$1,250,000
SOLD MAY 27, 2025
4 Beds
4.5 Baths
4,118 Sq Ft
0.28 Acres

Recently Sold

$304 Per Sq Ft

3% Below List Price

42 Days on Market

Highlights

  • On Golf Course
  • Home Theater
  • Property is near a clubhouse
  • Fitness Center
  • Clubhouse
  • Outdoor Fireplace

About This Home

As of May 2025

Elegant Golf Course Home in the Prestigious Black Creek Community! Step into this stunning home located on the golf course in the highly sought-after Black Creek community, just a quick 10-minute drive from downtown. With its captivating curb appeal and elegant arched double-door entrance, this home immediately welcomes you into a bright, open interior designed for both comfort and sophistication.As you enter, you'll find a spacious foyer leading to a formal dining room, a private office, and a guest bath. The expansive living area is anchored by a striking stone fireplace, adding warmth and charm to the space. A generous array of windows frames the picturesque landscaping and distant mountain views, allowing natural light to flood the room. The open-concept design seamlessly transitions into a pristine, well-equipped kitchen—ideal for entertaining—which leads to a screened-in porch and an upper patio with a built-in fireplace, perfect for cozy outdoor evenings.A few steps further up, you'll discover a large, inviting fire pit area—ideal for gatherings and enjoying the peaceful surroundings.The master suite on the main floor offers a tranquil retreat, featuring hardwood floors (installed in 2022), custom cabinetry in the en-suite bath, and a spacious walk-in closet. An architecturally stunning staircase ascends to a bright upper landing that connects to three additional bedrooms and three full baths.This home is upgraded with modern features, including a new roof and HVAC system (both replaced in 2021), as well as new Energy Star-rated appliances—a dishwasher, refrigerator, and cooktop, all installed in 2022. The backyard is fully fenced for added privacy, and the home also includes a whole-house water softener and reverse osmosis system added in 2020. Community Features include a clubhouse, golf course, fitness center, pickleball courts, tennis courts, playground, and dog park. This property offers a perfect blend of luxurious living, world-class amenities, and a prime location close to both nature and the vibrant city center. Don't miss out on this rare opportunity to call one of the most coveted communities in town your home! Contact us today to schedule a private showing! **Home under contract with a 24 Hr First Right of Refusal**

Last Agent to Sell the Property

Ryan May

Real Estate Partners Chattanooga LLC License #298465 Listed on: 03/14/2025

Last Buyer's Agent

Steven Plumlee

Premier Property Group Inc. License #350974

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,124

Year Built

  • Built in 2006

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 69.83x172.10
  • On Golf Course
  • Cul-De-Sac
  • Gated Home
  • Landscaped
  • Irrigation Equipment
  • Front and Back Yard Sprinklers
  • Garden
  • Back Yard Fenced and Front Yard

HOA Fees

  • $140 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Property Views

  • Golf Course
  • Mountain

Home Design

  • Brick Exterior Construction
  • Brick Foundation
  • Block Foundation
  • Asphalt Roof
  • Stucco

Interior Spaces

  • 4,118 Sq Ft Home
  • 2-Story Property
  • Central Vacuum
  • Sound System
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Ventless Fireplace
  • Gas Log Fireplace
  • Low Emissivity Windows
  • Insulated Windows
  • Shades
  • Blinds
  • Drapes & Rods
  • Window Screens
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Home Theater
  • Home Office
  • Loft
  • Storage

Kitchen

  • Eat-In Kitchen
  • Built-In Self-Cleaning Double Convection Oven
  • Built-In Electric Oven
  • Built-In Gas Range
  • Range Hood
  • Recirculated Exhaust Fan
  • Microwave
  • ENERGY STAR Qualified Refrigerator
  • Ice Maker
  • ENERGY STAR Qualified Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • Walk-In Closet
  • Double Vanity
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Sink Near Laundry
  • Washer and Electric Dryer Hookup

Attic

  • Walk-In Attic
  • Pull Down Stairs to Attic
  • Unfinished Attic

Outdoor Features

  • Screened Patio
  • Outdoor Fireplace
  • Fire Pit
  • Exterior Lighting
  • Rain Gutters
  • Front Porch

Schools

  • Lookout Valley Elementary School
  • Lookout Valley Middle School
  • Lookout Valley High School

Utilities

  • Humidifier
  • Humidity Control
  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Vented Exhaust Fan
  • Underground Utilities
  • Gas Available
  • Gas Water Heater
  • Water Purifier
  • Water Purifier is Owned
  • Water Softener is Owned
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Additional Features

  • Energy-Efficient HVAC
  • Property is near a clubhouse

Listing and Financial Details

  • Assessor Parcel Number 153l A 006

Community Details

Overview

  • Black Creek Chattanooga Subdivision

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Community Playground
  • Fitness Center
  • Dog Park

Additional Features

  • Clubhouse
  • Building Fire Alarm

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,124

Year Built

Built in 2006

Lot Details

0

HOA Fees

$140 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.28
  • Lot Size: 69.83X172.10
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt, Paved
  • Subdivision Name: Black Creek Chattanooga
  • Directions: I-24 West, Exit 174, Right one mile, Left into Cumming Cove, Left on Magnolia Vale, Right on Black Creek Drive.
  • Above Grade Finished Sq Ft: 4118.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 4118.0
  • New Construction: No
  • Efficiency: Appliances, HVAC
  • Structure Type: House
  • Year Built: 2006
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 153l A 006
  • Location Tax and Legal Elementary School: Lookout Valley Elementary
  • Location Tax and Legal Middle Or Junior School2: Lookout Valley Middle
  • Location Tax and Legal High School: Lookout Valley High
  • Location Tax and Legal:Tax Annual Amount: 7123.59
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 4118.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.28
  • General Property Information Lot Size Square Feet2: 12196.8
  • General Property Information Lot Size Dimensions: 69.83X172.10
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Roof Asphalt5: Yes
  • Room Types Bedroom Level: Second
  • Foundation Details Block2: Yes
  • Utilities:Water Available: Yes
  • View:Mountain(s): Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Wall Oven: Yes
  • Fencing Fenced: Yes
  • Room Types Primary Bedroom Level: First
  • Cooling:Multi Units: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Fencing Back Yard: Yes
  • Fencing Gate: Yes
  • Utilities Natural Gas Available: Yes
  • Foundation Details BrickMortar: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Room Types Other Room: Yes
  • Utilities:Sewer Available: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Utilities:Natural Gas Connected: Yes
  • Structure Type:House: Yes
  • Utilities:Cable Connected: Yes
  • Attic Features Pull-Down Stairs: Yes
  • Laundry Features:Inside: Yes
  • Security Features:Fire Alarm: Yes
  • Attic Features Unfinished2: Yes
  • Room Types Media Room: Yes
  • Room Types Office2: Yes
  • Room Types Office Level: First
  • Room Types Loft: Yes
  • Room Types Loft Level: Second
  • Water Softeners: Yes
  • Laundry Features:Sink: Yes
  • Other Equipment Irrigation Equipment: Yes
  • Association Amenities Basketball Court2: Yes
  • View:Golf Course2: Yes
  • Community Features Pickleball: Yes
  • Special Features: VirtualTour

Interior Features

  • Private Spa: No
  • Appliances: Wall Oven, Water Softener Owned, Water Softener, Water Purifier Owned, Water Purifier, Vented Exhaust Fan, Stainless Steel Appliance(s), Self Cleaning Oven, Refrigerator, Range Hood, Microwave, Ice Maker, Humidifier, Gas Water Heater, Gas Cooktop, Exhaust Fan, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Appliances, Double Oven, Disposal, Dishwasher, Cooktop, Convection Oven, Built-In Gas Range, Built-In Electric Oven
  • Other Equipment: Irrigation Equipment
  • Basement YN: No
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Family Room, Fire Pit, Gas Log, Outside, Ventless
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood
  • Interior Amenities: Ceiling Fan(s), Central Vacuum, Crown Molding, Double Vanity, Eat-in Kitchen, En Suite, Entrance Foyer, Granite Counters, High Ceilings, High Speed Internet, Kitchen Island, Pantry, Primary Downstairs, Recessed Lighting, Separate Dining Room, Separate Shower, Sound System, Stone Counters, Storage, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Blinds, Drapes, Insulated Windows, Low-Emissivity Windows, Screens, Shades, Window Coverings, Window Treatments
  • Appliances:Convection Oven: Yes
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Community Features:Clubhouse: Yes
  • Appliances:Double Oven: Yes
  • Community Features:Playground: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Gas Water Heater: Yes
  • Appliances:Icemaker: Yes
  • Attic Features:Walk-In Attic: Yes
  • Community Features:Tennis Court(s): Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Family Room2: Yes
  • Interior Features:Central Vacuum: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Exhaust Fan: Yes
  • Appliances:Gas Cooktop: Yes
  • Appliances:Range Hood: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Appliances:Vented Exhaust Fan: Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Kitchen Island: Yes
  • Community Features:Street Lights: Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Sound System: Yes
  • Appliances:Cooktop: Yes
  • Community Features:Golf: Yes
  • Appliances:Water Purifier Owned: Yes
  • Appliances:Water Softener-Owned: Yes
  • Fireplace Features:Outside2: Yes
  • Interior Features:Stone Counters: Yes
  • Appliances:Built-In Electric Oven: Yes
  • Appliances:ENERGY STAR Qualified Appliances: Yes
  • Appliances:ENERGY STAR Qualified Refrigerator: Yes
  • Appliances:Water Purifier: Yes
  • Appliances:Self Cleaning Oven: Yes
  • Fireplace Features:Fire Pit2: Yes
  • Community Features:Fitness Center: Yes
  • Appliances:Built-In Gas Range: Yes
  • Appliances:Humidifier: Yes
  • Fireplace Features:Ventless: Yes
  • Appliances:ENERGY STAR Qualified Dishwasher: Yes

Exterior Features

  • Fencing: Back Yard, Fenced, Gate
  • Lot Features: Back Yard, Close to Clubhouse, Cul-De-Sac, Front Yard, Garden, Landscaped, On Golf Course, Sprinklers In Front, Sprinklers In Rear, Views, See Remarks
  • View: Golf Course, Mountain(s)
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Stucco
  • Exterior Features: Fire Pit, Garden, Lighting, Rain Gutters
  • Foundation Details: Block, Brick/Mortar
  • Patio And Porch Features: Front Porch, Patio, Screened
  • Roof: Asphalt
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Patio: Yes
  • Exterior Features:Lighting: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Window Features:Insulated Windows: Yes
  • Lot Features:Back Yard2: Yes
  • Window Features:Window Treatments: Yes
  • Exterior Features:Garden: Yes
  • Lot Features:Front Yard2: Yes
  • Lot Features:Garden2: Yes
  • Lot Features:Landscaped: Yes
  • Window Features:Low Emissivity Windows: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Exterior Features:Rain Gutters: Yes
  • Lot Features:Views: Yes
  • Window Features:Blinds: Yes
  • Window Features:Screens: Yes
  • Window Features:Shades: Yes
  • Construction Materials:Stucco: Yes
  • Window Features:Drapes: Yes
  • Exterior Features:Fire Pit: Yes
  • Lot Features:On Golf Course: Yes
  • Patio And Porch Features:Screened: Yes
  • Window Features:Window Coverings: Yes
  • Lot Features:Close to Clubhouse: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Front, Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Off Street: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Concrete3: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Main Level, Sink, Washer Hookup
  • Security: Fire Alarm
  • Cooling: Ceiling Fan(s), Central Air, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Humidity Control, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Phone Available, Sewer Available, Sewer Connected, Water Available, Water Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes
  • Heating:Humidity Control2: Yes

Condo/Co-op/Association

  • Community Features: Clubhouse, Fitness Center, Golf, Playground, Sidewalks, Street Lights, Tennis Court(s)
  • Senior Community: No
  • Amenities: Basketball Court, Dog Park
  • Association Fee: 420.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 420.0
  • General Property Information:Association Fee Frequency: Quarterly
  • Association Amenities:Dog Park: Yes

Schools

  • Elementary School: Lookout Valley Elementary
  • High School: Lookout Valley High
  • Middle Or Junior School: Lookout Valley Middle

Lot Info

  • Lot Size Sq Ft: 12196.8
  • Additional Parcels: No
  • Parcel #: 153l A 006

Green Features

  • Green Energy Efficient:HVAC: Yes
  • Green Energy Efficient:Appliances: Yes

Tax Info

  • Tax Annual Amount: 7123.59

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 14, 2025
Closed on
May 22, 2025
Sold by
Hammond Scott W and Hammond Karen K
Bought by
Rose Justin and Miller Katie
Seller's Agent
Ryan May
Real Estate Partners Chattanooga LLC
Buyer's Agent
Steven Plumlee
Premier Property Group Inc.
List Price
$1,290,000
Sold Price
$1,250,000
Premium/Discount to List
-$40,000
-3.1%
Views
60

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.74%
Original Mortgage
$400,000
Outstanding Balance
$400,000
Interest Rate
6.83%
Mortgage Type
VA
Estimated Equity
$856,768

Purchase Details

Listed on
Jun 2, 2020
Closed on
Jul 6, 2020
Sold by
Winick Joseph M
Bought by
Hammond Scott W and Hammond Karen K
Seller's Agent
Callie Harney
Live It! Realty
Buyer's Agent
Teresa Clegg
Real Estate Partners Chattanooga LLC
List Price
$715,000
Sold Price
$620,000
Premium/Discount to List
-$95,000
-13.29%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.42%
Original Mortgage
$150,000
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 15, 2006
Sold by
Signature Land Co Llc
Bought by
Winick Joseph M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.19%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Feb 27, 2004
Sold by
Cummings Cove Llc
Bought by
Signature Land Co Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,449
Interest Rate
5.63%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,250,000 Scenic City Title
Warranty Deed $1,250,000 Scenic City Title
Warranty Deed $620,000 None Available
Warranty Deed $587,000 Legal Title
Warranty Deed $122,500 Legal Title & Escrow Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $400,000 VA
Closed $400,000 VA
Previous Owner $150,000 New Conventional
Previous Owner $412,000 Unknown
Previous Owner $417,000 Fannie Mae Freddie Mac
Previous Owner $436,000 Construction
Previous Owner $124,449 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/27/2025 05/27/25 Sold $1,250,000 -3.1% $304 / Sq Ft
04/25/2025 04/25/25 Pending -- -- --
03/14/2025 03/14/25 For Sale $1,290,000 +108.1% $313 / Sq Ft
07/06/2020 07/06/20 Sold $620,000 -13.3% $151 / Sq Ft
06/08/2020 06/08/20 Pending -- -- --
06/02/2020 06/02/20 For Sale $715,000 -- $174 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,552 $158,750 $0 $0
2023 $3,552 $158,750 $0 $0
2022 $3,552 $158,750 $0 $0
2021 $3,552 $158,750 $0 $0
2020 $4,082 $147,625 $0 $0
2019 $4,082 $147,625 $0 $0
2018 $3,488 $147,625 $0 $0
2017 $4,082 $147,625 $0 $0
2016 $3,759 $0 $0 $0
2015 $7,012 $135,925 $0 $0
2014 $7,012 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1509124

Greater Chattanooga REALTORS®

APN: 153L-A-006