$1,000,000
SOLD JUL 2, 2025
4 Beds
4.5 Baths
2,343 Sq Ft
8,712 Sq Ft Lot

Recently Sold

$427 Per Sq Ft

9% Below List Price

20 Days on Market

Highlights

  • Water Oriented
  • Waterfront
  • Main Floor Bedroom
  • Charlottesville High School Rated A-
  • Wood Flooring
  • No HOA

About This Home

As of July 2025

Charmingly renovated Cape Cod on one of North Downtown's best streets! This fantastically maintained home features an inviting covered front porch which welcomes you into a wonderful modern layout with a first floor primary bedroom, open living space perfect for entertaining and first floor home office with a private coffee porch. Upstairs find two generous bedrooms with two full, updated baths. The walkout basement is flooded with natural light and includes a rec room, 4th bedroom with full bath and laundry. Off the kitchen is a large rear deck, perfect for summer dinners, which overlooks almost a quarter acre of terraced yard that leads down to a babbling stream. A truly move in ready oasis in the heart of North Downtown, this home is not to be missed!,Cutting Board,Quartz Counter,White Cabinets,Wood Counter

Last Agent to Sell the Property

Jeff Mattie

(434) 466-8256 jeff@corecville.com CORE REAL ESTATE PARTNERS LLC License #0225217112[7632] Listed on: 04/25/2025

Last Buyer's Agent

Voe Montgomery

(434) 466-5645 voeandbobby@gmail.com NEST REALTY GROUP License #0225054786[3129]

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,509

Year Built

  • Built in 1930

Lot Details

  • 8,712 Sq Ft Lot
  • Waterfront
  • Creek or Stream
  • Landscaped
  • Property is zoned R-B, Residential-business distric

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Composition Roof
  • Shingle Siding

Interior Spaces

  • Property has 1.5 Levels
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Wood Flooring
  • Water Views

Bedrooms and Bathrooms

  • 4.5 Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Partial Basement
  • Interior and Exterior Basement Entry
  • Basement Windows

Outdoor Features

  • Water Oriented

Schools

  • Burnley-Moran Elementary School
  • Walker & Buford Middle School
  • Charlottesville High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

  • No Home Owners Association
  • Revised Lot 21 Sec C Lyons Pl Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,509

Year Built

Built in 1930

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Building Total Sq Ft: 2343.00
  • New Construction: No
  • Story List: Main
  • Year Built: 1930
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer
  • Flooring Type: Hardwood
  • Interior Amenities: Entry Level Bedroom
  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 1.5
  • Room List: Living Room, Dining Room, Kitchen, Family Room, Foyer, Laundry, Office, Full Bath, Half Bath, Additional Bedroom
  • Basement: Yes
  • Basement Type: Fully Finished, Heated, Interior Access, Outside Entrance, Partial, Walkout Level, Windows
  • Living Area Units: Square Feet
  • Total Sq Ft: 2343
  • Living Area Sq Ft: 2343
  • Price Per Sq Ft: 614.18
  • Above Grade Finished Sq Ft: 1791
  • Below Grade Finished Sq Ft: 552
  • Total Below Grade Sq Ft: 552
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Block, Brick, Shingle Siding
  • Construction Completed: No
  • Roof: Composite
  • View: Water
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Water View: Yes

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: Yes
  • Cooling Type: Central A/C
  • Cooling: No
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Cable, DSL, Fiber Optic

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: BURNLEY-MORAN
  • High School: CHARLOTTESVILLE
  • Middle Or Junior School: WALKER & BUFORD

Lot Info

  • Lot Features: Landscaping
  • Lot Size Acres: 0.20
  • Zoning: R-B
  • Zoning Description: Residential-business distric

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 7509.00
  • Tax Year: 2024

MLS Schools

  • School District Name: CHARLOTTESVILLE CITY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 25, 2025
Closed on
Jun 30, 2025
Sold by
Smith Hunter W and Smith Danielle R
Bought by
Morgan Joel and Morgan Kristin
Seller's Agent
Jeff Mattie
CORE REAL ESTATE PARTNERS LLC
Buyer's Agent
Voe Montgomery
NEST REALTY GROUP
List Price
$1,100,000
Sold Price
$1,000,000
Premium/Discount to List
-$100,000
-9.09%
Views
92
Current Estimated Value
$1,061,437

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$61,437
Avg. Annual Appreciation
16.52%
Original Mortgage
$800,000
Outstanding Balance
$798,656
Interest Rate
6.89%
Estimated Equity
$262,781

Purchase Details

Closed on
Apr 22, 2025
Sold by
Smith Hunter W and Smith Danielle R
Bought by
Smith Hunter W and Smith Danielle R

Purchase Details

Closed on
Jun 2, 2017
Sold by
Figgins Margo A Trust
Bought by
Smith Hunter W and Smith Danielle R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$485,000
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 21, 2014
Bought by
Figgins Margo A Trustee
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed -- Multiple
Deed -- --
Grant Deed $525,000 Chicago Title Ins Co
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $800,000 No Value Available
Previous Owner $485,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/02/2025 07/02/25 Sold $1,000,000 -9.1% $427 / Sq Ft
05/15/2025 05/15/25 Pending -- -- --
04/25/2025 04/25/25 For Sale $1,100,000 -- $469 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,776 $888,200 $250,000 $638,200
2024 $8,776 $758,900 $220,000 $538,900
2023 $7,159 $738,200 $220,000 $518,200
2022 $6,731 $693,600 $210,000 $483,600
2021 $5,552 $576,800 $187,500 $389,300
2020 $5,459 $567,000 $185,700 $381,300
2019 $5,336 $554,100 $180,300 $373,800
2018 $2,472 $512,800 $156,800 $356,000
2017 $4,646 $481,500 $142,500 $339,000
2016 $4,409 $456,500 $129,500 $327,000
2015 $4,114 $456,500 $129,500 $327,000
2014 $4,114 $433,100 $115,600 $317,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 663709

Bright MLS

APN: 520-149-000