727 Harveys Peninsula Rd Swanton, MD 21561

Lakefront Stone Cottage on Deep Creek Lake! Discover the perfect blend of classic charm and modern comfort in this updated 3-bedroom, 2-bath lakefront stone cottage nestled along the serene shores of Deep Creek Lake. Set on a level, open lakefront lot with deep water access and a private boat dock, this home offers an ideal retreat for lake lovers and outdoor enthusiasts alike. Great history abounds as this house was originally built by the Harvey family when the peninsula parcel was divided.
Step inside to a spacious family room featuring a massive stone fireplace and a wall of windows framing breathtaking lake views that opens to a lakeside deck. The open layout is complemented by new luxury vinyl tile and ceramic tile flooring throughout, creating a fresh, cohesive feel. The one-story level floor plan makes access to the home and navigation inside a breeze!
The modern kitchen is designed for both style and function, showcasing stainless steel appliances, a tiled backsplash, and ample cabinetry for all your culinary needs. The primary suite overlooks the lake and opens directly onto the lakeside porch, perfect for morning coffee or evening sunsets. The private bath is generously sized and features a double vanity and modern finishes. Two additional bedrooms share a well-appointed full bathroom, providing comfort for family and guests.
Thoughtful details like the entryway bench with hooks and cubbies add convenience and character - and also including heated tile bathroom floors. Outside, walk down the fieldstone path and enjoy the beautifully crafted stone patio and fire pit just steps from the water’s edge—ideal for entertaining or relaxing by the fire. A stacked stone-built lakefront retaining wall enhances the property’s timeless appeal and stability.
This offering includes two additional parcels: the lakefront buy-down lot and a separate back lot with public sewer access, providing potential for an additional full-size single-family residence.
Located just minutes from Deep Creek Lake State Park, marinas, restaurants, and the Wisp Resort ski area, this property offers an unbeatable combination of tranquility and accessibility. This home is a well established VRBO rental. Whether you’re seeking a year-round residence, a vacation getaway, or an investment opportunity, this Deep Creek Lakefront stone cottage is a rare find that combines rustic elegance, modern updates, and premium lakefront living. The same owners for 34 years!