NOT LISTED FOR SALE

745 Spruce Dr Lusby, MD 20657

Estimated Value: $277,000 - $327,000

3 Beds
2 Baths
954 Sq Ft
$317/Sq Ft Est. Value

Last Sold January 11, 2023

Last sale price $240,000 $252 Per Sq Ft

Est. 26% increase in value since last sale

Current estimated payment $1,826/month

1 Day on Market

Highlights

  • Wood Burning Stove
  • 1 Car Attached Garage
  • Storm Doors
  • No HOA
  • Central Air
  • Carpet

About This Home

As of January 2023

Welcome Home! This split-level home brings fantastic sweat-equity, with a one car garage, 3 bedrooms, 2 full bathrooms, and finished basement situated on 1/3 acre of private land, directly next to a cul-de-sac. Upon entering the home, at the top of the stairs is a fantastic sized living room, with bright daylight flooding the room from the front windows. An open floor plan leads directly into the dining room and kitchen, making entertaining a true delight. The kitchen offers many layout ideas, and plenty of counter space for cooking and baking. The dining room gives direct access to the rear deck and yard for barbecues and events in the warmer months! Off of the living area, you will find 3 great sized bedrooms, with a shared full bathroom in the hallway. The primary bedroom has a beautiful sliding glass door, which could lead to a future deck or balcony! The lower level of the home has been finished as an additional living space with wood stove, a second full bathroom, and access to the garage. This home is located just minutes from the beautiful St Leonard Creek, perfect for boating, kayaking, fishing and more! Take a tour today and build equity in your home, while being close to Route 4, downtown Lusby, Johnstown, and the Chesapeake Shoreline.

Last Agent to Sell the Property

Lisa Griggs

(410) 729-7700 lisagriggs@kw.com Keller Williams Flagship License #627018 Listed on: 12/09/2022

Keller Williams Flagship

Last Buyer's Agent

George Kanaras

(410) 202-8454 gkanaras@gmail.com Redfin Corp License #664862

Redfin Corp

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,271

Year Built

  • Built in 1989

Lot Details

  • 0.32 Acre Lot

Parking

  • 1 Car Attached Garage
  • Garage Door Opener

Home Design

  • Split Foyer
  • Shingle Roof
  • Composition Roof
  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • 954 Sq Ft Home
  • Property has 2 Levels
  • Wood Burning Stove
  • Window Screens
  • Carpet
  • Basement Fills Entire Space Under The House
  • Storm Doors

Kitchen

  • Stove
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Schools

  • St. Leonard Elementary School
  • Southern Middle School
  • Calvert High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • White Sands Subdivision

Listing and Financial Details

  • Tax Lot 734
  • Assessor Parcel Number 0501133233

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,271

Year Built

Built in 1989

Lot Details

0.32 Acres

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2022-12-09
  • Year Built: 1989
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Exhaust Fan, Icemaker, Refrigerator, Stove
  • Interior Amenities: Carpet, Stove - Wood
  • Window Features: Screens
  • Door Features: Storm
  • Foundation Details: Other
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Full
  • Total Sq Ft: 954
  • Living Area Sq Ft: 954
  • Price Per Sq Ft: 251.57
  • Above Grade Finished Sq Ft: 954
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Aluminum Siding, Vinyl Siding
  • Roof: Composite, Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage Door Opener
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: ST. LEONARD
  • High School: CALVERT
  • Middle Or Junior School: SOUTHERN

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 106500.00
  • Land Assessed Value: 78200.00
  • Lot Size Acres: 0.32
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14130.00
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14945019
  • Tax Annual Amount: 2271.00
  • Assessor Parcel Number: 0501133233
  • Tax Lot: 734
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 9, 2022
Closed on
Jan 11, 2023
Sold by
Housman Patricia M
Bought by
Ciotti Bryon Matthew
Seller's Agent
Lisa Griggs
Keller Williams Flagship
Buyer's Agent
George Kanaras
Redfin Corp
List Price
$240,000
Sold Price
$240,000
Views
4
Current Estimated Value
$302,891

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$62,891
Avg. Annual Appreciation
7.62%
Original Mortgage
$205,000
Outstanding Balance
$198,342
Interest Rate
6.33%
Mortgage Type
New Conventional
Estimated Equity
$104,549

Purchase Details

Closed on
Jul 27, 1993
Sold by
Schreiner David F and Schreiner Regina L
Bought by
Housman Patricia M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$61,000
Interest Rate
7.2%

Purchase Details

Closed on
Sep 27, 1989
Sold by
Martin Clifton C and Martin Bertha U
Bought by
Schreiner David F and Schreiner Regina L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$78,300
Interest Rate
10.03%

Purchase Details

Closed on
Sep 7, 1988
Sold by
Stevenson Jack T
Bought by
Martin Clifton C and Martin Bertha U

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,600
Interest Rate
10.65%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ciotti Bryon Matthew $240,000 Title Forward
Housman Patricia M $96,000 --
Schreiner David F $87,000 --
Martin Clifton C $9,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ciotti Bryon Matthew $205,000
Previous Owner Housman Patricia M $61,000
Previous Owner Schreiner David F $78,300
Previous Owner Martin Clifton C $145,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/11/2023 01/11/23 Sold $240,000 0.0% $252 / Sq Ft
12/11/2022 12/11/22 Pending -- -- --
12/09/2022 12/09/22 For Sale $240,000 -- $252 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,633 $226,767 $0 $0
2024 $2,409 $205,733 $0 $0
2023 $2,133 $184,700 $78,200 $106,500
2022 $2,072 $179,133 $0 $0
2021 $1,959 $173,567 $0 $0
2020 $1,959 $168,000 $78,200 $89,800
2019 $1,923 $164,067 $0 $0
2018 $1,869 $160,133 $0 $0
2017 $1,848 $156,200 $0 $0
2016 -- $156,200 $0 $0
2015 $2,159 $156,200 $0 $0
2014 $2,159 $168,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDCA2009386

Bright MLS

APN: 01-133233

Your Personal Tour Guide

Ask me questions while you tour the home.