738 Jefferson Dr Palmyra, VA 22963
Lake Monticello AreaEstimated payment $2,004/month
Highlights
- Front Porch
- 1-Story Property
- Gas Log Fireplace
- Heat Pump System
About This Home
Opportunity awaits at Lake Monticello with this 3-bedroom, 2-bath ranch offering solid potential and a functional layout ready for your vision. Enjoy seasonal cove views and the convenience of one-level living, plus peace of mind with a newer heat pump and hot water heater already in place. Owner is offering a $5,000 credit at closing to help with updating the flooring. The full unfinished basement offers abundant storage or future expansion possibilities with roughed-in plumbing for an additional bath. This home needs TLC and is being sold as-is, making it an excellent opportunity for investors, renovators, or buyers looking to build equity. Located in the amenity-filled Lake Monticello community with access to lake activities, golf, beaches, parks, and more — bring your ideas and transform this property into something special!
Listing Agent
HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE License #0225053450 Listed on: 05/26/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,011
Year Built
- Built in 2004
HOA Fees
- $125 per month
Home Design
- Block Foundation
- Vinyl Siding
- Stick Built Home
Interior Spaces
- 1-Story Property
- Gas Log Fireplace
- Washer and Dryer Hookup
- Basement
Kitchen
- Electric Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 2 Full Bathrooms
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Additional Features
- Front Porch
- 23,522 Sq Ft Lot
- Heat Pump System
Community Details
- Lake Monticello Subdivision
Listing and Financial Details
- Assessor Parcel Number 221
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,011 | $266,400 | $30,000 | $236,400 |
| 2025 | $1,998 | $266,400 | $30,000 | $236,400 |
| 2024 | $18 | $211,200 | $30,000 | $181,200 |
| 2023 | $1,783 | $211,200 | $30,000 | $181,200 |
| 2022 | $1,553 | $178,500 | $27,500 | $151,000 |
| 2021 | $1,553 | $178,500 | $27,500 | $151,000 |
| 2020 | $1,493 | $161,400 | $27,500 | $133,900 |
| 2019 | $1,493 | $161,400 | $27,500 | $133,900 |
| 2018 | $1,406 | $155,000 | $27,500 | $127,500 |
| 2017 | $1,406 | $155,000 | $27,500 | $127,500 |
| 2016 | $1,438 | $156,800 | $27,500 | $129,300 |
| 2015 | $1,345 | $156,800 | $27,500 | $129,300 |
| 2014 | $1,345 | $152,800 | $27,500 | $125,300 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/02/2026 07/02/26 | Price Changed | $315,000 | -3.1% | $233 / Sq Ft |
| 05/26/2026 05/26/26 | For Sale | $325,000 | -- | $240 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $219,900 | None Available |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $75,000 | Credit Line Revolving | |
| Closed | $99,800 | New Conventional | |
| Closed | $80,000 | New Conventional |
Source: Charlottesville area Association of Realtors®
MLS Number: 677577
APN: 18A-2-221
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Information is deemed reliable but not guaranteed.
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