$595,000
OPEN SAT 1PM - 3PM

7277 Cardinal St Clay, MI 48001

Estimated payment $3,514/month

Total Views 49
3 Beds
2.5 Baths
2,265 Sq Ft
$263 Price per Sq Ft

Highlights

  • 65 Feet of Waterfront
  • No HOA
  • 2 Car Direct Access Garage
  • Spa
  • Balcony
  • Forced Air Heating and Cooling System

About This Home

Waterfront Perfection – Truly Move-In Ready From the moment you arrive, it’s clear this brick canal home has been lovingly cared for and thoughtfully updated. Inside, durable life-proof flooring flows through the main living areas, freshly carpeted stairs add a welcoming touch, and both the full and half baths on the main floor were beautifully renovated in 2025—blending modern style with everyday convenience. The spacious primary suite offers a private retreat with a jetted tub and sauna, the perfect place to unwind and warm up after a classic Michigan winter day. Ample storage throughout, plus attic and dormer space and a spotless crawl space, ensure everything has its place. Step outside and the lifestyle truly begins. A deep, wide canal sets the stage for boating, relaxing, and entertaining with ease. Enjoy a 12-foot platform dock, 50-amp boat hoist, hot tub, and a dedicated gas line ready for grilling—ideal for summer gatherings or quiet evenings by the water. Peace of mind comes with solid major updates, including a 13-year roof, 8-year HVAC system, and a 200-amp electrical panel already prepped for a generator. Best of all, there’s no HOA. This is more than a home—it’s a waterfront experience, meticulously maintained and ready for its next chapter. Make it yours and start creating memories on the water.

Listing Agent

Kelly Smith

Smith Street License #6502409211 Listed on: 02/06/2026

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1995 | Remodeled in 2025

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 65 x 120
  • 65 Feet of Waterfront
  • Home fronts a canal

Home Design

  • Brick Exterior Construction

Interior Spaces

  • 2,265 Sq Ft Home
  • 1.5-Story Property
  • Ceiling Fan
  • Family Room with Fireplace
  • Crawl Space

Kitchen

  • Gas Cooktop
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Parking

  • 2 Car Direct Access Garage
  • Garage Door Opener
  • Driveway

Outdoor Features

  • Spa
  • Seawall
  • Balcony

Location

  • Ground Level

Utilities

  • Forced Air Heating and Cooling System
  • Cooling System Mounted In Outer Wall Opening
  • Back Up Electric Heat Pump System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • Blue Water Isles 2 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 74141990035000

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,051

Year Built

Built in 1995 | Remodeled in 2025

Lot Details

0

Listing Details

  • Property Type: Residential
  • Architecture Level: 1 1/2 Story
  • Year Built: 1995
  • State Equalized Value: 259500.0000
  • Year Renovated: 2025
  • Entry Location: Ground Level w/Steps
  • Special Features: 3
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Fireplace: Yes
  • Fireplace Locations: Family Room
  • Total Bedrooms: 3
  • Total Bathrooms: 2.10
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Kitchen Appliances: Dishwasher, Gas Cooktop
  • Total Sq Ft: 2265

Exterior Features

  • Waterfront Name: Lake St. Clair
  • Waterfront: Yes
  • Foundation Details: Crawl
  • Construction Materials: Brick
  • Exterior Features: Spa/Hot-tub
  • Porch Type: Balcony
  • Road Frontage Type: Paved
  • Water Frontage Feet: 65.00
  • Waterfront Description: Canal Front

Garage/Parking

  • Garage Size: 2 Car
  • Garage Features: Direct Access, Electricity, Door Opener, Side Entrance, Attached, Driveway
  • Garage: Yes

Utilities

  • Heating Fuel: Electric, Natural Gas
  • Cooling: Ceiling Fan(s), Central Air, Wall Unit(s)
  • Heating: Forced Air
  • Sewer: Sewer (Sewer-Sanitary)
  • Water Heater Fuel: Natural Gas
  • Water Source: Public (Municipal)

Condo/Co-op/Association

  • Association Fee: No

Lot Info

  • Homestead: Yes
  • Lot Size Area: 0.18
  • Lot Dimensions: 65 x 120
  • Parcel Number: 74141990035000

Tax Info

  • Tax Amount Summer: 2871.0000
  • Tax Amount Winter: 2180.0000
  • Total Tax: 5051.0000
  • Taxable Value: 149851.0000

Multi Family

  • Waterfront Features: Sea Wall

MLS Schools

  • School District: Algonac

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,871 $259,500 $0 $0
2024 $2,817 $240,100 $0 $0
2023 $2,714 $215,400 $0 $0
2022 $4,538 $206,700 $0 $0
2020 $4,249 $178,000 $178,000 $0
2019 $4,183 $165,900 $0 $0
2018 $4,111 $154,500 $0 $0
2017 $3,756 $142,900 $0 $0
2016 $2,229 $142,900 $0 $0
2015 -- $125,000 $125,000 $0
2014 -- $114,900 $114,900 $0
2013 -- $116,700 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/06/2026 02/06/26 For Sale $595,000 +153.2% $263 / Sq Ft
05/21/2013 05/21/13 Sold $235,000 -6.0% $112 / Sq Ft View Prior Sale
04/06/2013 04/06/13 Pending -- -- --
01/24/2013 01/24/13 For Sale $249,900 -- $119 / Sq Ft
Source: Realcomp

Purchase History

Date Type Sale Price Title Company
Warranty Deed $235,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $211,500 New Conventional
Source: Public Records

Source: Realcomp

MLS Number: 20261006932

Realcomp

APN: 14-199-0035-000