$439,900
SOLD MAY 23, 2025

726 N Oak St Lake City, MN 55041

4 Beds
3 Baths
2,816 Sq Ft
0.33 Acres

Recently Sold

$156 Per Sq Ft

22 Days on Market

Highlights

  • Lake View
  • No HOA
  • Stainless Steel Appliances
  • Corner Lot
  • Home Office
  • The kitchen features windows

About This Home

As of May 2025

Must see!! Newer home on spacious corner lot! Easy one-level living with 3 bedrooms and laundry on main. Huge finished basement for entertaining, along with a fourth bedroom and an additional egress window for optional fifth bedroom. Three car heated garage with private entrance to office overlooking backyard. Dining room walks out to a covered 16 x 16 maintenance free deck and patio with in-ground fire pit. Wonderful curb appeal and in-ground sprinkler system for easy maintenance.

Last Agent to Sell the Property

Cheryl Geolat

Property Brokers of Minnesota Listed on: 04/01/2025

Last Buyer's Agent

Cheryl Geolat

Property Brokers of Minnesota Listed on: 04/01/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,680

Year Built

  • Built in 2020

Lot Details

  • 0.33 Acre Lot
  • Lot Dimensions are 100 x 140
  • Corner Lot

Parking

  • 3 Car Attached Garage
  • Heated Garage
  • Insulated Garage
  • Garage Door Opener

Interior Spaces

  • 1-Story Property
  • Family Room
  • Living Room
  • Home Office
  • Utility Room Floor Drain
  • Lake Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Drainage System
  • Drain
  • Basement Storage
  • Basement Window Egress

Eco-Friendly Details

  • Air Exchanger

Utilities

  • Forced Air Heating and Cooling System
  • 200+ Amp Service

Community Details

  • No Home Owners Association
  • Lake City Subdivision

Listing and Financial Details

  • Assessor Parcel Number R220119200

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,680

Year Built

Built in 2020

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 2020
  • Above Grade Finished Sq Ft: 1512
  • Water Body Name: Pepin
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • FoundationDimensions: 28 x 54
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Drain Tiled, Drainage System, Egress Window(s), Finished, Full, ICFs (Insulated Concrete Forms), Storage Space
  • Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
  • Living Area: 2816
  • Below Grade Finished Sq Ft: 1304
  • Basement YN: Yes
  • Dining Room Type: Kitchen, Dining Room, Living Room, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bathroom, Office, Family Room, Other Room

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • PoolFeatures: None
  • Fencing: None
  • ConstructionMaterialsDesc: Frame
  • PatioPorchType: Composite Decking,Covered,Deck,Patio
  • Lake Acres: 25215
  • LakeChain: N

Garage/Parking

  • Parking Features: Attached Garage, Concrete, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
  • Garage Square Feet: 638
  • ParkingOpen: 0
  • Garage Door Height: 8

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Natural Woodwork,Patio,Paneled Doors,Security Lights,Skylight,In-Ground Sprinkler,Washer/Dryer Hookup

Schools

  • Junior High Dist: Lake City
  • SchoolDistrictNumber: 813
  • SchoolDistrictPhone: 651-345-2198

Lot Info

  • Waterfront YN: No
  • PropertyAttachedYN: No
  • Lot Size: 100 x 140
  • Lot Size Sq Ft: 14200.56
  • Land Lease: No
  • Lot Features: Corner Lot, Some Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: R220119200
  • Tax Annual Amount: 4680
  • TaxWithAssessments: 4680.0000

Multi Family

  • WaterfrontFeatures: Lake View

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 1, 2025
Closed on
May 23, 2025
Sold by
Wingert Matthew J and Wingert Sarah D
Bought by
Rybin Joseph R and Rybin Karen M
Seller's Agent
Cheryl Geolat
Property Brokers of Minnesota
Buyer's Agent
Cheryl Geolat
Property Brokers of Minnesota
List Price
$439,900
Sold Price
$439,900
Views
32
Current Estimated Value
$474,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$35,000
Avg. Annual Appreciation
31.44%
Original Mortgage
$395,910
Outstanding Balance
$395,209
Interest Rate
6.62%
Mortgage Type
New Conventional
Estimated Equity
$79,691

Purchase Details

Closed on
Aug 12, 2020
Sold by
Verby John E
Bought by
Wingert Matthew J and Wingert Sarah D

Purchase Details

Closed on
Nov 21, 2006
Sold by
Verby Jane Eleanor
Bought by
Verby Jane E and Jane E Verby Revocable Trust
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $439,900 Knight Barry Title
Deed $24,000 None Available
Quit Claim Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $395,910 New Conventional
Previous Owner $270,000 Construction
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/23/2025 05/23/25 Sold $439,900 0.0% $156 / Sq Ft
04/23/2025 04/23/25 Pending -- -- --
04/01/2025 04/01/25 For Sale $439,900 -- $156 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,680 $394,700 $41,000 $353,700
2024 $4,680 $365,100 $41,000 $324,100
2023 $4,522 $337,100 $41,000 $296,100
2022 $690 $337,700 $41,000 $296,700
2021 $704 $68,100 $41,000 $27,100
2020 $472 $37,100 $37,100 $0
2019 $488 $24,800 $24,800 $0
2018 $496 $24,800 $24,800 $0
2017 $482 $24,800 $24,800 $0
2016 $498 $0 $0 $0
2015 $498 $0 $0 $0
2012 $456 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6692793

NorthstarMLS

APN: R-22.01192.00