M
Seller's Agent in 2025
Megan Tate
Coldwell Banker Realty
(850) 228-4153
20 Total Sales
74 Ruby Cir Mary Esther, FL 32569
Estimated Value: $308,601 - $365,000
3
Beds
2
Baths
1,393
Sq Ft
$241/Sq Ft
Est. Value
Highlights
- Primary Bedroom Suite
- Contemporary Architecture
- 2 Car Attached Garage
- Fort Walton Beach High School Rated A
- Fireplace
- Interior Lot
About This Home
As of June 2025**Charming 3BR/2BA home in desirable Emerald Estates. **
Tucked away in the peaceful back corner of Emerald Estates, this beautifully updated homes offers 1393 sqft of cozy yet open living space. Featuring a spacious layout with a welcoming feel, this well maintained home boasts a modern kitchen, generous living area, & nice backyard. Enjoy the convenience of a 2 car garage and central location close to both bases, the white sand beaches, and shopping! This gem offers comfort, charm, and practicality. Motivated sellers -- Dont miss your opportunity to own this home.
Last Agent to Sell the Property
Coldwell Banker Realty License #3470337 Listed on: 05/02/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1996
Lot Details
- Lot Dimensions are 86x48
- Back Yard Fenced
- Interior Lot
Parking
- 2 Car Attached Garage
Home Design
- Contemporary Architecture
- Frame Construction
- Dimensional Roof
- Vinyl Siding
- Vinyl Trim
Interior Spaces
- 1,393 Sq Ft Home
- 1-Story Property
- Fireplace
- Living Room
- Dining Area
Kitchen
- Electric Oven or Range
- Microwave
- Dishwasher
Flooring
- Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom Suite
- 2 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
Laundry
- Laundry Room
- Exterior Washer Dryer Hookup
Schools
- Mary Esther Elementary School
- Bruner Middle School
- Fort Walton Beach High School
Utilities
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
Community Details
- Emerald Estates Subdivision
Listing and Financial Details
- Assessor Parcel Number 16-2S-24-120A-0000-0290
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 2, 2025
Closed on
Jun 18, 2025
Sold by
Bought by
Seller's Agent
Megan Tate
Coldwell Banker Realty
Buyer's Agent
Michael Seymour
Coldwell Banker Realty
List Price
$345,000
Sold Price
$345,000
Views
30
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,850
Avg. Annual Appreciation
-2.54%
Original Mortgage
$352,417
Outstanding Balance
$351,503
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
-$15,353
Purchase Details
Closed on
Feb 29, 2024
Sold by
Bought by
Purchase Details
Listed on
Apr 4, 2018
Closed on
Apr 20, 2018
Sold by
Bought by
Seller's Agent
Pat Gilbert
CRYSTAL SHORES 2 INC.
Buyer's Agent
Paul Lacourse
Exit Realty N F I
List Price
$169,900
Sold Price
$169,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.79%
Original Mortgage
$166,822
Interest Rate
4.37%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 16, 2017
Sold by
Bought by
Purchase Details
Closed on
Aug 31, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,800
Interest Rate
6.73%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 31, 2000
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,470
Interest Rate
8.14%
Mortgage Type
VA
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $345,000 | Emerald Coast Title Services | ||
| $100 | None Listed On Document | ||
| $169,900 | American Guardian Title | ||
| $124,400 | Attorney | ||
| $211,000 | Choctaw Title Inc | ||
| $98,500 | West Florida Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $352,417 | ||
| Previous Owner | $166,822 | ||
| Previous Owner | $168,800 | ||
| Previous Owner | $100,470 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/18/2025 06/18/25 | Sold | $345,000 | 0.0% | $248 / Sq Ft | |
| 05/12/2025 05/12/25 | Pending | -- | -- | -- | |
| 05/02/2025 05/02/25 | For Sale | $345,000 | +103.1% | $248 / Sq Ft | |
| 05/17/2018 05/17/18 | Sold | $169,900 | 0.0% | $122 / Sq Ft | View Prior Sale |
| 04/13/2018 04/13/18 | Pending | -- | -- | -- | |
| 04/04/2018 04/04/18 | For Sale | $169,900 | -- | $122 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,621 | $154,763 | -- | -- |
| 2024 | $1,516 | $150,401 | -- | -- |
| 2023 | $1,516 | $146,020 | $0 | $0 |
| 2022 | $1,467 | $141,767 | $0 | $0 |
| 2021 | $1,448 | $137,638 | $0 | $0 |
| 2020 | $1,430 | $135,738 | $0 | $0 |
| 2019 | $1,403 | $132,686 | $42,663 | $90,023 |
| 2018 | $1,785 | $123,465 | $0 | $0 |
| 2017 | $1,772 | $120,622 | $0 | $0 |
| 2016 | $1,659 | $116,318 | $0 | $0 |
| 2015 | $1,584 | $111,174 | $0 | $0 |
| 2014 | $1,419 | $104,717 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Megan Tate
-
Michael Seymour
M
Buyer's Agent in 2025
Michael Seymour
Coldwell Banker Realty
(888) 883-8509
12 Total Sales
-
P
Seller's Agent in 2018
Pat Gilbert
CRYSTAL SHORES 2 INC.
-
P
Buyer's Agent in 2018
Paul Lacourse
Exit Realty N F I
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 975373
APN: 16-2S-24-120A-0000-0290
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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