$310,000
SOLD AUG 8, 2023

7232 Harbor Dr Clay, MI 48001

Pearl Beach Neighborhood
2 Beds
2 Baths
1,644 Sq Ft
$275/mo HOA Fee

Recently Sold

$189 Per Sq Ft

9% Below List Price

67 Days on Market

Highlights

  • Home fronts a canal
  • Furnished
  • Balcony
  • Wood Flooring
  • Community Wi-Fi
  • 2 Car Attached Garage

About This Home

As of March 2025

Custom condo with 40' dockage on clean, deep, wide canal. Just minutes to St Clair River & Lake St Clair. Great View. 2.5 baths - Loads of closets. Hardwood floors on lower level. Granite countertops, gas fireplace, gas grill. 2nd floor laundry. Both bedrooms have private baths and walk-in closets.

Last Agent to Sell the Property

Tim Raymond

Sine & Monaghan Realtors LLC Algonac License #MISPE-6501137466 Listed on: 05/08/2023

Sine & Monaghan Realtors LLC Algonac

Last Buyer's Agent

Sophie Smith

KW Metro License #RCO-6501409325

KW Metro

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

Year Built

  • Built in 1998

HOA Fees

  • $275 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,644 Sq Ft Home
  • Furnished
  • Gas Fireplace
  • Window Treatments
  • Living Room
  • Crawl Space

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Internet Available

Additional Features

  • Balcony
  • Home fronts a canal

Listing and Financial Details

  • Assessor Parcel Number 14-920-0017-000

Community Details

Overview

  • Ashley Young HOA
  • River Hamlet Condos Subdivision

Amenities

  • Community Wi-Fi

Pet Policy

  • Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,521

Year Built

Built in 1998

Lot Details

0

HOA Fees

$275 per month

Listing Details

  • Originating MLS: MiRealSource
  • Class: RESIDENTIAL
  • Type Of Property: Condominium
  • Architecture Style: Townhouse
  • Structure Style: Condo/Apt 2nd Flr Or Above
  • Year Built: 1998
  • Mail City: Algonac
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Interior Amenities: Interior Balcony, Cable/Internet Avail., Window Treatment(s), Furnished
  • Appliances: Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
  • Fireplace: Yes
  • Fireplaces: Gas Fireplace
  • Bedrooms: 2
  • Bedroom 1: On 2nd Floor, Dimensions: 21 x 16
  • Bedroom 1 Floor Covering: Carpet
  • Bedroom 2: On 2nd Floor, Dimensions: 17 x 13
  • Bedroom 2 Floor Covering: Carpet
  • Full Bathrooms: 2
  • Total Bathrooms: 3
  • Bathroom 1: Dimensions: 9 x 6, On Level: Second
  • Bathroom 2: Dimensions: 6 x 5, On Level: Second
  • Room Types: Living Room, Second Floor Laundry, Primary Bedroom, Primary Bathroom, Second Flr Full Bathroom, Dining "L"
  • Dining Room: On 1st Floor, Dimensions: 10 x 11
  • Dining Room Floor Covering: Wood
  • Kitchen: On 1st Floor, Dimensions: 10 x 11
  • Kitchen Floor Covering: Wood
  • Living Room: On 1st Floor, Dimensions: 31 x 11
  • Living Room Floor Covering: Wood
  • Half Bathrooms: 1
  • Above Grade Finished Sq Ft: 1644
  • Total Finished Sq Ft: 1644

Exterior Features

  • Exterior: Vinyl Siding
  • Foundation: Crawl
  • Lake Name: Canal
  • Road: City/County
  • Water Features: Canal Frontage
  • Waterfront: Yes

Garage/Parking

  • Garage: Attached Garage
  • Garage Spaces: 2
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water

Condo/Co-op/Association

  • HOA Fees: 275
  • HOA Fee Frequency: Monthly
  • Community Features: Wi-Fi Available
  • Association Contact: Ashley Young
  • Association Phone: 586-286-4068
  • Association Fee: Yes

Lot Info

  • Assessor Parcel Number: 14-920-0017-000
  • Site Condo: Yes
  • Geo Subdivision: MI

Rental Info

  • Pets Allowed: Yes
  • Pet Restriction: No Restrictions

Tax Info

  • Summer Tax: Year: 2022, Amount: $1,397.00
  • Winter Tax: Year: 2022, Amount: $1,124.00
  • Total Tax: Year: 2022, Amount: $2,521.08

MLS Schools

  • School District: Algonac Community School District

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 31, 2025
Closed on
Mar 4, 2025
Sold by
Lindsey Michael and Lindsey Jill
Bought by
Matthews Giovanna Marie
Seller's Agent
Nick Perkowski
Isles Realty, Inc
Buyer's Agent
Lee Wickings
Hanging Gardens Real Estate LLC
List Price
$364,900
Sold Price
$364,900
Views
23
Current Estimated Value
$362,794

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,106
Avg. Annual Appreciation
-2.05%
Original Mortgage
$291,920
Outstanding Balance
$291,675
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$71,119

Purchase Details

Listed on
May 8, 2023
Closed on
Aug 28, 2023
Sold by
Chio Susan K
Bought by
Lindsey Michael and Lindsey Jill
Seller's Agent
Tim Raymond
Sine & Monaghan Realtors LLC Algonac
Buyer's Agent
Sophie Smith
KW Metro
List Price
$339,900
Sold Price
$310,000
Premium/Discount to List
-$29,900
-8.8%
Views
75

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.80%

Purchase Details

Closed on
Oct 25, 2013
Sold by
May Robert G
Bought by
Chito Susan K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,900
Interest Rate
4.5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $364,900 Ata National Title
Warranty Deed $310,000 Ata National Title Group
Warranty Deed $122,000 Abstract Title Agency
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $291,920 New Conventional
Previous Owner $40,000 Credit Line Revolving
Previous Owner $115,900 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/10/2025 03/10/25 Sold $364,900 0.0% $222 / Sq Ft
02/24/2025 02/24/25 Pending -- -- --
01/31/2025 01/31/25 For Sale $364,900 +17.7% $222 / Sq Ft
08/08/2023 08/08/23 Sold $310,000 -3.1% $189 / Sq Ft
07/14/2023 07/14/23 Pending -- -- --
06/20/2023 06/20/23 Price Changed $319,900 -5.9% $195 / Sq Ft
05/08/2023 05/08/23 For Sale $339,900 -- $207 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,183 $164,200 $0 $0
2023 $1,460 $156,400 $0 $0
2022 $2,521 $146,800 $0 $0
2021 $2,389 $143,100 $0 $0
2020 $2,365 $127,900 $127,900 $0
2019 $2,330 $116,400 $0 $0
2018 $2,291 $82,900 $0 $0
2017 $2,101 $66,700 $0 $0
2016 $1,199 $66,700 $0 $0
2015 -- $63,200 $63,200 $0
2014 -- $61,800 $61,800 $0
2013 -- $60,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • N

    Seller's Agent in 2025

    Nick Perkowski

    Isles Realty, Inc

    (810) 650-4243

    38 in this area

    86 Total Sales

    Nick Perkowski
    Section Image

  • L

    Buyer's Agent in 2025

    Lee Wickings

    Hanging Gardens Real Estate LLC

    (810) 858-8632

    1 in this area

    3 Total Sales

    Lee Wickings
    Section Image

  • T

    Seller's Agent in 2023

    Tim Raymond

    Sine & Monaghan Realtors LLC Algonac

    (810) 794-5544

    Section Image
  • Sophie Smith

    Buyer's Agent in 2023

    Sophie Smith

    KW Metro

    (248) 875-4252

    1 in this area

    81 Total Sales

    Sophie Smith
    Section Image
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Map

Source: Michigan Multiple Listing Service

MLS Number: 50108165

Michigan Multiple Listing Service

APN: 14-920-0017-000

Michigan St. Clair County Clay 48001 Pearl Beach

7232 Harbor Dr, Clay, MI

This home is located at 7232 Harbor Dr, Clay, MI 48001 and is currently priced at $310,000, approximately $188 per square foot. This property was built in 1998. 7232 Harbor Dr is a home located in St. Clair County with nearby schools including Algonac Junior/Senior High School and Country Meadows Montessori School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Michigan Multiple Listing Service Source MLS: MiRealSource
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