NOT LISTED FOR SALE

738 Ripple Brook Ln Unit 96 Elgin, IL 60120

Cobblers Crossing Neighborhood

Estimated Value: $236,261 - $268,000

2 Beds
2 Baths
1,000 Sq Ft
$190/mo HOA Fee

Last Sold June 30, 2015

Last sale price $132,900 $133 Per Sq Ft

Est. 85% increase in value since last sale

Current estimated payment $1,891/month

7 Days on Market

Highlights

  • Water Views
  • Loft
  • Walk-In Pantry
  • Vaulted Ceiling
  • End Unit
  • Attached Garage

About This Home

As of June 2015

GREAT PLACE TO CALL HOME!! POND VIEW FROM FRONT DOOR! Super clean, freshly painted interior,end unit is how you will find this townhome when you get there...2-story living room with oak railings lead to open loft area,2 bedrooms and full bath; MBR has 2 closets; Stainless frig and stove; Patio to open grassy area with mature trees;Pond & Wildlife area across the street; Close to I-90,Sears,shopping,eateries.

Last Agent to Sell the Property

Cindi Cook

Baird & Warner Real Estate - Algonquin License #475134203 Listed on: 04/15/2015

Baird & Warner Real Estate - Algonquin

Last Buyer's Agent

Linda Minarik

RE/MAX Suburban

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,084

Year Built

  • 1991

Lot Details

  • 14

HOA Fees

  • $190 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof

Interior Spaces

  • Primary Bathroom is a Full Bathroom
  • Vaulted Ceiling
  • Loft
  • Storage
  • Laminate Flooring
  • Water Views

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Dishwasher
  • Disposal

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Home Security

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Lake Michigan Water

Additional Features

  • Patio
  • End Unit

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Pet Policy

  • Pets Allowed

Additional Features

  • Common Area
  • Storm Screens

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,084

Year Built

1991

Lot Details

0

HOA Fees

$190 per month

Parking

1

Listing Details

  • Property Type: Attached Single
  • General Information: School Bus Service
  • Unit Floor Level: 1
  • Age: 21-25 Years
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Ownership: Condo
  • Total Full or Half Bathrooms: 1.1
  • Estimated Year Built: 1991
  • Tax Exemptions: Homeowner
  • Type Attached: Townhouse-2 Story
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 2
  • Year Built: 1991

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Wood Laminate Floors, 1st Floor Laundry, Laundry Hook-Up in Unit, Storage
  • Number Of Rooms: 6
  • Living Room: Dimensions: 17X12, On Level: Main Level, Flooring: Wood Laminate
  • Appliances: Oven/Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Equipment: TV-Cable, CO Detectors, Ceiling Fan
  • Basement: Slab
  • Bedrooms All Levels: 2
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 2
  • Laundry: Dimensions: 10X10, On Level: Main Level, Flooring: Vinyl
  • Dining Room: Dimensions: 10X10, On Level: Main Level, Flooring: Wood Laminate
  • Kitchen Type: Dimensions: 12X10, On Level: Main Level, Flooring: Wood Laminate
  • Kitchen Type: Eating Area-Table Space, Pantry-Closet
  • Additional Rooms: Loft
  • Master Bedroom: Dimensions: 14X11, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: Loft, Dimensions: 10X10, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 2: Dimensions: 11X10, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 1000
  • Dining Room Type: L-shaped

Exterior Features

  • Exterior Building Type: Brick
  • Roof Type: Asphalt/Glass (Shingles)
  • Waterfront: Yes
  • Exterior Property Features: Patio, Storms/Screens, End Unit

Garage/Parking

  • Number of Cars: 1
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 1
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Lake Michigan
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Max Pet Weight: 125
  • Pets Allowed: Yes
  • Fee Frequency: Monthly
  • Management: Manager Off-site
  • Pet Information: Cats OK, Dogs OK
  • Assessment Includes: Common Insurance, Exterior Maintenance, Lawn Care, Snow Removal
  • Assessment Association Fees: 190
  • Management Contact Name: UNKNOWN
  • Management Phone: 847-517-4400

Fee Information

  • Management Company: ALMA PROPERTY MANAGEMENT

Schools

  • School District: 46
  • Elementary School: LINCOLN ELEMENTARY SCHOOL
  • Middle School: LARSEN MIDDLE SCHOOL
  • High School: ELGIN HIGH SCHOOL
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: COMMON
  • Lot Description: Common Grounds, Water View
  • Parcel Identification Number: 06074000121054

Multi Family

  • Total Number Unitsin Building: 4
  • Number Stories: 2

Tax Info

  • Taxes: 2388.28

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 15, 2015
Closed on
Jun 30, 2015
Sold by
Millies Judith S
Bought by
Todt Lindsey M
Seller's Agent
Cindi Cook
Baird & Warner Real Estate - Algonquin
Buyer's Agent
Linda Minarik
RE/MAX Suburban
List Price
$132,900
Sold Price
$132,900
Current Estimated Value
$245,315

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$112,415
Avg. Annual Appreciation
6.14%
Original Mortgage
$106,320
Outstanding Balance
$84,444
Interest Rate
4%
Mortgage Type
New Conventional
Estimated Equity
$156,810

Purchase Details

Closed on
Jun 26, 2008
Sold by
Ritscher Marie Anne
Bought by
Millies Judith S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,000
Interest Rate
5.96%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 28, 2000
Sold by
Staiger Ronald W and Staiger Julie
Bought by
Ritscher Marie Anne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,500
Interest Rate
8.14%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 22, 1997
Sold by
Majewski Marsha L
Bought by
Staiger Ronald W and Ravagnie Julie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$113,476
Interest Rate
7.24%
Mortgage Type
FHA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Todt Lindsey M $133,000 Baird & Warner Title Svcs In
Millies Judith S $184,000 Golden Title
Ritscher Marie Anne $125,500 Professional National Title
Staiger Ronald W $116,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Todt Lindsey M $106,320
Previous Owner Millies Judith S $78,000
Previous Owner Millies Judith S $154,000
Previous Owner Ritscher Marie Anne $144,000
Previous Owner Ritscher Marie Anne $18,000
Previous Owner Ritscher Marie Anne $109,745
Previous Owner Ritscher Marie A $16,160
Previous Owner Ritscher Marie Anne $109,745
Previous Owner Ritscher Marie Anne $109,745
Previous Owner Ritscher Marie Anne $109,745
Previous Owner Ritscher Marie Anne $110,500
Previous Owner Staiger Ronald W $113,476
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2015 06/30/15 Sold $132,900 0.0% $133 / Sq Ft
04/22/2015 04/22/15 Pending -- -- --
04/15/2015 04/15/15 For Sale $132,900 -- $133 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,084 $17,506 $2,626 $14,880
2023 $3,940 $17,506 $2,626 $14,880
2022 $3,940 $17,506 $2,626 $14,880
2021 $3,107 $12,346 $1,688 $10,658
2020 $3,165 $12,346 $1,688 $10,658
2019 $3,170 $13,773 $1,688 $12,085
2018 $2,653 $11,245 $1,500 $9,745
2017 $2,665 $11,245 $1,500 $9,745
2016 $2,788 $11,245 $1,500 $9,745
2015 $2,552 $9,886 $1,312 $8,574
2014 $2,490 $9,886 $1,312 $8,574
2013 $2,388 $9,886 $1,312 $8,574
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08892053

Midwest Real Estate Data (MRED)

APN: 06-07-400-012-1054