$363,000
SOLD APR 21, 2025

720 Main St St. Joseph, MI 49085

-- Bed
-- Bath
2,064 Sq Ft
5,940 Sq Ft Lot

Recently Sold

$176 Per Sq Ft

1% Above List Price

4 Days on Market

Highlights

  • 1 Fireplace
  • Corner Lot: Yes
  • 5-minute walk to Lake Bluff Park
  • Upton Middle School Rated A
  • Forced Air Heating and Cooling System

About This Home

As of April 2025

Unique opportunity to own this downtown St Joe property with 2 units. Downstairs is currently an office with over 800 square feet. Upstairs unit is a 2bed/2bath apartment with well-appointed spaces. GREAT LOCATION with great traffic counts and strong rental income. Property has been well cared for with many enhanced and updated features. Great visibility near Lake Michigan in City of St. Joseph. The residential part of this building is approximately 1200 square feet. Plenty of parking, and endless opportunities!

Last Agent to Sell the Property

Kerry Wright

Wright Properties License #6506043362 Listed on: 03/20/2025

Last Buyer's Agent

Shannon Kutchek

Compass Michigan LLC License #6506048786

Compass Michigan LLC

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $5,029

Year Built

  • Built in 1910

Lot Details

  • 5,940 Sq Ft Lot
  • Lot Dimensions are 66 x 90
  • Corner Lot: Yes

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1 Fireplace
  • Basement Fills Entire Space Under The House
  • Laundry in unit

Parking

  • 5 Parking Spaces
  • Paved Parking

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Cable TV Available

Community Details

  • 2 Units

Listing and Financial Details

  • Tenant pays for electric, gas
  • The owner pays for water, sewer

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$5,029

Year Built

Built in 1910

Lot Details

0

Listing Details

  • Property Sub-Type: 2 to 4 Units
  • Property Type: Multi Family
  • New Construction: No
  • Year Built: 1910
  • Location Property Info:Property Sub-Type: 2 to 4 Units
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 66 x 90
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: No
  • Tax Info:Annual Property Tax: 5029.0
  • General Property Info:Total _pound_ Units: 2
  • General Property Info:Total _pound_ Bldgs: 1.0
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Substructure:Full: Yes
  • Heat Source:Natural Gas3: Yes
  • Lot Description:Corner Lot: Yes
  • Utilities Attached Electricity Connected: Yes
  • Utilities Attached Natural Gas Connected: Yes
  • Utilities Attached Cable Connected: Yes
  • Sewer:Public Sewer5: Yes
  • Water:Public Water4: Yes
  • Special Features: None
  • Property Sub Type: MultiFamily

Interior Features

  • Fireplaces: 1
  • Basement: Full
  • Basement: No
  • Laundry Features:In Unit: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 359000.0
  • Lot Features: Sidewalk, Corner Lot
  • Number of Buildings: 1
  • Roof: Composition
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Paved
  • Total Parking Spaces: 5.0
  • General Property Info:Total Parking Spaces: 5.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Unit
  • Utilities: Natural Gas Connected, Electricity Connected, Cable Connected

Lot Info

  • Lot Size Acres: 0.14
  • Lot Size Area: 0.14
  • Lot Dimensions: 66 x 90
  • Lot Size Sq Ft: 5940.0

Rental Info

  • Owner Pays: None, Water, Sewer
  • Tenant Pays: Electric, Gas

Multi Family

  • Number of Units Total: 2

Tax Info

  • Tax Annual Amount: 5029.0
  • Tax Year: 2025

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 20, 2025
Closed on
Apr 21, 2025
Sold by
Hansen Corey and Hansen Jasmine
Bought by
Kutchek Graham Foster
Seller's Agent
Kerry Wright
Wright Properties
Buyer's Agent
Shannon Kutchek
Compass Michigan LLC
List Price
$359,000
Sold Price
$363,000
Premium/Discount to List
$4,000
1.11%
Views
14
Current Estimated Value
$367,343

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,343
Avg. Annual Appreciation
2.51%
Original Mortgage
$272,250
Outstanding Balance
$272,011
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$95,332

Purchase Details

Closed on
Apr 3, 2023
Sold by
Mack Justin R
Bought by
Hansen Corey and Hansen Jasmine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.32%
Mortgage Type
Balloon

Purchase Details

Closed on
Aug 29, 2014
Sold by
Mack Janet L
Bought by
Mack Janet L and Mack Justin R

Purchase Details

Closed on
Aug 25, 1995

Purchase Details

Closed on
May 1, 1990

Purchase Details

Closed on
Jul 27, 1988
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $363,000 Chicago Title Of Michigan
Warranty Deed $363,000 Chicago Title Of Michigan
Warranty Deed $250,000 Chicago Title
Warranty Deed $250,000 Chicago Title
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Deed $175,000 --
Deed $175,000 --
Deed $50,000 --
Deed $50,000 --
Deed $100 --
Deed $100 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $272,250 New Conventional
Previous Owner $228,800 Balloon
Previous Owner $200,000 Balloon
Previous Owner $226,160 Commercial
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/21/2025 04/21/25 Sold $363,000 +1.1% $176 / Sq Ft
03/20/2025 03/20/25 For Sale $359,000 0.0% $174 / Sq Ft
03/20/2025 03/20/25 Off Market $359,000 -- --
03/19/2025 03/19/25 For Sale $359,000 -- $174 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,030 $110,700 $0 $0
2024 $4,906 $102,000 $0 $0
2023 $4,441 $97,400 $0 $0
2022 $5,010 $101,300 $0 $0
2021 $4,938 $95,200 $25,200 $70,000
2020 $4,871 $91,500 $0 $0
2019 $4,817 $79,400 $24,000 $55,400
2018 $4,728 $79,400 $0 $0
2017 $4,505 $79,800 $0 $0
2016 $4,505 $79,900 $0 $0
2015 $5,496 $98,100 $0 $0
2014 $5,702 $126,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25010420

Southwestern Michigan Association of REALTORS®

APN: 11-76-0340-0215-01-1