NOT LISTED FOR SALE

728 Oak Grove Cir Severna Park, MD 21146

Estimated Value: $1,497,000 - $1,795,000

4 Beds
3.5 Baths
3,756 Sq Ft
$441/Sq Ft Est. Value

Last Sold June 30, 2022

Last sale price $1,550,000 $413 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $9,936/month

4 Days on Market

Highlights

  • 60 Feet of Waterfront
  • 4 Dock Slips
  • Fishing Allowed
  • Jones Elementary School Rated A-
  • Pier
  • Gourmet Kitchen

About This Home

As of June 2022

Welcome to 728 Oak Grove Circle! The ONLY home in Maryland with its very own square lighthouse! This waterfront beauty is located in the highly sought after Manhattan Beach community which is known for waterfront living. Let boating life begin with just over 60-feet of water frontage, with easy access to the private dock with 6-8 feet depth, including an 8,000 lb lift, on Cypress Creek, which feeds to the Magothy River. The front yard is beautifully landscaped, with a quaint front porch, and a lovely stone facade. As you enter this 4 bedroom 3.5 bath home you are immediately greeted by water views! The main level provides an open and airy feel as you entertain family and friends after a day out on the water. The large foyer leads into the renovated kitchen and spacious dining room. To the left is the living room with a wood-burning fireplace. Sit back and enjoy the fire while you take in the views of Cypress Creek. In addition, the main level offers a formal living room, 2nd bedroom suite, office, half bath, and a den. Upstairs you will find the primary bedroom suite with expansive water views and direct access to a rear balcony to enjoy your morning cup of coffee. The one of a kind lighthouse is accessed through the primary bath and as one of the highest points on the creek you can take in the 360 degree views from the top. Two large bedrooms and a full bath finish out the upper level. The lower level features a large family room with extra living space that can be used for a playroom, a home gym, or movie nights with friends. The showstopper of this home is the outdoor living! Your options are in abundance with a large 2-tier deck that includes two full seating areas, a dining area, and room for a grill. If you need a bit of shade, relax on the screened in porch. After a long day of boating, sit back on the paver patio while you watch your favorite movie on the outdoor TV. Whether you are having a large gathering or a quiet day at home this property offers the waterfront lifestyle you are looking for! Don't miss out on this opportunity!

Last Agent to Sell the Property

Jody Buck

Cummings & Co. Realtors License #0644929 Listed on: 06/04/2022

Cummings & Co. Realtors

Last Buyer's Agent

Erika Dailey

Hyatt & Company Real Estate, LLC License #681113

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,593

Year Built

  • Built in 1940 | Remodeled in 2014

Lot Details

  • 0.27 Acre Lot
  • 60 Feet of Waterfront
  • Home fronts navigable water
  • Vinyl Fence
  • Back Yard Fenced
  • Extensive Hardscape
  • Premium Lot
  • Property is in excellent condition
  • Property is zoned R2

Parking

  • 1 Car Detached Garage
  • Front Facing Garage

Property Views

  • River
  • Scenic Vista
  • Creek or Stream

Home Design

  • Colonial Architecture
  • Slab Foundation
  • Architectural Shingle Roof
  • Stone Siding
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Built-In Features
  • Chair Railings
  • Recessed Lighting
  • 2 Fireplaces
  • Insulated Windows
  • Insulated Doors
  • Great Room
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Library
  • Game Room
  • Engineered Wood Flooring

Kitchen

  • Gourmet Kitchen
  • Electric Oven or Range
  • Stove
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Whirlpool Bathtub

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Up Access
  • Connecting Stairway
  • Side Basement Entry
  • Laundry in Basement

Outdoor Features

  • Pier
  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Sail
  • Bulkhead
  • Swimming Allowed
  • 4 Dock Slips
  • Physical Dock Slip Conveys
  • Stream or River on Lot
  • 2 Powered Boats Permitted
  • 2 Non-Powered Boats Permitted
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 4
  • Assessor Parcel Number 020359521226800

Community Details

Overview

  • No Home Owners Association
  • Oak Grove Subdivision, Cypress Crk Waterfront Floorplan

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,593

Year Built

Built in 1940 | Remodeled in 2014

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2022-06-04
  • Year Built: 1940
  • Year Renovated: 2014
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome to 728 Oak Grove Circle! The ONLY home in Maryland with its very own square lighthouse! This waterfront beauty is located in the highly sought after Manhattan Beach community which is known for waterfront living. Let boating life begin with just over 60-feet of water frontage, with easy access to the private dock with 6-8 feet depth, including an 8,000 lb lift, on Cypress Creek, which feeds to the Magothy River. The front yard is beautifully landscaped, with a quaint front porch, and a lovely stone facade. As you enter this 4 bedroom 3.5 bath home you are immediately greeted by water views! The main level provides an open and airy feel as you entertain family and friends after a day out on the water. The large foyer leads into the renovated kitchen and spacious dining room. To the left is the living room with a wood-burning fireplace. Sit back and enjoy the fire while you take in the views of Cypress Creek. In addition, the main level offers a formal living room, 2nd bedroom suite, office, half bath, and a den. Upstairs you will find the primary bedroom suite with expansive water views and direct access to a rear balcony to enjoy your morning cup of coffee. The one of a kind lighthouse is accessed through the primary bath and as one of the highest points on the creek you can take in the 360 degree views from the top. Two large bedrooms and a full bath finish out the upper level. The lower level features a large family room with extra living space that can be used for a playroom, a home gym, or movie nights with friends. The showstopper of this home is the outdoor living! Your options are in abundance with a large 2-tier deck that includes two full seating areas, a dining area, and room for a grill. If you need a bit of shade, relax on the screened in porch. After a long day of boating, sit back on the paver patio while you watch your favorite movie on the outdoor TV. Whether you are having a large gathering or a quiet day at home this property offers the waterfront lifestyle you are looking for! Don't miss out on this opportunity!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Dryer, Exhaust Fan, Microwave, Oven/Range - Electric, Refrigerator, Stove, Washer
  • Flooring Type: Engineered Wood
  • Interior Amenities: Dining Area, Family Room Off Kitchen, Kitchen - Gourmet, Primary Bath(s), Built-Ins, Chair Railings, Entry Level Bedroom, Wood Floors, Whirlpool/Hottub, Recessed Lighting, Floor Plan - Open
  • Window Features: Insulated
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: Insulated
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Slab
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Game Room, Family Room, Library, Great Room
  • Basement: Yes
  • Basement Type: Connecting Stairway, Side Entrance, Partially Finished, Walkout Stairs
  • Laundry Type: Basement
  • Total Sq Ft: 5306
  • Living Area Sq Ft: 3756
  • Price Per Sq Ft: 506.56
  • Above Grade Finished Sq Ft: 3356
  • Below Grade Finished Sq Ft: 400
  • Below Grade Sq Ft: 1550
  • Total Below Grade Sq Ft: 1950
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 728

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stone, Vinyl Siding
  • Exterior Features: Extensive Hardscape
  • Roof: Architectural Shingle
  • View: Water, Scenic Vista, Creek/Stream, River
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Sail, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: CYPRESS CREEK
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 60

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Off Street, Detached Garage
  • Off Street Parking Spaces: 2

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • School District Key: 121140671932
  • School District Source: Listing Agent

Lot Info

  • Fencing: Vinyl, Rear
  • Land Use Code: R
  • Lot Features: Bulkheaded, Premium
  • Lot Size Acres: 0.27
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 11761.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Excellent
  • Year Assessed: 2022
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 9593.00
  • Assessor Parcel Number: 020359521226800
  • Tax Lot: 4
  • Tax Total Finished Sq Ft: 3356
  • County Tax Payment Frequency: Annually
  • Tax Year: 2021
  • Close Date: 06/30/2022

Multi Family

  • Mean Low Water Feet: 6
  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 4, 2022
Closed on
Jun 30, 2022
Sold by
Edward Cober Richard and Salamon Julia
Bought by
Parker Thomas and Parker Celia
Seller's Agent
Jody Buck
Cummings & Co. Realtors
Buyer's Agent
Erika Dailey
Hyatt & Company Real Estate, LLC
List Price
$1,700,000
Sold Price
$1,550,000
Premium/Discount to List
-$150,000
-8.82%
Current Estimated Value
$1,655,504

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$105,504
Avg. Annual Appreciation
0.85%
Original Mortgage
$1,120,000
Outstanding Balance
$1,052,655
Interest Rate
3.63%
Mortgage Type
New Conventional
Estimated Equity
$539,374

Purchase Details

Closed on
Mar 30, 2021
Sold by
Cober Richard Edward and Salamon Julia Marie
Bought by
Cober Richard Edward and Cober Julia Salamon

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$548,250
Interest Rate
3%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 12, 2014
Closed on
Mar 26, 2015
Sold by
Bradstock Alden S
Bought by
Cober Richard Edward and Salamon Julia Marie
Seller's Agent
Reid Buckley
Long & Foster Real Estate, Inc.
Buyer's Agent
Jeff Bridegum
RE/MAX One
List Price
$999,500
Sold Price
$860,000
Premium/Discount to List
-$139,500
-13.96%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.08%
Original Mortgage
$86,000
Interest Rate
4%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Jun 17, 2008
Sold by
Bradstock Alden S
Bought by
Bradstock Alden S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$263,000
Interest Rate
6.47%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
May 28, 2008
Sold by
Bradstock Alden S
Bought by
Bradstock Alden S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$263,000
Interest Rate
6.47%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Aug 13, 1990
Sold by
Moody Cedric M
Bought by
Bradstock Alden S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$202,500
Interest Rate
10.08%
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Parker Thomas $1,550,000 Capitol Title
Cober Richard Edward -- Accommodation
Cober Richard Edward $860,000 Endeavor Title Llc
Bradstock Alden S -- --
Bradstock Alden S -- --
Bradstock Alden S $225,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Parker Thomas $1,120,000
Previous Owner Cober Richard Edward $548,250
Previous Owner Cober Richard Edward $147,000
Previous Owner Cober Richard Edward $86,000
Previous Owner Cober Richard Edward $688,000
Previous Owner Bradstock Alden S $406,000
Previous Owner Bradstock Alden S $500,000
Previous Owner Bradstock Alden S $263,000
Previous Owner Bradstock Alden S $417,000
Previous Owner Bradstock Alden S $202,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2022 06/30/22 Sold $1,550,000 -8.8% $413 / Sq Ft
06/04/2022 06/04/22 For Sale $1,700,000 +97.7% $453 / Sq Ft
03/26/2015 03/26/15 Sold $860,000 -4.2% $269 / Sq Ft
02/24/2015 02/24/15 Pending -- -- --
11/06/2014 11/06/14 Price Changed $898,000 -5.4% $281 / Sq Ft
06/05/2014 06/05/14 Price Changed $949,000 -5.1% $297 / Sq Ft
03/12/2014 03/12/14 For Sale $999,500 -- $312 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,992 $1,154,200 -- --
2024 $10,992 $945,700 $552,300 $393,400
2023 $10,706 $925,600 $0 $0
2022 $9,288 $905,500 $0 $0
2021 $18,228 $885,400 $526,500 $358,900
2020 $8,912 $869,133 $0 $0
2019 $2,385 $852,867 $0 $0
2018 $8,483 $836,600 $482,600 $354,000
2017 $8,027 $785,600 $0 $0
2016 -- $734,600 $0 $0
2015 -- $683,600 $0 $0
2014 -- $683,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2035036

Bright MLS

APN: 03-595-21226800