Bob Morris
Top Choice Real Estate, LLC
(844) 913-7623
81 Total Sales
1 in Downtown Carmel
$320,000 Price
731 Oswego Rd Carmel, IN 46032
Downtown Carmel Neighborhood
3
Beds
1
Bath
960
Sq Ft
0.4
Acre Lot
Highlights
- Wood Flooring
- 2 Car Detached Garage
- Central Air
- No HOA
- 1-Story Property
- Combination Kitchen and Dining Room
About This Home
As of February 2026Bring your vision to one of the most sought-after streets in Carmel. Situated on an expansive .40-acre lot (80' x 220'), this property offers a rare canvas in a neighborhood defined by rapid redevelopment and luxury investment. Enjoy the ultimate Carmel lifestyle with true walkability to Midtown and City Center, putting premier dining and entertainment just steps from your future front door. One of the largest remaining parcels in the area, it provides the width and depth necessary for a significant custom estate, backyard oasis, or pool-features often compromised in urban settings. Whether you choose to renovate the existing residence or start fresh with new construction, the potential here is unmatched. This is your chance to stake a claim in the center of Carmel's exciting transformation.
Last Agent to Sell the Property
Circle Real Estate Brokerage Email: jason@circle-re.com License #RB14034831 Listed on: 01/16/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $298
Year Built
- Built in 1956
Lot Details
- 17,424 Sq Ft Lot
Parking
- 2 Car Detached Garage
Home Design
- Slab Foundation
- Wood Siding
Interior Spaces
- 960 Sq Ft Home
- 1-Story Property
- Combination Kitchen and Dining Room
Kitchen
- Gas Oven
- Dishwasher
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Schools
- Carmel High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
- Newark Village Subdivision
Listing and Financial Details
- Tax Lot 105
- Assessor Parcel Number 291031102049000018
- Seller Concessions Not Offered
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 16, 2026
Closed on
Feb 2, 2026
Sold by
Bought by
Seller's Agent
Jason O'Neil
Circle Real Estate
Buyer's Agent
Stacia Gudgel
F.C. Tucker Company
List Price
$395,000
Sold Price
$417,500
Premium/Discount to List
$22,500
5.7%
Views
22
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,833
Avg. Annual Appreciation
-2.30%
Purchase Details
Closed on
Jan 15, 2008
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,000
Interest Rate
5.75%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 5, 2002
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Carmel, IN
-
Bob Morris
-
Philip Onderdonk
Philip Onderdonk
F.C. Tucker Company
(833) 623-0623
51 Total Sales
5 in Downtown Carmel
$253K - $555K Price Range
-
William Griffin
William Griffin
CPR Real Estate, LLC
(866) 578-0172
45 Total Sales
1 in Downtown Carmel
$275,000 Price
-
Todd Ferris
Todd Ferris
Ferris Property Group
(317) 754-8732
218 Total Sales
3 in Downtown Carmel
$220K - $475K Price Range
-
Austin Coon
Austin Coon
@properties
(463) 223-9286
74 Total Sales
2 in Downtown Carmel
$325K - $405K Price Range
-
Brenda Tinsley
Brenda Tinsley
Highgarden Real Estate
(317) 588-3804
97 Total Sales
2 in Downtown Carmel
$260K - $390K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Enterprise Title | |
| Interfamily Deed Transfer | -- | Accommodation | |
| Warranty Deed | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $800,000 | New Conventional | |
| Closed | $63,000 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/02/2026 02/02/26 | Sold | $417,500 | +5.7% | $435 / Sq Ft |
| 01/18/2026 01/18/26 | Pending | -- | -- | -- |
| 01/16/2026 01/16/26 | For Sale | $395,000 | -- | $411 / Sq Ft |
Source: MIBOR Broker Listing Cooperative®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $304 | $137,500 | $60,900 | $76,600 |
| 2024 | $264 | $119,500 | $60,900 | $58,600 |
| 2023 | $299 | $119,500 | $60,900 | $58,600 |
| 2022 | $294 | $112,700 | $54,100 | $58,600 |
| 2021 | $289 | $105,300 | $54,100 | $51,200 |
| 2020 | $284 | $105,600 | $54,100 | $51,500 |
| 2019 | $279 | $93,700 | $39,900 | $53,800 |
| 2018 | $239 | $102,800 | $39,900 | $62,900 |
| 2017 | $234 | $102,100 | $39,900 | $62,200 |
| 2016 | $265 | $100,200 | $39,900 | $60,300 |
| 2014 | $221 | $99,100 | $39,900 | $59,200 |
| 2013 | $221 | $95,900 | $39,900 | $56,000 |
Source: Public Records
Agents Affiliated with this Home
-
Jason O'Neil
Seller's Agent in 2026
Jason O'Neil
Circle Real Estate
(317) 989-0074
12 in this area
77 Total Sales
-
Stacia Gudgel
S
Buyer's Agent in 2026
Stacia Gudgel
F.C. Tucker Company
3 in this area
44 Total Sales
Map
Source: MIBOR Broker Listing Cooperative®
MLS Number: 22080392
APN: 29-10-31-102-049.000-018
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of MIBOR Broker Listing Cooperative® as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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