NOT LISTED FOR SALE

731 Oak St Ludlow, KY 41016

Estimated Value: $229,000 - $248,000

2 Beds
1 Bath
1,095 Sq Ft
$214/Sq Ft Est. Value

Last Sold April 29, 2024

Last sale price $225,000 $205 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $1,412/month

1 Day on Market

Highlights

  • Open Floorplan
  • Traditional Architecture
  • No HOA
  • Deck
  • Wood Flooring
  • Neighborhood Views

About This Home

As of April 2024

Hurry! This historic home in Ludlow will not last! Beautifully loved and maintained 2 Bedroom, 1 Bath (an extra shower in the basement) close to the river & downtown. From sitting on the front porch to the level private back yard you can enjoy a cup of coffee and watch the community of Ludlow come alive. New decking in the back yard leave plenty of room for outdoor BBQs and entertaining. Refinished Hardwood Flooring and 9 Foot ceilings throughout 1st Floor give this space an open and airy feel. Upstairs, the smart floor plan boasts two large bedrooms. The laundry shoot in the hallway makes laundry transport easy! Roof 6 years old and newer HVAC Book your showing today!

Last Agent to Sell the Property

Kim Tunnacliffe

eXp Realty, LLC License #208602 Listed on: 04/01/2024

eXp Realty, LLC

Last Buyer's Agent

Doug Mayberry

Huff Realty - Florence License #186924

Huff Realty - Florence

Home Details

Home Type

  • Single Family

Lot Details

  • 3,520 Sq Ft Lot
  • Property is Fully Fenced
  • Wood Fence

Home Design

  • Traditional Architecture
  • Block Foundation
  • Shingle Roof
  • Aluminum Siding

Interior Spaces

  • 1,095 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Fireplace
  • Vinyl Clad Windows
  • Family Room
  • Breakfast Room
  • Formal Dining Room
  • Neighborhood Views

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Electric Range
  • Microwave
  • Laminate Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom
  • Stubbed For A Bathroom
  • Basement Storage

Parking

  • No Garage
  • On-Street Parking

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 026-32-09-004.00

Home Details

Home Type

Single Family

Lot Details

3,520 Sq Ft Lot

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.08
  • Lot Size: irreg
  • Road Frontage Type: City Street
  • Directions: 75N/S to Kyles Lane Turn rt onto Dixie Highway Left onto Sleepy Hollow Continue Straight Turn rt onto Oak Street
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mary A. Goetz Elementary
  • Location Tax Legal Info:Middle or Junior School: Ludlow Middle School
  • Location Tax Legal Info:High School: Ludlow High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: irreg
  • General Property Description:Approx SqFt2: 1095.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Room Type:Family Room4: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities Electric Company: Duke
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.0808
  • General Property Description:Living Area: 1095.0
  • General Property Description:Lot Size Square Feet: 3520.0
  • Structure Type:House: Yes
  • Room Type:Breakfast Room2: Yes
  • Room Type:Breakfast Room Level: First
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 026-32-09-004.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Fencing:Wood3: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Water Available: Yes
  • Fencing:Full2: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Laminate Counters, Pantry, Open Floorplan, Eat-in Kitchen
  • Basement: Full, Bath/Stubbed, Storage Space, Unfinished, Walk-Out Access
  • Heating: Natural Gas
  • Levels: Two
  • Flooring: Concrete
  • Property Type: Residential
  • Appliances: Electric Oven, Electric Range, Disposal, Microwave, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Living Area: 1095.0
  • Window Features: Vinyl Clad Window(s)
  • Full Basement: Yes
  • Appliances:Electric Oven: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Pantry2: Yes
  • Basement:Unfinished2: Yes
  • Basement:Walk-Out Access7: Yes
  • Kitchen Features Pantry: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Dining Room Features:Hardwood Floors4: Yes
  • Basement:Concrete Flooring: Yes
  • Basement:Full Finished Bath: Yes
  • Basement:Storage Space: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Interior Features:Laminate Counters: Yes
  • Kitchen Features:Ceramic Tile Flooring2: Yes
  • Primary Bedroom Features:Hardwood Floors18: Yes
  • Primary Bath Features:Ceramic Tile Flooring: Yes
  • Family Room Features:Hardwood Floors7: Yes

Exterior Features

  • View: Neighborhood
  • Fencing: Full, Wood
  • Roof: Shingle
  • View: Yes
  • Construction Type: Aluminum Siding
  • Exterior Features: Fenced
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Deck, Porch
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Clad Window(s): Yes
  • Exterior Features:Fenced: Yes
  • Construction Materials:Aluminum Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: No Garage, On Street
  • Parking Features:On Street: Yes
  • Parking Features:No Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Sewer Available, Water Available
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Lot Info

  • Lot Size Sq Ft: 3520.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 1, 2024
Closed on
Apr 29, 2024
Sold by
Campbell Mallory G and Campbell Shane
Bought by
Mcguffey Lynda
Seller's Agent
Kim Tunnacliffe
eXp Realty, LLC
Buyer's Agent
Doug Mayberry
Huff Realty - Florence
List Price
$198,000
Sold Price
$225,000
Premium/Discount to List
$27,000
13.64%
Views
101
Current Estimated Value
$234,670

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,670
Avg. Annual Appreciation
2.28%

Purchase Details

Closed on
May 17, 2021
Sold by
Campbell Mallory G and Campbell Shane
Bought by
Campbell Mallory G and Campbell Shane

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,000
Interest Rate
3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 26, 2019
Sold by
Wyatt Andrew J
Bought by
Sander Mallory G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,100
Interest Rate
4.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 1, 2004
Sold by
Carpenter William J and Carpenter Kimberly A
Bought by
Fasman Frederick M and Delauney Barbara

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$78,400
Interest Rate
5.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 14, 1998
Sold by
Caldwell Melanie
Bought by
Carpenter William J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$58,500
Interest Rate
7.04%
Mortgage Type
New Conventional
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mcguffey Lynda $225,000 None Listed On Document
Campbell Mallory G -- 360 American Title Svcs Llc
Campbell Mallory G $50,000 360 American Title
Sander Mallory G $130,000 Stewart Title Company
Fasman Frederick M $98,000 --
Carpenter William J $78,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Campbell Mallory G $134,000
Previous Owner Sander Mallory G $126,100
Previous Owner Fasman Frederick M $78,400
Previous Owner Carpenter William J $58,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/29/2024 04/29/24 Sold $225,000 0.0% $205 / Sq Ft
04/03/2024 04/03/24 Pending -- -- --
04/03/2024 04/03/24 Off Market $225,000 -- --
04/01/2024 04/01/24 For Sale $198,000 -- $181 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,297 $225,000 $10,000 $215,000
2024 $1,755 $135,000 $10,000 $125,000
2023 $1,737 $135,000 $10,000 $125,000
2022 $1,763 $135,000 $10,000 $125,000
2021 $1,885 $130,000 $10,000 $120,000
2020 $1,877 $130,000 $10,000 $120,000
2019 $1,122 $76,000 $10,000 $66,000
2018 $1,115 $76,000 $10,000 $66,000
2017 $1,101 $76,000 $10,000 $66,000
2015 $1,047 $76,000 $10,000 $66,000
2014 $1,006 $76,000 $10,000 $66,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 621652

Northern Kentucky Multiple Listing Service

APN: 026-32-09-004.00

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