Seller's Agent in 2020
Mecca Lewis-Shakur
Weichert, Realtors - Diana Realty
(404) 444-1414
3 in this area
106 Total Sales
716 Ruddy Ct Havre de Grace, MD 21078
Grace Harbour NeighborhoodEstimated Value: $394,000 - $443,000
3
Beds
3
Baths
1,629
Sq Ft
$257/Sq Ft
Est. Value
Highlights
- View of Trees or Woods
- Traditional Floor Plan
- Attic
- Deck
- Wood Flooring
- 1 Fireplace
About This Home
As of December 2020This lovely home sits at the end of the cul de sac on a quiet street in Grace Harbor. This gracious residence is reported to have been the model, and numerous upgrades and refinements set it apart from any others in the neighborhood. Let this home be your harbor, to protect you from the harsh winds of winter, and be a home base for grilling the (hot)dog days of summer. This three bedroom home has three full baths, two upstairs and one downstairs. When you buy this home, you can add a door to the lower level room and have an immediate in law suite! A lovely laundry room with space for folding, two car garage, a terrific deck, kitchen island with counter space for a quick bite, fabulous kitchen with an adjoining dining room, great living room and owner's suite with en suite bath are some of many features that will make this home perfect for you. Call today for a tour of this well maintained home. It will not last long! Check out the Matterport tour here..... https://my.matterport.com/show/?m=p2GrXnow6mq&brand=0
Last Agent to Sell the Property
Weichert, Realtors - Diana Realty License #668899 Listed on: 11/18/2020
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,689
Year Built
- Built in 1992
Lot Details
- 0.26 Acre Lot
- Back Yard Fenced
- Board Fence
- Property is in very good condition
- Property is zoned R1
HOA Fees
- $13 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- 2 Driveway Spaces
- Basement Garage
- Parking Storage or Cabinetry
- Front Facing Garage
- Garage Door Opener
- On-Street Parking
Property Views
- Woods
- Garden
Home Design
- Split Foyer
- Block Foundation
- Slab Foundation
- Poured Concrete
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- Property has 2 Levels
- Traditional Floor Plan
- Built-In Features
- High Ceiling
- Ceiling Fan
- 1 Fireplace
- Double Pane Windows
- Vinyl Clad Windows
- Sliding Doors
- Family Room Off Kitchen
- Living Room
- Combination Kitchen and Dining Room
- Attic
Kitchen
- Gas Oven or Range
- Stove
- Microwave
- Dishwasher
- Kitchen Island
- Upgraded Countertops
- Disposal
Flooring
- Wood
- Partially Carpeted
- Vinyl
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- En-Suite Bathroom
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry Room
- Laundry on lower level
- Dryer
- Washer
Finished Basement
- English Basement
- Heated Basement
- Connecting Stairway
- Interior Basement Entry
- Garage Access
- Shelving
- Basement Windows
Home Security
- Storm Doors
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Utilities
- Forced Air Heating and Cooling System
- Vented Exhaust Fan
- Underground Utilities
- 200+ Amp Service
- Natural Gas Water Heater
- Phone Available
- Cable TV Available
Additional Features
- Deck
- Suburban Location
Community Details
- Grace Harbour Subdivision
Listing and Financial Details
- Home warranty included in the sale of the property
- Tax Lot 132
- Assessor Parcel Number 1306046355
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 18, 2020
Closed on
Dec 18, 2020
Sold by
Durham Phillip Kyle and Durham Shannon Renee
Bought by
Gilden Vincent and Belton Alexandra
Seller's Agent
Mecca Lewis-Shakur
Weichert, Realtors - Diana Realty
Buyer's Agent
Barbara Prichard
Samson Properties
List Price
$315,000
Sold Price
$300,000
Premium/Discount to List
-$15,000
-4.76%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$119,145
Avg. Annual Appreciation
7.34%
Purchase Details
Listed on
Aug 11, 2017
Closed on
Oct 6, 2017
Sold by
Saacks Nicholaus H and Saacks Sara Jeanne B
Bought by
Durham Phillip Kyle and Durham Shannon Renee
Seller's Agent
Dan Carson
American Premier Realty, LLC
Buyer's Agent
Betty Williams
Cummings & Co. Realtors
List Price
$259,900
Sold Price
$261,400
Premium/Discount to List
$1,500
0.58%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.40%
Original Mortgage
$267,020
Interest Rate
3.82%
Mortgage Type
VA
Purchase Details
Closed on
Apr 12, 2010
Sold by
Gentry Carol Marie
Bought by
Saacks Nicholaus H and Saacks Sara Jeanne B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$227,250
Interest Rate
5.02%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 25, 1992
Sold by
Equity Homes Inc
Bought by
Gentry Carol Marie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$79,900
Interest Rate
7.87%
Purchase Details
Closed on
Dec 3, 1991
Sold by
Grace Harbour Limited Partnership
Bought by
Equity Homes Inc
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Gilden Vincent | $300,000 | Key Title Inc | |
| Durham Phillip Kyle | $261,400 | Sage Title Group Llc | |
| Saacks Nicholaus H | $252,500 | -- | |
| Gentry Carol Marie | $99,900 | -- | |
| Equity Homes Inc | $18,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Durham Phillip Kyle | $267,020 | |
| Previous Owner | Saacks Nicholaus H | $210,175 | |
| Previous Owner | Saacks Nicholaus H | $227,250 | |
| Previous Owner | Gentry Carol Marie | $79,900 | |
| Closed | Saacks Nicholaus H | -- |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/18/2020 12/18/20 | Sold | $300,000 | -4.8% | $184 / Sq Ft |
| 11/19/2020 11/19/20 | Pending | -- | -- | -- |
| 11/19/2020 11/19/20 | For Sale | $315,000 | 0.0% | $193 / Sq Ft |
| 11/18/2020 11/18/20 | For Sale | $315,000 | +20.5% | $193 / Sq Ft |
| 10/06/2017 10/06/17 | Sold | $261,400 | -0.4% | $162 / Sq Ft |
| 08/24/2017 08/24/17 | Pending | -- | -- | -- |
| 08/24/2017 08/24/17 | Price Changed | $262,500 | +1.0% | $162 / Sq Ft |
| 08/11/2017 08/11/17 | For Sale | $259,900 | -- | $161 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,648 | $295,667 | $0 | $0 |
| 2024 | $2,648 | $277,800 | $90,300 | $187,500 |
| 2023 | $2,554 | $267,867 | $0 | $0 |
| 2022 | $2,459 | $257,933 | $0 | $0 |
| 2021 | $2,915 | $248,000 | $90,300 | $157,700 |
| 2020 | $747 | $234,900 | $0 | $0 |
| 2019 | $2,231 | $221,800 | $0 | $0 |
| 2018 | $0 | $208,700 | $94,000 | $114,700 |
| 2017 | $2,071 | $208,700 | $0 | $0 |
| 2016 | -- | $207,767 | $0 | $0 |
| 2015 | $2,132 | $207,300 | $0 | $0 |
| 2014 | $2,132 | $207,300 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Mecca Lewis-Shakur
-
Barbara Prichard
Buyer's Agent in 2020
Barbara Prichard
Samson Properties
(410) 937-9390
1 in this area
71 Total Sales
-
Dan Carson
Seller's Agent in 2017
Dan Carson
American Premier Realty, LLC
(443) 528-3984
4 in this area
170 Total Sales
-
Betty Williams
Buyer's Agent in 2017
Betty Williams
Cummings & Co Realtors
(410) 952-0011
36 Total Sales
Map
Source: Bright MLS
MLS Number: MDHR254338
APN: 06-046355
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