$437,000
SOLD MAY 1, 2025

75 Ems C28a Ln Warsaw, IN 46582

3 Beds
2 Baths
1,656 Sq Ft
7,405 Sq Ft Lot

Recently Sold

$264 Per Sq Ft

2% Below List Price

29 Days on Market

Highlights

  • 75 Feet of Waterfront
  • Pier or Dock
  • Enclosed patio or porch
  • Warsaw Community High School Rated A-
  • Lake Property
  • 2 Car Attached Garage

About This Home

As of May 2025

Fabulous views of Big Chapman Lake from this 3 bedroom, 2 full bath LAKEFRONT home! You'll love the spaciousness of this home - perfect for year round living or weekend getaways. The main level includes the kitchen, a nice sized living room with wood burning fireplace, 2 bedrooms, 1 full bath, plus a 3 seasons room. Upstairs is a large open concept room plus a full bath and laundry. The front yard is perfect for entertaining - and the view of the lake is Amazing! This home is furnished (personal property currently at the house is included in the sale). So what are you waiting for? It couldn't get much easier and you can be ready to enjoy the lake right away!

Last Agent to Sell the Property

Kathy Hamman

RE/MAX Results- Warsaw Brokerage Phone: 574-551-9492 Listed on: 03/31/2025

RE/MAX Results- Warsaw

Last Buyer's Agent

Deb Paton-Showley

Coldwell Banker Real Estate Group

Coldwell Banker Real Estate Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,628

Year Built

  • Built in 1972

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 75x100
  • 75 Feet of Waterfront
  • Lake Front
  • Rural Setting
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Slab Foundation
  • Shingle Roof
  • Cedar

Interior Spaces

  • 1,656 Sq Ft Home
  • 1.5-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Living Room with Fireplace
  • Laminate Countertops

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathtub with Shower

Outdoor Features

  • Waterski or Wakeboard
  • Seawall
  • Lake Property
  • Lake, Pond or Stream
  • Enclosed patio or porch

Schools

  • Leesburg Elementary School
  • Lakeview Middle School
  • Warsaw High School

Utilities

  • Forced Air Heating and Cooling System
  • Baseboard Heating
  • Heating System Uses Gas
  • Private Company Owned Well
  • Well
  • Septic System

Community Details

  • Pier or Dock

Listing and Financial Details

  • Assessor Parcel Number 43-07-26-100-009.000-016

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,628

Year Built

Built in 1972

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1972
  • Age: 53
  • Style: One and Half Story
  • Total Number of Rooms: 7
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: 029-101-005 Lot 91 Chapman lake Park 3rd Add
  • Parcel Number ID: 43-07-26-100-009.000-016
  • Platted: Yes
  • Amenities: Ceiling Fan(s), Countertops-Laminate, Countertops-Solid Surf, Porch Covered, Porch Enclosed, Tub/Shower Combination
  • Location: Lake, Rural
  • Sp Lp Percent: 98.2
  • Year Taxes Payable: 2025
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1656
  • Total Finished Sq Ft: 1656
  • Above Grade Finished Sq Ft: 1656
  • Price Per Sq Ft: 263.89
  • Basement Foundation: Slab
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm, Wood Burning
  • Fireplace: Yes
  • Flooring: Carpet, Vinyl
  • Living Great Room: Dimensions: 23x17, On Level: Main
  • Kitchen: Dimensions: 12x9, On Level: Main
  • Bedroom 1: Dimensions: 10x12, On Level: Main
  • Bedroom 2: Dimensions: 10x12, On Level: Main
  • Bedroom 3: Dimensions: 20x20, On Level: Upper
  • Other Room1: 3 Seasons Room, Dimensions: 14x12, On Level: Main
  • Number of Main Level Full Bathrooms: 1

Exterior Features

  • Exterior: Cedar
  • Roof Material: Shingle
  • Outbuilding1: Shed, Dimensions: 12x8
  • Lake Type: Ski Lake
  • Sea Wall Type: Concrete
  • Water Features: Pier/Dock
  • Water Frontage: 75
  • Water Name: Big Chapman Lake

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 18x25
  • Garage Sq Ft: 450
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Electric, Gas, Baseboard, Forced Air
  • Sewer: Septic
  • Water Utilities: Well
  • Water Type: Lake
  • Well Type: Private

Schools

  • School District: Warsaw Community
  • Elementary School: Leesburg
  • Middle School: Lakeview
  • High School: Warsaw
  • Elementary School: Leesburg

Lot Info

  • Lot Description: Level, Waterfront
  • Lot Dimensions: 75x100
  • Estimated Lot Sq Ft: 7405
  • Estimated Lot Size Acres: 0.17

Tax Info

  • Annual Taxes: 4627.67

Multi Family

  • Water Access: Lakefront

MLS Schools

  • High School: Warsaw
  • Middle School: Lakeview
  • School District: Warsaw Community

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 31, 2025
Closed on
May 1, 2025
Sold by
Richard W Ridderman Revocable Trust and Ridderman Richard W
Bought by
Ridderman Richard W and Lasko Colin
Seller's Agent
Kathy Hamman
RE/MAX Results- Warsaw
Buyer's Agent
Deb Paton-Showley
Coldwell Banker Real Estate Group
List Price
$445,000
Sold Price
$437,000
Premium/Discount to List
-$8,000
-1.8%
Views
497

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
28.32%
Original Mortgage
$371,450
Outstanding Balance
$371,450
Interest Rate
6.64%
Mortgage Type
New Conventional
Estimated Equity
$79,947

Purchase Details

Closed on
Jun 21, 2023
Sold by
Richard W Ridderman Revocable Trust and Ridderman Richard W
Bought by
Richard W Ridderman Revocable Trust and Ridderman

Purchase Details

Closed on
Oct 10, 2022
Sold by
Karen Kay Ridderman Revocable Trust Decl and Richard W Ridderman Revocable Trust Decl
Bought by
Karen Kay Ridderman Revocable Trust and Richard W Ridderman Revocable Trust

Purchase Details

Closed on
Dec 10, 2001
Sold by
Hartranft Dale E
Bought by
Autumn Development Llc
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed -- Metropolitan Title
Deed -- None Listed On Document
Deed -- None Listed On Document
Personal Reps Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $371,450 New Conventional
Closed $371,450 New Conventional
Previous Owner $193,500 New Conventional
Previous Owner $30,700 Credit Line Revolving
Previous Owner $193,500 New Conventional
Previous Owner $192,500 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/01/2025 05/01/25 Sold $437,000 -1.8% $264 / Sq Ft
03/31/2025 03/31/25 For Sale $445,000 -- $269 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,628 $395,500 $218,200 $177,300
2023 $4,458 $376,200 $207,800 $168,400
2022 $3,748 $321,000 $177,700 $143,300
2021 $3,310 $279,200 $161,600 $117,600
2020 $3,438 $289,700 $156,800 $132,900
2019 $3,155 $268,100 $145,100 $123,000
2018 $2,959 $252,700 $136,900 $115,800
2017 $2,727 $245,200 $136,900 $108,300
2016 $2,919 $240,500 $136,900 $103,600
2014 $2,640 $236,000 $136,900 $99,100
2013 $2,640 $236,000 $136,900 $99,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202510832

Indiana Regional MLS

APN: 43-07-26-100-009.000-016