$989,500

Estimated payment $6,012/month

Total Views 7,237
3 Beds
2 Baths
1,315 Sq Ft
$752 Price per Sq Ft

Highlights

  • Bay View
  • Main Floor Bedroom
  • No HOA
  • Monarch Grove Elementary School Rated A
  • Private Yard
  • Hiking Trails

About This Home

Owner willing to finance! Located in the desirable Morro Palisades neighborhood of Los Osos, this beautifully reimagined 1,315 sq/ft 3-bedroom, 2-bath home offers the ease of modern living with the charm of a well-established coastal community. Fully rebuilt in 2020 and taken down to the studs, it features all-new systems, finishes, and thoughtful upgrades—including EV charging capability in the garage and 220V wiring in the backyard—ready for your future hot tub and sunset soaks under the stars.

Inside, an open and airy layout is filled with natural light from multiple sun tunnels that brighten the space throughout the day. The spacious kitchen features quartz countertops, eco-friendly cabinetry, and a functional layout ideal for everyday living and entertaining. Double-pane windows provide energy efficiency and comfort, while updated flooring and fixtures create a cohesive, move-in ready feel.

The primary suite includes a private en-suite bath and a sliding glass door that opens directly to the backyard—offering a peaceful connection to the outdoors. Two additional bedrooms provide flexibility for guests, family, or remote work. The large, fully fenced backyard offers ample space for gardening, play, pets, or future expansion.

Centrally located just blocks from Monarch Grove Elementary and the Central Coast Waldorf School (also known as Wishing Well), this home enjoys proximity to parks, eateries, and local favorites. Sea Pines Golf Resort hosts free spring and summer concerts just a short drive away. For nature lovers, the stunning Montana De Oro State Park is only 8 minutes away, offering beaches, hiking, surfing, and breathtaking coastal scenery. Morro Bay is a 10-minute drive, and San Luis Obispo is just 12 minutes away.

With quality craftsmanship, energy-conscious upgrades, and an ideal location, this move-in ready home is a standout opportunity to enjoy the best of life on the Central Coast.

Seller may consider owner financing with 20% down, 6% interest, amortized over 30 years with the remaining balance due payment due in 10 years.

Listing Agent

Christine McDonald

Coastal Real Estate Brokerage Phone: 805-441-5018 License #01193039 Listed on: 06/26/2025

Co-Listing Agent

Sophia McDonald

Coastal Real Estate Brokerage Phone: 805-441-5018 License #01487058

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,135

Year Built

  • Built in 1961

Lot Details

  • 7,841 Sq Ft Lot
  • Private Yard
  • Property is zoned RSF

Parking

  • 2 Car Attached Garage

Property Views

  • Bay
  • Peek-A-Boo
  • Dune
  • Rock

Interior Spaces

  • 1,315 Sq Ft Home
  • 1-Story Property
  • Living Room with Fireplace

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry in Garage

Location

  • Urban Location

Schools

  • Monarch Grove Elementary School
  • Los Osos Middle School
  • Morro Bay High School

Utilities

  • Natural Gas Connected
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Legal Lot and Block 5 / 4
  • Tax Tract Number 122
  • Assessor Parcel Number 074381005

Community Details

Overview

  • No Home Owners Association
  • Morro Palisades Subdivision

Recreation

  • Hiking Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,135

Year Built

Built in 1961

Lot Details

0

Parking

2

Listing Details

  • Structure Type: House
  • Assessments: Yes
  • Property Attached: No
  • Subdivision Name Other: Morro Palisades(620)
  • View: Yes
  • Zoning: RSF
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 074381005
  • Year Built: 1961
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 1315.00 Square Feet
  • Stories: 1
  • Entry Location: 1
  • Common Walls: No Common Walls
  • Full Bathrooms: 2
  • Full And Three Quarter Bathrooms: 2
  • Total Bedrooms: 3
  • Entry Level: 1
  • Fireplace Features: Living Room
  • Levels: One
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Price Per Square Foot: 752.47
  • Room Type: Kitchen, Living Room, Main Floor Bedroom, Main Floor Primary Bedroom, Primary Bathroom

Exterior Features

  • View: Dunes, Bay, Peek-A-Boo, Rocks
  • Pool Private: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Total Parking Spaces: 2.00

Utilities

  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected
  • Laundry: Yes
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Community Features: Hiking, Urban

Schools

  • School District: San Luis Coastal Unified
  • Elementary School: Monarch Grove
  • Middle School: Los Osos
  • High School: Morro Bay
  • Elementary School: Monarch Grove
  • High School: Morro Bay
  • Middle Or Junior School: Los Osos
  • Elementary School #2: MONGR
  • High School2: MORRB

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Lot Features: Lot 6500-9999, Yard
  • Lot Size Sq Ft: 7841.00
  • Lot Size Acres: 0.1800

Multi Family

  • Lease Considered: No
  • Lot Size Area: 7841.0000 Square Feet
  • Number Of Units Total: 1

Tax Info

  • Tax Block: 4
  • Tax Census Tract: 107.07
  • Tax Lot: 5
  • Tax Tract Number: 122

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,135 $404,646 $328,093 $76,553
2024 $7,065 $396,712 $321,660 $75,052
2023 $7,065 $388,934 $315,353 $73,581
2022 $6,647 $381,309 $309,170 $72,139
2021 $6,225 $373,833 $303,108 $70,725
2020 $2,701 $68,937 $19,030 $49,907
2019 $2,673 $67,586 $18,657 $48,929
2018 $3,046 $66,262 $18,292 $47,970
2017 $2,879 $64,964 $17,934 $47,030
2016 $1,655 $63,691 $17,583 $46,108
2015 $1,644 $62,735 $17,319 $45,416
2014 $1,583 $61,507 $16,980 $44,527
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/26/2025 06/26/25 For Sale $989,500 -- $752 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Purchase History

Date Type Sale Price Title Company
Grant Deed $275,000 Placer Title Company
Source: Public Records

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Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: SC25143202

California Regional Multiple Listing Service (CRMLS)

APN: 074-381-005