NOT LISTED FOR SALE

732 Stablewatch Dr Independence, KY 41051

Estimated Value: $342,000 - $355,255

3 Beds
4 Baths
2,300 Sq Ft
$152/Sq Ft Est. Value

Last Sold October 24, 2025

Last sale price $350,000 $152 Per Sq Ft

Current estimated payment $2,146/month

3 Days on Market

Highlights

  • View of Trees or Woods
  • Open Floorplan
  • Wooded Lot
  • Ryland Heights Elementary School Rated 9+
  • Deck
  • Transitional Architecture

About This Home

As of October 2025

USDA-NO MONEY DOWN for Qualified Purchaser. Incredible Residence Boasting 3 FIN Levels w/APPROX 2,300 SQ FT! Fabulous 3 BDRM, 4 Bath, 2 Car Garage, FIN LL, Quality Built Home Superbly Situated on Beautiful, Level Homesite/Spectacular Private Setting, Gazebo, Expansive Deck, Firepit, + Remarkable, Radiused Patio/Split Rail Fencing/True Paradise Designed for Entertaining/Covered Front Porch to Welcoming 2 Story Entry/Inviting Great RM w/Luxury Vinyl Flooring, Gas Fireplace, + Single French Patio Door Walkout to Deck/Fully Equipped KIT w/New Appliances on Order, Luxury Vinyl Tile Flooring, Backsplash, Breakfast Area, Counter Bar, & Gorgeous Bay Window Overlooking Amazing View/Delightful DNR w/Luxury Vinyl Flooring & Chair Rail/1ST FL Study w/French Doors & Double View Window/2ND FL Laundry/Fabulous Primary Suite has Tray Ceiling, Adjoining Full Bath w/Double Bowl Sinks, Whirlpool Tub, & Separate Shower, + Large 6x6 Walk-In Closet w/Closet Organizers/Generously Sized BDRMS w/Ceiling Fans w/Light Packages/Plushly FIN LL w/REC RM, New Carpeting, Huge Bar, Recessed Lighting, 1/2 Bath, & LG Storage Area/Lots of Natural Light/Neutral Decor/Upgraded White WDWK/COMMUNITY POOL/ + MUCH MORE!

Last Agent to Sell the Property

Jane Ashcraft-West

RE/MAX Victory + Affiliates License #187308 Listed on: 09/17/2025

RE/MAX Victory + Affiliates

Last Buyer's Agent

Carla Antrobus

Keller Williams Realty Service License #280978

Keller Williams Realty Service

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2004

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 70x140
  • Private Entrance
  • Split Rail Fence
  • Wire Fence
  • Level Lot
  • Wooded Lot
  • Private Yard

HOA Fees

  • $29 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Front Facing Garage
  • Driveway
  • On-Street Parking
  • Off-Street Parking

Home Design

  • Transitional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,300 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Dry Bar
  • Chair Railings
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Track Lighting
  • Gas Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Bay Window
  • French Doors
  • Panel Doors
  • Entrance Foyer
  • Great Room
  • Family Room
  • Formal Dining Room
  • Home Office
  • Storage Room
  • Views of Woods

Kitchen

  • Breakfast Room
  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Double Vanity
  • Hydromassage or Jetted Bathtub
  • Bathtub with Shower
  • Shower Only

Laundry

  • Laundry Room
  • Laundry on upper level
  • Washer and Electric Dryer Hookup

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom
  • Basement Storage

Accessible Home Design

  • Doors with lever handles

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Fire Pit
  • Gazebo

Schools

  • Ryland Heights Elementary School
  • Woodland Middle School
  • Scott High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities

Listing and Financial Details

  • Assessor Parcel Number 060-00-02-023.00

Community Details

Overview

  • Association fees include management
  • Towne Properties Association, Phone Number (859) 291-5858

Recreation

  • Community Pool

Security

  • Resident Manager or Management On Site

Home Details

Home Type

Single Family

Year Built

Built in 2004

Lot Details

9,583 Sq Ft Lot

HOA Fees

$29 per month

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.22
  • Year Built: 2004
  • Lot Size: 70x140
  • Ownership: Agent/Owner
  • Directions: KY-16 to Taylor Mill RD to R on Stablewatch
  • Architectural Style: Transitional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Ryland Heights Elementary
  • Location Tax Legal Info:Middle or Junior School: Woodland Middle School
  • Location Tax Legal Info:High School: Scott High
  • Location Tax Legal Info:Subdivision2: Claiborne
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 2
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 70x140
  • General Property Description:Approx SqFt2: 2300.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.22
  • General Property Description:Living Area: 2300.0
  • Structure Type:House: Yes
  • Laundry Features:Laundry Room2: Yes
  • Laundry Features:Upper Level: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 060-00-02-023.00
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Roof:Composition: Yes
  • General Property Description:Fireplaces Total: 1
  • View:TreesWoods: Yes
  • Architecture:Transitional: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Water Available: Yes
  • Utilities:Underground Utilities: Yes
  • Fencing:Split Rail: Yes
  • Percent Basement Finished: Yes
  • Fencing:Wire: Yes
  • Other Structures:Gazebo: Yes
  • Fencing Fenced: Yes
  • Door Features Levered or Graspable Door Handles: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: See Remarks, Walk-In Closet(s), Tray Ceiling(s), Track Lighting, Storage, Soaking Tub, Open Floorplan, Entrance Foyer, Eat-in Kitchen, Double Vanity, Dry Bar, Chandelier, Breakfast Bar, Built-in Features, Ceiling Fan(s), High Ceilings, Multi Panel Doors, Recessed Lighting
  • Basement: Other, See Remarks, Full, Finished, Storage Space
  • Heating: Natural Gas, Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Other, See Remarks, Stainless Steel Appliance(s), Electric Oven, Electric Range, Dishwasher, Disposal, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: French Doors, Levered or Graspable Door Handles
  • Fireplace Features: See Remarks, Ceramic, Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 2300.0
  • Window Features: Insulated Windows, Bay Window(s), Vinyl Frames
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Built-in Features2: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Double Vanity2: Yes
  • Interior Features:Entrance Foyer2: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Walk-In Closet(s)2: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Basement:Storage Space: Yes
  • Basement:Carpet Flooring7: Yes
  • Basement:Full Finished Half Bath: Yes
  • Fireplace Features:Gas: Yes
  • Interior Features:Breakfast Bar2: Yes
  • Interior Features:Chandelier2: Yes
  • Interior Features:Track Lighting: Yes
  • Fireplace Features:Ceramic: Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Soaking Tub: Yes
  • Appliances:Other5: Yes
  • Basement:Built-in Features3: Yes
  • Interior Features:Tray Ceiling(s): Yes
  • Basement:Other16: Yes
  • Interior Features:Dry Bar4: Yes
  • Basement:Dry Bar5: Yes
  • Fireplace Features:See Remarks41: Yes
  • Appliances:See Remarks32: Yes
  • Interior Features:See Remarks24: Yes
  • Basement:See Remarks36: Yes

Exterior Features

  • View: Trees/Woods
  • Fencing: Fenced, Split Rail, Wire
  • Roof: Composition, Shingle
  • Lot Features: Level, Wooded
  • View: Yes
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Private Yard, Fire Pit, Other
  • Foundation Details: Poured Concrete
  • Other Structures: Gazebo
  • Patio And Porch Features: Covered, Deck, Patio, Porch
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Wooded: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Private Yard: Yes
  • Exterior Features:Fire Pit: Yes
  • Window Features:Bay Window(s): Yes
  • Exterior Features:See Remarks23: Yes
  • Door Features:French Doors: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached, Driveway, Garage, Garage Faces Front, Off Street, On Street, Oversized
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Off Street2: Yes
  • Parking Features:On Street: Yes
  • Parking Features:Oversized: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available, Sewer Available, Underground Utilities, Water Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Amenities: Pool
  • Association Fee: 342.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: Towne Properties
  • Association Information:Association Management Phone 1: 859-291-5858
  • Association Information:Total Yearly Fees: 342.0
  • Association Information:Association Fee: 342.0
  • Association Information:Association Fee Frequency: Annually
  • Association Amenities:Management: Yes
  • Association Amenities:Pool5: Yes

Fee Information

  • Association Fee Includes: Management

Schools

  • Elementary School: Ryland Heights Elementary
  • Junior High Dist: Kenton Co Public
  • High School: Scott High
  • Middle Or Junior School: Woodland Middle School

Lot Info

  • Lot Size Sq Ft: 9583.2
  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 17, 2025
Closed on
Oct 24, 2025
Sold by
Westmark Properties Llc
Bought by
Smith Noelle
Seller's Agent
Jane Ashcraft-West
RE/MAX Victory + Affiliates
Buyer's Agent
Carla Antrobus
Keller Williams Realty Service
List Price
$349,800
Sold Price
$350,000
Premium/Discount to List
$200
0.06%
Views
29
Current Estimated Value
$349,064

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$936
Avg. Annual Appreciation
-0.83%
Original Mortgage
$297,500
Outstanding Balance
$297,500
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$51,564

Purchase Details

Closed on
Jul 28, 2025
Sold by
Kenton Circuit Court
Bought by
Westmark Properties Llc

Purchase Details

Listed on
Aug 25, 2023
Closed on
Oct 11, 2023
Sold by
Routzon Michael S and Routzon Rachelle
Bought by
Schmidt Jeremy R
Seller's Agent
Amy Barnes
RE/MAX Victory + Affiliates
Buyer's Agent
The Cindy Shetterly Team
Keller Williams Realty Servs
List Price
$329,000
Sold Price
$329,000
Views
680

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.54%
Original Mortgage
$329,000
Interest Rate
4%
Mortgage Type
VA

Purchase Details

Closed on
Nov 14, 2019
Sold by
Todd James J and Todd Kimberly M
Bought by
Routzon Jr Michael S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,200
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 30, 2008
Sold by
Davern Properties Llc
Bought by
Todd James J and Todd Kimberly M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,730
Interest Rate
6%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 1, 2002
Sold by
Wwb Development Group Ll
Bought by
Davern Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,800
Interest Rate
6.86%
Mortgage Type
New Conventional
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith Noelle $350,000 360 American Title
Westmark Properties Llc $286,000 None Listed On Document
Westmark Properties Llc $286,000 None Listed On Document
Schmidt Jeremy R $329,000 American Homeland Title
Schmidt Jeremy R $329,000 American Homeland Title
Routzon Jr Michael S $206,500 Stewart Title Company
Todd James J $162,000 Advanced Land Title Agency
Davern Properties Llc $66,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Smith Noelle $297,500
Previous Owner Schmidt Jeremy R $329,000
Previous Owner Routzon Jr Michael S $165,200
Previous Owner Todd James J $160,730
Previous Owner Davern Properties Llc $144,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/24/2025 10/24/25 Sold $350,000 +0.1% $152 / Sq Ft
09/20/2025 09/20/25 Pending -- -- --
09/17/2025 09/17/25 For Sale $349,800 +6.3% $152 / Sq Ft
10/11/2023 10/11/23 Sold $329,000 0.0% $143 / Sq Ft View Prior Sale
09/11/2023 09/11/23 Pending -- -- --
08/25/2023 08/25/23 For Sale $329,000 -- $143 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,826 $329,000 $50,000 $279,000
2024 $4,030 $329,000 $40,000 $289,000
2023 $2,606 $206,500 $40,000 $166,500
2022 $2,665 $206,500 $40,000 $166,500
2021 $2,705 $206,500 $40,000 $166,500
2020 $2,762 $206,500 $40,000 $166,500
2019 $2,358 $175,000 $40,000 $135,000
2018 $2,371 $175,000 $40,000 $135,000
2017 $2,306 $175,000 $40,000 $135,000
2015 $2,077 $162,000 $40,000 $122,000
2014 $2,048 $162,000 $40,000 $122,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 636357

Northern Kentucky Multiple Listing Service

APN: 060-00-02-023.00

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