6734501

NorthstarMLS

APN: 305002002183