$369,800

732 Stablewatch Dr Independence, KY 41051

Estimated payment $2,380/month

Total Views 285
3 Beds
4 Baths
2,300 Sq Ft
$161 Price per Sq Ft

Highlights

  • Popular Property
  • Open Floorplan
  • Wooded Lot
  • View of Trees or Woods
  • Deck
  • Transitional Architecture

About This Home

USDA-NO MONEY DOWN for Qualified Purchaser. Incredible Residence Boasting 3 FIN Levels w/APPROX 2,300 SQ FT! Fabulous 3 BDRM, 4 Bath, 2 Car Garage, FIN LL, Quality Built Home Superbly Situated on Beautiful, Level Homesite/Spectacular Private Setting, Gazebo, Expansive Deck, Firepit, + Remarkable, Radiused Patio/Split Rail Fencing/True Paradise Designed for Entertaining/Covered Front Porch to Welcoming 2 Story Entry/Inviting Great RM w/Luxury Vinyl Flooring, Gas Fireplace, + Single French Patio Door Walkout to Deck/Fully Equipped KIT w/New Appliances on Order, Luxury Vinyl Tile Flooring, Backsplash, Breakfast Area, Counter Bar, & Gorgeous Bay Window Overlooking Amazing View/Delightful DNR w/Luxury Vinyl Flooring & Chair Rail/1ST FL Study w/French Doors & Double View Window/2ND FL Laundry/Fabulous Primary Suite has Tray Ceiling, Adjoining Full Bath w/Double Bowl Sinks, Whirlpool Tub, & Separate Shower, + Large 6x6 Walk-In Closet w/Closet Organizers/Generously Sized BDRMS w/Ceiling Fans w/Light Packages/Plushly FIN LL w/REC RM, New Carpeting, Huge Bar, Recessed Lighting, 1/2 Bath, & LG Storage Area/Lots of Natural Light/Neutral Decor/Upgraded White WDWK/COMMUNITY POOL/ + MUCH MORE!

Listing Agent

Jane Ashcraft-West

RE/MAX Victory + Affiliates License #187308 Listed on: 08/23/2025

RE/MAX Victory + Affiliates

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,030

Year Built

  • Built in 2004

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 70x140
  • Private Entrance
  • Split Rail Fence
  • Wire Fence
  • Level Lot
  • Wooded Lot
  • Private Yard

HOA Fees

  • $29 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Front Facing Garage
  • Driveway
  • On-Street Parking
  • Off-Street Parking

Home Design

  • Transitional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,300 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Dry Bar
  • Chair Railings
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Track Lighting
  • Gas Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Bay Window
  • French Doors
  • Panel Doors
  • Entrance Foyer
  • Great Room
  • Family Room
  • Breakfast Room
  • Formal Dining Room
  • Home Office
  • Storage Room
  • Views of Woods

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Double Vanity
  • Hydromassage or Jetted Bathtub
  • Bathtub with Shower
  • Shower Only

Laundry

  • Laundry Room
  • Laundry on upper level
  • Washer and Electric Dryer Hookup

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom
  • Basement Storage

Accessible Home Design

  • Doors with lever handles

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Fire Pit
  • Gazebo

Schools

  • Ryland Heights Elementary School
  • Woodland Middle School
  • Scott High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities

Listing and Financial Details

  • Assessor Parcel Number 060-00-02-023.00

Community Details

Overview

  • Association fees include management
  • Towne Properties Association, Phone Number (859) 291-5858

Recreation

  • Community Pool

Security

  • Resident Manager or Management On Site

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,030

Year Built

Built in 2004

Lot Details

0

HOA Fees

$29 per month

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.22
  • Year Built: 2004
  • Lot Size: 70x140
  • Ownership: Agent/Owner
  • Directions: KY-16 to Taylor Mill RD to R on Stablewatch
  • Architectural Style: Transitional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Ryland Heights Elementary
  • Location Tax Legal Info:Middle or Junior School: Woodland Middle School
  • Location Tax Legal Info:High School: Scott High
  • Location Tax Legal Info:Subdivision2: Claiborne
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 2
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 70x140
  • General Property Description:Approx SqFt2: 2300.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.22
  • General Property Description:Living Area: 2300.0
  • General Property Description:Lot Size Square Feet: 9583.0
  • Structure Type:House: Yes
  • Laundry Features:Laundry Room2: Yes
  • Laundry Features:Upper Level: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 060-00-02-023.00
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Roof:Composition: Yes
  • General Property Description:Fireplaces Total: 1
  • View:TreesWoods: Yes
  • Architecture:Transitional: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Water Available: Yes
  • Utilities:Underground Utilities: Yes
  • Fencing:Split Rail: Yes
  • Percent Basement Finished: Yes
  • Fencing:Wire: Yes
  • Other Structures:Gazebo: Yes
  • Fencing Fenced: Yes
  • Door Features Levered or Graspable Door Handles: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: See Remarks, Walk-In Closet(s), Tray Ceiling(s), Track Lighting, Storage, Soaking Tub, Open Floorplan, Entrance Foyer, Eat-in Kitchen, Double Vanity, Dry Bar, Chandelier, Breakfast Bar, Built-in Features, Ceiling Fan(s), High Ceilings, Multi Panel Doors, Recessed Lighting
  • Basement: Other, See Remarks, Full, Finished, Storage Space
  • Heating: Natural Gas, Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Other, See Remarks, Stainless Steel Appliance(s), Electric Oven, Electric Range, Dishwasher, Disposal, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: French Doors, Levered or Graspable Door Handles
  • Fireplace Features: See Remarks, Ceramic, Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 2300.0
  • Window Features: Insulated Windows, Bay Window(s), Vinyl Frames
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Built-in Features2: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Double Vanity2: Yes
  • Interior Features:Entrance Foyer2: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Walk-In Closet(s)2: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Basement:Storage Space: Yes
  • Basement:Carpet Flooring7: Yes
  • Basement:Full Finished Half Bath: Yes
  • Fireplace Features:Gas: Yes
  • Interior Features:Breakfast Bar2: Yes
  • Interior Features:Chandelier2: Yes
  • Interior Features:Track Lighting: Yes
  • Fireplace Features:Ceramic: Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Soaking Tub: Yes
  • Appliances:Other5: Yes
  • Basement:Built-in Features3: Yes
  • Interior Features:Tray Ceiling(s): Yes
  • Basement:Other16: Yes
  • Interior Features:Dry Bar4: Yes
  • Basement:Dry Bar5: Yes
  • Fireplace Features:See Remarks41: Yes
  • Appliances:See Remarks32: Yes
  • Interior Features:See Remarks24: Yes
  • Basement:See Remarks36: Yes

Exterior Features

  • View: Trees/Woods
  • Fencing: Fenced, Split Rail, Wire
  • Roof: Composition, Shingle
  • Lot Features: Level, Wooded
  • View: Yes
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Private Yard, Fire Pit, Other
  • Foundation Details: Poured Concrete
  • Other Structures: Gazebo
  • Patio And Porch Features: Covered, Deck, Patio, Porch
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Wooded: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Private Yard: Yes
  • Exterior Features:Fire Pit: Yes
  • Window Features:Bay Window(s): Yes
  • Exterior Features:See Remarks23: Yes
  • Door Features:French Doors: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached, Driveway, Garage, Garage Faces Front, Off Street, On Street, Oversized
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Off Street2: Yes
  • Parking Features:On Street: Yes
  • Parking Features:Oversized: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available, Sewer Available, Underground Utilities, Water Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Amenities: Pool
  • Association Fee: 342.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: Towne Properties
  • Association Information:Association Management Phone 1: 859-291-5858
  • Association Information:Total Yearly Fees: 342.0
  • Association Information:Association Fee: 342.0
  • Association Information:Association Fee Frequency: Annually
  • Association Amenities:Management: Yes
  • Association Amenities:Pool5: Yes

Fee Information

  • Association Fee Includes: Management

Schools

  • Elementary School: Ryland Heights Elementary
  • Junior High Dist: Kenton Co Public
  • High School: Scott High
  • Middle Or Junior School: Woodland Middle School

Lot Info

  • Lot Size Sq Ft: 9583.0
  • Zoning Description: Residential

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,030 $329,000 $40,000 $289,000
2023 $2,606 $206,500 $40,000 $166,500
2022 $2,665 $206,500 $40,000 $166,500
2021 $2,705 $206,500 $40,000 $166,500
2020 $2,762 $206,500 $40,000 $166,500
2019 $2,358 $175,000 $40,000 $135,000
2018 $2,371 $175,000 $40,000 $135,000
2017 $2,306 $175,000 $40,000 $135,000
2015 $2,077 $162,000 $40,000 $122,000
2014 $2,048 $162,000 $40,000 $122,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/23/2025 08/23/25 For Sale $369,800 +12.4% $161 / Sq Ft
10/11/2023 10/11/23 Sold $329,000 0.0% $143 / Sq Ft
09/11/2023 09/11/23 Pending -- -- --
08/25/2023 08/25/23 For Sale $329,000 -- $143 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Commissioners Deed $286,000 None Listed On Document
Warranty Deed $329,000 American Homeland Title
Warranty Deed $206,500 Stewart Title Company
Warranty Deed $162,000 Advanced Land Title Agency
Deed $66,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $329,000 VA
Previous Owner $250,000 New Conventional
Previous Owner $165,200 New Conventional
Previous Owner $151,061 FHA
Previous Owner $160,730 FHA
Previous Owner $145,657 Unknown
Previous Owner $144,800 New Conventional
Source: Public Records

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Source: Northern Kentucky Multiple Listing Service

MLS Number: 635653

Northern Kentucky Multiple Listing Service

APN: 060-00-02-023.00