734 Gephart Dr Cumberland, MD 21502
4
Beds
1
Bath
1,748
Sq Ft
4,271
Sq Ft Lot
Highlights
- Deck
- Traditional Architecture
- Space For Rooms
- Traditional Floor Plan
- Wood Flooring
- 1 Fireplace
About This Home
As of June 2019Buy this fantastic large 4 Bedroom home for less than many vehicles cost today. Offering a large covered front porch, lrg rear deck and nice side yard*Offering living room w/ gas burning fireplace, formal dining room, basement offers a room that has been a rec room in the past is currently unfinished, plus large unfinished utility room. Home shows very well / fresh paint and many renovations*Brand new carpet in LR,DR, stairs , upstairs hall & all bedrooms. New wood look vinyl flooring throughout kitchen, foyer & bath. There is wood floors under carpet throughout*Located in the desirable West End. Great commuter location. Owner Financing option considered with terms of at least $4,000 or more down, amortized at 4, 5 or 6 yrs, (your choice) at 6% interest. Buyers pay their own closing costs. Plus, buyer must pay home insurance & taxes during owner finance term listing seller as lien holder. With owner financing your monthly payment will be more than at a 30 yr mortgage rate . However, you will own it free & clear at the end of the owner financing term. All you'd have to pay after that is your taxes. Home insurance would be optional at that time. If you woudl like to receive the payment option terms email, call or text agent for those or to schedule a tour of the property..
Last Agent to Sell the Property
Real Estate Innovations License #WVS230302957 Listed on: 05/27/2018
Home Details
Home Type
- Single Family
Year Built
- Built in 1924
Lot Details
- 4,271 Sq Ft Lot
- Property is in very good condition
- Property is zoned URBAN RESIDENTIAL
Parking
- On-Street Parking
Home Design
- Traditional Architecture
- Aluminum Siding
Interior Spaces
- Property has 3 Levels
- Traditional Floor Plan
- Ceiling Fan
- 1 Fireplace
- Screen For Fireplace
- Entrance Foyer
- Living Room
- Dining Room
- Game Room
- Wood Flooring
Kitchen
- Electric Oven or Range
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- 1 Full Bathroom
Unfinished Basement
- Basement Fills Entire Space Under The House
- Walk-Up Access
- Connecting Stairway
- Side Exterior Basement Entry
- Space For Rooms
Outdoor Features
- Deck
- Porch
Schools
- West Side Elementary School
- Braddock Middle School
- Allegany High School
Utilities
- Vented Exhaust Fan
- Hot Water Heating System
- Natural Gas Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 32
- Assessor Parcel Number 0106009506
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 27, 2018
Closed on
Jun 18, 2019
Sold by
Gadway Corey Alan
Bought by
Hoyt Jasmine D
Seller's Agent
Deanne Miles
Real Estate Innovations
Buyer's Agent
Deanne Miles
Real Estate Innovations
List Price
$50,000
Sold Price
$43,000
Premium/Discount to List
-$7,000
-14%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$55,352
Avg. Annual Appreciation
14.92%
Original Mortgage
$28,000
Interest Rate
3.8%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 19, 2017
Closed on
Sep 12, 2017
Sold by
Fannie Mae
Bought by
Gadway Corey Alan
Seller's Agent
Dennis White
Homes & Land Real Estate
Buyer's Agent
Deanne Miles
Real Estate Innovations
List Price
$27,990
Sold Price
$16,044
Premium/Discount to List
-$11,946
-42.68%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
77.39%
Purchase Details
Closed on
Mar 24, 2017
Sold by
Rhodes Brian
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Feb 15, 2008
Sold by
Wells Fargo Bank Natl Assoc Tr
Bought by
Rhodes Brian
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,300
Interest Rate
6.18%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 15, 2007
Sold by
Wells Fargo Bank Natl Assoc Tr
Bought by
Rhodes Brian
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,300
Interest Rate
6.18%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 6, 2007
Sold by
Collins Marvin A
Bought by
Wells Fargo Bank Natl Assoc Tr
Purchase Details
Closed on
May 11, 2007
Sold by
Collins Marvin A
Bought by
Wells Fargo Bank Natl Assoc Tr
Purchase Details
Closed on
Apr 29, 2004
Sold by
Collins Marvin A and Collins Victoria L
Bought by
Collins Marvin A
Similar Homes in Cumberland, MD
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $43,000 | Tri St Signature Settlements | |
| Deed | $16,044 | Advantage Title Co | |
| Trustee Deed | $25,555 | None Available | |
| Deed | $54,000 | -- | |
| Deed | $54,000 | -- | |
| Deed | $68,000 | -- | |
| Deed | $68,000 | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $28,000 | New Conventional | |
| Previous Owner | $51,300 | Purchase Money Mortgage | |
| Previous Owner | $51,300 | Purchase Money Mortgage | |
| Previous Owner | $15,759 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/18/2019 06/18/19 | Sold | $43,000 | -3.4% | $25 / Sq Ft |
| 06/07/2019 06/07/19 | Pending | -- | -- | -- |
| 05/03/2019 05/03/19 | Price Changed | $44,500 | -5.1% | $25 / Sq Ft |
| 12/30/2018 12/30/18 | Price Changed | $46,900 | -6.2% | $27 / Sq Ft |
| 05/27/2018 05/27/18 | For Sale | $50,000 | +211.6% | $29 / Sq Ft |
| 09/28/2017 09/28/17 | Sold | $16,044 | -42.7% | $11 / Sq Ft |
| 09/06/2017 09/06/17 | Pending | -- | -- | -- |
| 08/01/2017 08/01/17 | For Sale | $27,990 | +74.5% | $19 / Sq Ft |
| 07/27/2017 07/27/17 | Off Market | $16,044 | -- | -- |
| 07/24/2017 07/24/17 | Price Changed | $27,990 | -15.2% | $19 / Sq Ft |
| 06/23/2017 06/23/17 | Price Changed | $32,990 | -10.8% | $23 / Sq Ft |
| 05/23/2017 05/23/17 | Price Changed | $36,990 | -9.6% | $26 / Sq Ft |
| 04/19/2017 04/19/17 | For Sale | $40,900 | -- | $28 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $491 | $52,400 | $0 | $0 |
| 2023 | $418 | $44,900 | $7,400 | $37,500 |
| 2022 | $385 | $41,433 | $0 | $0 |
| 2021 | $355 | $37,967 | $0 | $0 |
| 2020 | $320 | $34,500 | $7,400 | $27,100 |
| 2019 | $322 | $34,500 | $7,400 | $27,100 |
| 2018 | $325 | $34,500 | $7,400 | $27,100 |
| 2017 | $625 | $65,900 | $0 | $0 |
| 2016 | $315 | $65,900 | $0 | $0 |
| 2015 | $676 | $65,900 | $0 | $0 |
| 2014 | $676 | $70,100 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Deanne Miles
Seller's Agent in 2019
Deanne Miles
Real Estate Innovations
(240) 675-6734
55 Total Sales
-
Dennis White
Seller's Agent in 2017
Dennis White
Homes & Land Real Estate
(301) 707-3799
69 Total Sales
Map
Source: Bright MLS
MLS Number: 1000492474
APN: 06-009506
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