NOT LISTED FOR SALE

732 Ripple Brook Ln Unit 93 Elgin, IL 60120

Cobblers Crossing Neighborhood

Estimated Value: $242,000 - $258,569

2 Beds
2 Baths
-- Sq Ft
$212/mo HOA Fee

Last Sold June 06, 2019

Last sale price $157,000

Est. 58% increase in value since last sale

Current estimated payment $2,005/month

2 Days on Market

Highlights

  • Water Views
  • Vaulted Ceiling
  • Walk-In Pantry
  • Pond
  • Loft
  • Attached Garage

About This Home

As of June 2019

THIS UNIT IS BRIGHT AND OPEN AND OFFERS VAULTED LIVING ROOM AND DINING ROOM CEILINGS. HAS FRESH PAINT IN LIVING ROOM / DINING ROOM, STAIRWELL AND WHOLE SECOND LEVEL. NEW CARPET THROUGHOUT. BEAUTIFUL VIEW OF THE POND WHICH IS LOCATED ACROSS THE STREET. SPACIOUS 2 BEDROOM, 1.1 BATH ROOM. MASTER BEDROOM HAS A VAULTED CEILING WITH WALK IN CLOSET! THERE'S ALSO A GREAT LOFT AREA WITH SPINDLE RAILING THAT OVERLOOKS THE LIVING ROOM! THERE ARE BRUSHED NICKEL FAUCETS AND LIGHT FIXTURES WHICH OFFER A MODERN FEEL! NEW DISHWASHER IN KITCHEN. THIS UNIT IS A MUST SEE!

Last Agent to Sell the Property

Kristie Ptaszek

Baird & Warner Real Estate - Algonquin Listed on: 04/14/2019

Last Buyer's Agent

Monika Sipiora

HomeSmart Connect LLC License #475164971

HomeSmart Connect LLC

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,038

Year Built

  • 1994

Lot Details

  • Southern Exposure

HOA Fees

  • $212 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Aluminum Siding

Interior Spaces

  • Vaulted Ceiling
  • Entrance Foyer
  • Loft
  • Storage
  • Laminate Flooring
  • Water Views

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Dishwasher
  • Disposal

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Home Security

Outdoor Features

  • Pond
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $550 Seller Concession

Community Details

Pet Policy

  • Pets Allowed

Additional Features

  • Common Area
  • Storm Screens

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,038

Year Built

1994

Lot Details

0

HOA Fees

$212 per month

Parking

1

Listing Details

  • Property Type: Attached Single
  • Unit Floor Level: 1
  • Age: 21-25 Years
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Ownership: Condo
  • Total Full or Half Bathrooms: 1.1
  • Estimated Year Built: 1994
  • Tax Exemptions: Homeowner
  • Type Attached: Townhouse-2 Story
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 2
  • Year Built: 1994

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Wood Laminate Floors, 1st Floor Laundry, Laundry Hook-Up in Unit, Storage
  • Number Of Rooms: 6
  • Living Room: Dimensions: 17X12, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Appliances: Oven/Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Equipment: TV-Cable, CO Detectors, Ceiling Fan, Radon Mitigation System(s)
  • Basement: Slab
  • Bedrooms All Levels: 2
  • Above Grade Bedrooms: 2
  • Laundry: Dimensions: 8X6, On Level: Main Level, Flooring: Vinyl
  • Dining Room: Dimensions: 10X10, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Kitchen Type: Dimensions: 12X10, On Level: Main Level, Flooring: Wood Laminate, Windows: None
  • Kitchen Type: Eating Area-Table Space, Pantry-Closet
  • Additional Rooms: Foyer, Loft
  • Master Bedroom: Dimensions: 14X11, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 1 Name: Loft, Dimensions: 10X10, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 2 Name: Foyer, Dimensions: 9X5, On Level: Main Level, Flooring: Wood Laminate
  • Bedroom 2: Dimensions: 11X10, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Dining Room Type: L-shaped

Exterior Features

  • Foundation: Concrete
  • Exterior Building Type: Aluminum Siding, Brick
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio, Storms/Screens
  • Exposure: S (South)

Garage/Parking

  • Number of Cars: 1
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 1
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public, Sewer-Storm
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Max Pet Weight: 999
  • Pets Allowed: Yes
  • Fee Frequency: Monthly
  • Management: Manager Off-site, Monday through Friday
  • Pet Information: Cats OK, Dogs OK
  • Assessment Includes: Common Insurance, Exterior Maintenance, Lawn Care, Scavenger, Snow Removal
  • Master Association Fee: Yes
  • Master Association Fee: 202
  • Assessment Association Fees: 212
  • Management Contact Name: Colleen Piraino
  • Management Phone: 630-653-7782

Fee Information

  • Management Company: Country Homes at Cobblers Crossing Condo Assoc.

Schools

  • School District: 46
  • Elementary School: Lincoln Elementary School
  • Middle School: Larsen Middle School
  • High School: Elgin High School
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: COMMON
  • Lot Description: Common Grounds, Pond, Water View
  • Parcel Identification Number: 06074000121051

Multi Family

  • Total Number Unitsin Building: 6
  • Number Stories: 2

Tax Info

  • Taxes: 2665

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 14, 2019
Closed on
May 14, 2019
Sold by
Beckman Kimberly and Beckman Michael
Bought by
Misiaszek Mateusz K
Seller's Agent
Kristie Ptaszek
Baird & Warner Real Estate - Algonquin
Buyer's Agent
Monika Sipiora
HomeSmart Connect LLC
List Price
$162,900
Sold Price
$157,000
Premium/Discount to List
-$5,900
-3.62%
Total Days on Market
2
Current Estimated Value
$247,392

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$90,392
Avg. Annual Appreciation
7.61%
Original Mortgage
$147,580
Outstanding Balance
$130,249
Interest Rate
3.87%
Mortgage Type
New Conventional
Estimated Equity
$115,037

Purchase Details

Closed on
Oct 31, 2012
Sold by
Miller Blake A
Bought by
Beckman Kimberly Anne

Purchase Details

Closed on
Jan 18, 2006
Sold by
Gmac Global Relocation Services Inc
Bought by
Beckman Kimberly and Beckman Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$143,200
Interest Rate
6.38%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Dec 12, 2005
Sold by
Topolski Benjamin M
Bought by
Gmac Global Relocation Services Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$143,200
Interest Rate
6.38%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
May 17, 2002
Sold by
Goymerac Patrick N and Goymerac Kathie J
Bought by
Topolski Benjamin M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,470
Interest Rate
5%

Purchase Details

Closed on
Feb 14, 2000
Sold by
Reda Guy and Reda Karla
Bought by
Goymerac Patrick N and Goymerac Kathie J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,550
Interest Rate
8.16%
Mortgage Type
FHA

Purchase Details

Closed on
May 22, 1997
Sold by
Malone Michael C and Malone Kimberly S
Bought by
Reda Guy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,650
Interest Rate
8.27%
Mortgage Type
FHA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Misiaszek Mateusz K $157,000 Baird & Warner Ttl Svcs Inc
Beckman Kimberly Anne -- None Available
Beckman Kimberly $179,000 Stewart Title Of Illinois
Gmac Global Relocation Services Inc $179,000 Stewart Title Of Illinois
Topolski Benjamin M $151,000 --
Goymerac Patrick N $123,500 --
Reda Guy -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Misiaszek Mateusz K $147,580
Previous Owner Beckman Kimberly $143,200
Previous Owner Topolski Benjamin M $147,000
Previous Owner Topolski Benjamin M $146,470
Previous Owner Goymerac Patrick N $122,000
Previous Owner Goymerac Patrick N $120,550
Previous Owner Reda Guy $111,650
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/06/2019 06/06/19 Sold $157,000 -3.6% --
04/16/2019 04/16/19 Pending -- -- --
04/14/2019 04/14/19 For Sale $162,900 -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,038 $17,506 $2,626 $14,880
2023 $4,897 $17,506 $2,626 $14,880
2022 $4,897 $17,506 $2,626 $14,880
2021 $4,254 $12,346 $1,688 $10,658
2020 $4,228 $12,346 $1,688 $10,658
2019 $3,170 $13,773 $1,688 $12,085
2018 $2,653 $11,245 $1,500 $9,745
2017 $2,665 $11,245 $1,500 $9,745
2016 $2,788 $11,245 $1,500 $9,745
2015 $2,552 $9,886 $1,312 $8,574
2014 $2,490 $9,886 $1,312 $8,574
2013 $2,388 $9,886 $1,312 $8,574
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10343981

Midwest Real Estate Data (MRED)

APN: 06-07-400-012-1051