$540,000

Estimated payment $3,624/month

Total Views 24,724
5 Beds
3.5 Baths
2,717 Sq Ft
$199 Price per Sq Ft

Highlights

  • Golf Course Community
  • Access To Lake
  • Gated Community
  • Harmony Community School Rated 9+
  • Fitness Center
  • View of Trees or Woods

About This Home

Welcome to Harmony's Enclave. The Enclave is the only gated family community in Harmony. CDD bond/debt portion is paid in full. The Lucerne model features 5 bedrooms (2 are on the 1st floor), 3.5 bathrooms. The exquisite gourmet kitchen features white quartz countertops, 42" white cabinets, large center island and pantry. The bright open living space has plenty of natural light which opens into a paved lanai with both pond and nature views. The roomy master bedroom features an en-suite including a luxurious shower, double sinks and a large walk-in closet. This is a gated community with many amenities including golf, pool, charming town square, miles of walking and nature trails, lake access and more! This house won't last in this hot community! Come see it today before it's gone! The Enclave is located in Harmony, FL, a 11,000-acre development, surrounded by a conservation preserve, and is 40 miles SE of Orlando, 30 minutes to Orlando Airport, and 40 minutes to Disney and the beaches. CDD bond/debt portion is paid in full - only O&M remains! Ownership comes with a social membership to the Harmony Golf Preserve which gives them some amazing golf benefits for $387/quarter.
Buyer to verify all room dimensions, square footage and HOA regulations/restrictions.

Listing Agent

David Bowers

RESORT REALTY GROUP LTD INC Brokerage Phone: 954-812-1711 License #3246276 Listed on: 08/17/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,460

Year Built

  • Built in 2022

Lot Details

  • 5,663 Sq Ft Lot
  • South Facing Home
  • Landscaped
  • Metered Sprinkler System

HOA Fees

  • $87 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Property Views

  • Pond
  • Woods

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stone Siding

Interior Spaces

  • 2,717 Sq Ft Home
  • Open Floorplan
  • Sliding Doors
  • Family Room Off Kitchen
  • Combination Dining and Living Room

Kitchen

  • Built-In Oven
  • Range
  • Microwave
  • Dishwasher
  • Cooking Island
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Schools

  • Harmony Community Elementary School
  • Harmony Middle School
  • Harmony High School

Utilities

  • Central Air
  • Heating Available
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Additional Features

  • Access To Lake
  • Property is near a golf course

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, trash
  • $129 Other Monthly Fees
  • Association Solutions Of Central Florida Association, Phone Number (407) 847-2280
  • Enclave At Lakes Of Harmony Subdivision
  • The community has rules related to allowable golf cart usage in the community

Recreation

  • Golf Course Community
  • Fitness Center
  • Community Pool
  • Park

Additional Features

  • Restaurant
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,460

Year Built

Built in 2022

Lot Details

0

HOA Fees

$87 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool, Trash
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stone
  • Fireplace: No
  • Living Area: 2717
  • Lot Size Acres: 0.13
  • New Construction: No
  • Year Built: 2022
  • Building Area Total: 3508
  • Lot Size Sq Ft: 5663
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 325.90
  • Escrow City: St Cloud
  • Escrow State: FL
  • Escrow Street Name: S Narcoosie Rd
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 198.75
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • Other Fees Amount: 387
  • Amenities Additional Fees: Ownership comes with a social membership to the Harmony Golf Preserve which gives them some amazing golf benefits for $387/quarter.
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 954-812-1711
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
  • Appliances Included: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Living Area Meters: 252.42

Exterior Features

  • Direction Faces: South
  • Exterior Features: Sidewalk, Sliding Doors, Sprinkler Metered
  • Roof: Shingle
  • Pool Private: No
  • View: Trees/Woods, Water
  • Water Body Name: BUCK LAKE
  • Waterfront: No
  • Road Surface Type: Asphalt, Paved
  • Water Access: Lake
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Fitness Center, Gated Community - No Guard, Golf Carts OK, Golf, Pool, Restaurant, Sidewalks, Street Lights
  • Association Amenities: Fitness Center, Gated, Golf Course, Park
  • Association Fee: 260
  • Association Fee Frequency: Quarterly
  • Association Name: Association Solutions of Central Florida
  • Phone: 407-847-2280
  • Association: Yes
  • Security: Gated Community
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: The buyer/buyer agent is responsible to confirm all information with the HOA
  • Association Fee Requirement: Required
  • Association Email: info@myhoasolution.com

Fee Information

  • Total Annual Fees: 2588.00
  • Total Monthly Fees: 215.67
  • Other Fees Term: Quarterly
  • Monthly HOA Amount: 86.67

Schools

  • Elementary School: Harmony Community School (K-5)
  • High School: Harmony High
  • Middle Or Junior School: Harmony Middle

Lot Info

  • Zoning: RESI
  • Parcel Number: 20-26-32-3496-0001-0740
  • Additional Parcels: No
  • Lot Features: Landscaped, Near Golf Course, Sidewalk, Paved
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: The buyer/buyer agent is responsible to confirm all information with the HOA

Tax Info

  • Tax Annual Amount: 8460
  • Tax Block: 3496
  • Tax Book Number: 31-23-27
  • Tax Lot: 74
  • Tax Other Annual Assessment Amount: 1835

Multi Family

  • Approval Process: The buyer/buyer agent is responsible to confirm all information with the HOA

Matterport 3D Tour

Floorplans

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,460 $435,500 $65,000 $370,500
2024 $8,375 $434,200 $65,000 $369,200
2023 $8,375 $427,900 $65,000 $362,900
2022 $2,240 $50,000 $50,000 $0
2021 $2,832 $15,000 $15,000 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/29/2025 09/29/25 For Rent $2,800 0.0% --
08/17/2025 08/17/25 For Sale $540,000 -- $199 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $400,800 New Title Company Name
Special Warranty Deed $400,800 Clear Title Of Florida Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $300,548 New Conventional
Closed $300,548 New Conventional
Source: Public Records

About the Listing Agent

David Bowers

RESORT REALTY GROUP LTD INC

(833) 515-1903

Section Image

David Bowers is the president and owner of Resort Realty Group Ltd Inc. and resides in the Lakes at Harmony (55+ active adult). David Bowers is a licensed real estate broker in Florida, Massachusetts and Rhode Island and a licensed Community Association Manager (CAM). David Bowers is an expert in senior housing and is a CSP (Certified Seniors Professional). Resort Realty Group Ltd Inc. is a full service, licensed Florida real estate brokerage corporation since 1996 with a focus in 55+ active

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Source: Stellar MLS

MLS Number: O6335751

Stellar MLS

APN: 20-26-32-3496-0001-0740