Estimated payment $1,612/month
Highlights
- Hot Property
- Water Access
- Rambler Architecture
- Home fronts navigable water
- Deck
- Chair Railings
About This Home
This four-bedroom, two-bath rambler in Chesapeake Ranch Estates, Lusby, Maryland, offers an exciting opportunity to create your ideal home while building rapid equity. Located on a peaceful dead-end street, the home provides a quiet, private setting with minimal traffic and a convenient parking pad. The spacious finished basement includes a walkout that leads directly to the backyard, offering easy access and great potential for customization.
While the home does need some updates, it is priced accordingly to reflect the opportunity for improvement. A brand-new HVAC system is already in the basement, though it will need to be installed—an added benefit that can immediately increase the home’s value. The basement offers additional space for storage, a workshop, or the potential to finish for more living space.
A rear deck extends your living area outdoors, ideal for relaxing or entertaining. With a bit of work, this home can be transformed into a true gem.
Chesapeake Ranch Estates is a water-oriented community with access to two private beaches on Chesapeake Bay, offering the perfect setting for outdoor activities like kayaking, fishing, or simply enjoying the natural beauty of the area. This property provides a fantastic opportunity for those looking to invest in a home with great potential, build equity quickly, and make it their own. Don’t miss out on the chance to craft the home you’ve always envisioned!
Listing Agent
(410) 474-8400 southernmaryland@gmail.com Keller Williams Flagship License #0225270038 Listed on: 09/29/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,860
Year Built
- Built in 1991
Lot Details
- Home fronts navigable water
HOA Fees
- $50 Monthly HOA Fees
Parking
- Driveway
Home Design
- Rambler Architecture
- Block Foundation
- Vinyl Siding
Interior Spaces
- Property has 2 Levels
- Chair Railings
- Crown Molding
- Ceiling Fan
- Combination Kitchen and Dining Room
- Carpet
- Basement
Kitchen
- Electric Oven or Range
- Built-In Microwave
- Ice Maker
- Dishwasher
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- Walk-In Closet
Outdoor Features
- Water Access
- Property is near a lake
- Deck
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
- Septic Tank
Community Details
- Chesapeake Ranch Estates Subdivision
Listing and Financial Details
- Assessor Parcel Number 0501107232
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,862 | $249,433 | $0 | $0 |
| 2024 | $2,862 | $227,067 | $0 | $0 |
| 2023 | $2,281 | $204,700 | $55,200 | $149,500 |
| 2022 | $2,453 | $195,100 | $0 | $0 |
| 2021 | $4,906 | $185,500 | $0 | $0 |
| 2020 | $2,256 | $175,900 | $55,200 | $120,700 |
| 2019 | $1,845 | $175,900 | $55,200 | $120,700 |
| 2018 | $1,845 | $175,900 | $55,200 | $120,700 |
| 2017 | $2,255 | $176,900 | $0 | $0 |
| 2016 | -- | $176,900 | $0 | $0 |
| 2015 | $2,634 | $176,900 | $0 | $0 |
| 2014 | $2,634 | $179,100 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/29/2025 09/29/25 | For Sale | $249,900 | +23.1% | $149 / Sq Ft |
| 02/08/2019 02/08/19 | Sold | $203,000 | +1.6% | $121 / Sq Ft |
| 12/15/2018 12/15/18 | Pending | -- | -- | -- |
| 11/28/2018 11/28/18 | For Sale | $199,900 | -- | $119 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $203,000 | Buyers Title Inc | |
| Deed | -- | -- | |
| Deed | $185,000 | -- | |
| Deed | $185,000 | -- | |
| Deed | $164,500 | -- | |
| Deed | $164,500 | -- | |
| Deed | $245,000 | -- | |
| Deed | $245,000 | -- | |
| Deed | $184,750 | -- | |
| Deed | $184,750 | None Available | |
| Deed | $140,500 | -- | |
| Deed | $101,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $203,000 | VA | |
| Previous Owner | $183,549 | Purchase Money Mortgage | |
| Previous Owner | $183,549 | Purchase Money Mortgage | |
| Previous Owner | $49,000 | Stand Alone Second | |
| Previous Owner | $196,000 | Purchase Money Mortgage | |
| Previous Owner | $196,000 | Purchase Money Mortgage | |
| Previous Owner | $166,275 | Adjustable Rate Mortgage/ARM | |
| Closed | -- | No Value Available |
Source: Bright MLS
MLS Number: MDCA2023320
APN: 01-107232
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