$169,900

746 Stephan Ave Waterloo, IA 50701

Estimated payment $1,200/month

Total Views 161
3 Beds
1.5 Baths
1,372 Sq Ft
$124 Price per Sq Ft

Highlights

  • Deck
  • 2 Car Detached Garage
  • Ceiling Fan
  • Covered patio or porch
  • Forced Air Heating and Cooling System

About This Home

From morning coffee on the front porch to evenings on deck, this 3 bedroom, 1.5 bath home offers the kind of space that feels good to come home to. Inside, you’ll find updated flooring, fresh neutral paint, and plenty of charm throughout. The kitchen has a clean, modern look with gray cabinets, marble-look counters, and space for a dining table or coffee bar setup. It opens nicely to the living room, making the main floor feel open and functional. Two bedrooms on this level feature original hardwood floors and sit just off the full bath. Great setup for guests, kids, or a home office. Upstairs, the spacious primary bedroom gives you a quiet retreat with its own updated half bath featuring the cutest wallpaper. The basement offers potential to finish in the future, but it’s already perfect for laundry, storage, or a home gym. Out back, the deck is great for grilling and relaxing. The fenced yard keeps pets and kids safe while you enjoy the warm weather. The two-stall garage offers great storage for vehicles and tools. This home is as cute as it is practical. If you’ve been waiting for something move-in ready this one’s worth a look. Reach out to schedule your tour.

Listing Agent

Paige Peyton

Oakridge Real Estate License #S65286000 Listed on: 06/17/2025

Oakridge Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,012

Year Built

  • Built in 1960

Lot Details

  • 8,970 Sq Ft Lot
  • Lot Dimensions are 65 x 138

Home Design

  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,372 Sq Ft Home
  • Ceiling Fan
  • Free-Standing Range
  • Laundry on lower level
  • Unfinished Basement

Bedrooms and Bathrooms

  • 3 Bedrooms

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Outdoor Features

  • Deck
  • Covered patio or porch

Schools

  • Fred Becker Elementary School
  • Central Middle School
  • East High School

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 891321451004

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,012

Year Built

Built in 1960

Lot Details

0

Listing Details

  • Parcel Number: 891321451004
  • Year Built: 1960
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: Lower Level
  • Lot Size Acres: 0.21
  • Road Frontage Type: Hard Surface Road
  • Road Surface Type: Concrete
  • Co List Office Phone: 319-277-5005
  • MLS Status: ACTIVE
  • Reso Fireplace Features: None
  • Reso Interior Features: Ceiling Fan/Light
  • Reso Roof: Shingle, Asphalt
  • TotalFinishedSquareFootage: 1372
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Free-Standing Range, Refrigerator, Gas Water Heater
  • Basement: Block, Unfinished
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • BelowGradeArea: 872

Exterior Features

  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Deck, Covered

Garage/Parking

  • Parking Features: 2 Stall, Detached Garage, Garage Door Opener

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Fred Becker Elementary
  • High School: East High
  • Middle Or Junior School: Central

Lot Info

  • Zoning: R-1
  • Lot Dimensions: 65 x 138
  • Lot Size Sq Ft: 8970
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 3012

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,802 $150,680 $21,130 $129,550
2023 $2,456 $150,680 $21,130 $129,550
2022 $2,390 $120,700 $21,130 $99,570
2021 $2,520 $120,700 $21,130 $99,570
2020 $2,422 $117,470 $16,250 $101,220
2019 $2,422 $117,470 $16,250 $101,220
2018 $2,312 $112,410 $16,250 $96,160
2017 $2,386 $112,410 $16,250 $96,160
2016 $2,352 $112,410 $16,250 $96,160
2015 $2,352 $112,410 $16,250 $96,160
2014 $2,398 $112,410 $16,250 $96,160
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/17/2025 06/17/25 For Sale $169,900 +35.9% $124 / Sq Ft
06/19/2020 06/19/20 Sold $125,000 0.0% $91 / Sq Ft
05/06/2020 05/06/20 Pending -- -- --
05/06/2020 05/06/20 Price Changed $125,000 +0.4% $91 / Sq Ft
05/04/2020 05/04/20 For Sale $124,500 -- $91 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $125,000 Title Services Corporation
Interfamily Deed Transfer -- None Available
Joint Tenancy Deed $106,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $121,250 New Conventional
Previous Owner $85,350 New Conventional
Previous Owner $15,000 Unknown
Previous Owner $14,800 Stand Alone Second
Previous Owner $15,900 Credit Line Revolving
Previous Owner $84,800 New Conventional
Previous Owner $15,200 Credit Line Revolving
Source: Public Records

Similar Homes in Waterloo, IA

  • 1231 Evergreen Ave, Waterloo, IA 50701

    $139,900

    • 3 Beds
    • 1 Bath
    • 960 Sq Ft
    • 1231 Evergreen Ave
    • Waterloo, IA

    Charming and conveniently located home in Waterloo! Step into this delightful 3 bedroom home nestled in a great Waterloo location. The moment you enter, you're welcomed by a spacious living room featuring updated flooring, crisp white trim, and plenty of natural light. Just off the living room, you'll find two comfortable main floor bedrooms and a stylish full bathroom complete with tile flooring

    Carl Ericson Oakridge Real Estate

    Section Image
  • 421 Home Park Blvd, Waterloo, IA 50701

    $175,000

    • 3 Beds
    • 1.5 Baths
    • 2,048 Sq Ft
    • 421 Home Park Blvd
    • Waterloo, IA

    This wonderful boulevard home boasts updates alongside character and charm.  Step inside the front door and you'll love the vintage penny tile flooring that leads to the spacious living room.  The living area has plentiful windows and a fireplace focal point.  You'll love the hardwood flooring, character-filled woodwork, and vintage charm found throughout. Beyond the living room, you'll find a

    Luke Bartlett Oakridge Real Estate

    Section Image
  • 1806 Forest Ave, Waterloo, IA 50702

    $149,900

    • 4 Beds
    • 1 Bath
    • 1,796 Sq Ft
    • 1806 Forest Ave
    • Waterloo, IA

    This inviting 1.5-story home offers space, comfort, and functionality. The main floor features a bright living room, a kitchen with an eat-in area and beautiful hardwood floors, two bedrooms, and a full bath. Upstairs, you'll find two more generously sized bedrooms, a bath, a cozy sitting nook, and ample closet space. The lower level includes a large family room, laundry area, and abundant

    Karen Kayser RE/MAX Concepts - Waterloo

    Section Image
  • 432 Woodbridge St, Waterloo, IA 50701

    $199,900

    • 2 Beds
    • 2 Baths
    • 1,680 Sq Ft
    • 432 Woodbridge St
    • Waterloo, IA

    So great to come home to! From the minute you walk into this home, you will fall in love! The living room has enough space for the whole family or entertaining and boasts large windows for plenty of natural light. The kitchen features bright white cabinetry, plenty of counter space and a spacious eat in or dining area with sliders to the backyard. Also on the main floor you will find two spacious

    Amy Wienands AWRE, EXP Realty, LLC

    Section Image
  • 401 Ardmore St, Waterloo, IA 50701

    $139,900

    • 3 Beds
    • 1 Bath
    • 1,050 Sq Ft
    • 401 Ardmore St
    • Waterloo, IA

    Fresh on the market. You can be the 3rd owner of this 3-bedroom, 1-bath ranch home located in a great Westside location that is situated on a corner lot. The eat-in kitchen dining room area has a slider door leading out to the rear deck, fenced-in yard, and single-stall garage. Hardwood flooring in most rooms under carpets. One of the bedrooms has a laundry hookup if you wish to have the washer

    Sandy Stuber,ABR RE/MAX Concepts - Cedar Falls

    Section Image
  • 405 Maxwell St, Waterloo, IA 50701

    $194,900

    • 4 Beds
    • 1.5 Baths
    • 1,502 Sq Ft
    • 405 Maxwell St
    • Waterloo, IA

    Welcome to 405 Maxwell St! A well-maintained 4 bedroom,1.5 bath, double stall garage home that is that perfectly suited for families, first-time buyers, or anyone seeking a move-in ready property. This home offers a warm, inviting layout with thoughtful updates throughout. Step inside to find a bright living area, a functional kitchen, and four nicely sized bedrooms offering flexibility for

    Sherri Wilson Fischels Residential Group

    Section Image
  • 1016 Ansborough Ave, Waterloo, IA 50701

    $194,900

    • 2 Beds
    • 1 Bath
    • 864 Sq Ft
    • 1016 Ansborough Ave
    • Waterloo, IA

    Like-New Home in the Heart of Waterloo! Welcome to 1016 Ansborough Ave. Step into this beautifully updated home that has been thoughtfully renovated from top to bottom over the last five years. Located in a convenient central Waterloo neighborhood, this home offers the perfect blend of modern updates and move-in-ready comfort — it truly feels brand new! Highlights and Recent Updates Include:

    Jason Strelow Berkshire Hathaway Home Services One Realty Centre

    Section Image
  • 1715 Downing Ave, Waterloo, IA 50701

    $168,900

    • 3 Beds
    • 1 Bath
    • 1,400 Sq Ft
    • 1715 Downing Ave
    • Waterloo, IA

    Charming three-bedroom, one-bath home with great potential! While some TLC is needed, this property offers a solid foundation and appealing features throughout. Location is a major highlight—situated directly across from Becker Elementary and just down the street from Central Intermediate and the future Waterloo High School.Recent updates include a newer asphalt driveway and freshly poured

    Jim Brown Lockard Realty Company

    Section Image
  • 1305 Downing Ave, Waterloo, IA 50701

    $167,500

    • 3 Beds
    • 1 Bath
    • 1,512 Sq Ft
    • 1305 Downing Ave
    • Waterloo, IA

    This charming 3-bedroom, 1-bath ranch home at 1305 Downing Avenue in Waterloo, Iowa offers comfortable living on a spacious lot. The property features a recently remodeled kitchen with modern finishes, perfect for everyday cooking and entertaining. Livingroom addition features a fireplace and natural lighting. The basement boasts a cozy room with brand-new carpeting, providing additional space

    Sandy Stuber,ABR RE/MAX Concepts - Cedar Falls

    Section Image

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20252817

Northeast Iowa Regional Board of REALTORS®

APN: 8913-21-451-004