NOT LISTED FOR SALE

75 Oyster Point White Stone, VA 22578

Estimated Value: $1,847,000 - $2,749,000

5 Beds
4.5 Baths
5,210 Sq Ft
$473/Sq Ft Est. Value

Sale Details

Date Sold: October 19, 2022

Last sale price $2,325,000 $446 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $13,973 / mo

43 Days on Market

Highlights

  • Pier or Dock
  • River Front
  • Fireplace in Bedroom
  • Spa
  • Colonial Architecture
  • Wood Flooring

About This Home

As of October 2022

Fantastic SUNSETS & Wide views on Carters Creek! Located just off the Rappahannock River & home to the iconic Tides Inn Resort. Wonderful deep water, 9' MLW, at your Private pier with TWO Boat Lifts, fish cleaning table, floating dock & ample room for all the water toys! This Southern Living Style home is stunning with an abundance of glass allowing Water Views Galore & every main room on the first floor has access to the covered porch allowing superb entertaining areas inside & out. The Main Floor features a Living Room with built-ins & a see-through gas log Fireplace, a lovely Kitchen with ample storage, granite countertops including a center island & extends to the waterfront Dining Area with FP. The cozy Family Room has a brick floor, built-in cabinets, & pine paneling. There is a waterfront main floor ensuite bedroom that is handicap accessible. Upstairs features a large landing area, office, and three bedrooms including the primary ensuite with balcony access, gas fireplace, large private bathroom with walk-in tiled shower, corner jetted tub, walk-in closet & laundry room with storage. The third floor is a HUGE bonus room with built-in twin beds & includes the fifth ensuite bedroom. This home is perfectly set up for coastal living & can accommodate all the friends & family comfortably. Nice privacy, gorgeous mature landscaping, & potential waterside pool. Two car garage with walk-up storage is attached through a breezeway to the home's mudroom. Irrigation system, generator, exterior freshly painted... & take your breath away views, breezes & sunsets all included!

Last Agent to Sell the Property

David Dew

Isabell K. Horsley R. E., Ltd. Listed on: 08/07/2022

Last Buyer's Agent

David Dew

Isabell K. Horsley R. E., Ltd. Listed on: 08/07/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,168

Year Built

  • Built in 2001

Lot Details

  • 1.68 Acre Lot
  • River Front
  • Zoning described as R1

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Stone Driveway
  • Open Parking

Home Design

  • Colonial Architecture
  • Composition Roof
  • HardiePlank Type

Interior Spaces

  • 5,210 Sq Ft Home
  • 3-Story Property
  • Sheet Rock Walls or Ceilings
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Gas Log Fireplace
  • Window Treatments
  • Living Room with Fireplace
  • Dining Room
  • Sealed Crawl Space

Kitchen

  • Convection Oven
  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Wine Cooler
  • Trash Compactor
  • Disposal

Flooring

  • Wood
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms | 1 Main Level Bedroom
  • Fireplace in Bedroom
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Spa
  • Balcony

Utilities

  • Cooling Available
  • Heat Pump System
  • Artesian Water
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 33 488BB

Community Details

Overview

  • Oyster Point Subdivision

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,168

Year Built

Built in 2001

Lot Details

1.68 Acres

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 1.68
  • Water Body Name: Rappahannock River
  • Subdivision Name: Oyster Point
  • Directions: From White Stone towards Norris Bridge on RT 3. Take Right on James Wharf Road. Right on James Wharf Road. Stay straight & ver to the Right. Home on Left.
  • Architectural Style: Colonial
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Three Or More
  • Year Built: 2001
  • Kitchen Level: Main
  • Special Features: None

Interior Features

  • Spa Features: Hot Tub/Jet Tub
  • Appliances: Electric Water Heater, Convection Oven, Washer, Microwave, Dishwasher, Range, Trash Compactor, Disposal, Range Hood, Wine Cooler, Dryer, Refrigerator
  • Has Basement: Conditioned Crawl Space
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace Features: Bedroom, Gas Log, Living Room, Other
  • Fireplace: Yes
  • Flooring: Hardwood, Tile, Wall to Wall Carpet
  • Interior Amenities: 1st Floor Bedroom, Fireplace, Walk-In Closet(s), Ceiling 9 Ft+, Other
  • Living Area: 5210
  • Main Level Bedrooms: 1
  • Window Features: Window Treatments
  • Room Bedroom2 Level: Second
  • Dining Room Features: Dining Area, Other
  • Room Bedroom4 Level: Second
  • Living Room Living Room Level: Main
  • Room Family Room Level: Main
  • Room Bedroom3 Level: Second
  • Dining Room Dining Room Level: Main

Exterior Features

  • Lot Features: 1-1.9 acres
  • Waterfront Features: River/Creek Front, Pier/Dock
  • Waterfront: Yes
  • Disclosures: Yes
  • Construction Type: HardiPlank Type, Sheetrock Walls
  • Exterior Features: Balcony/Widow Walk, Other
  • Other Structures: Other
  • Roof: Composition

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Open Parking: Yes
  • Parking Features: Attached, Two Car, Other, Elec Garage Door Opener, Stone Driveway
  • Total Parking Spaces: 2

Utilities

  • Laundry Features: Washer/Dryer Hookup
  • Cooling: Ceiling Fan(s), Heat Pump
  • Cooling Y N: Yes
  • Sewer: Septic Tank
  • Water Source: Artesian

Condo/Co-op/Association

  • Association Fee: 100
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 73180.8
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 8167.95
  • Tax Book Number: 432/321
  • Tax Map Number: 33 488BB

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 1, 2026
Sold by
Gibson Stephen and Lili Liu
Bought by
Liu Lili
Current Estimated Value
$2,465,308

Purchase Details

Listed on
Aug 7, 2022
Closed on
Sep 23, 2022
Sold by
Bagwell Andrew David and Bagwell Kathryn Lawson
Bought by
Gibson Stephen L and Liu Lili
Seller's Agent
David Dew
Isabell K. Horsley R. E., Ltd.
Buyer's Agent
David Dew
Isabell K. Horsley R. E., Ltd.
List Price
$2,325,000
Sold Price
$2,325,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.69%
Original Mortgage
$765,000
Interest Rate
5.89%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 16, 2018
Sold by
Lynch Michael A and Lynch Maureen R
Bought by
Bagwell Andrew David and Bagwell Kathryn Lawson

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$750,000
Interest Rate
4.5%
Mortgage Type
Commercial
Source: Public Records
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Purchase History

Date Buyer Sale Price Title Company
Liu Lili -- Fidelity National Title
Gibson Stephen L $2,325,000 Lawyers Title
Bagwell Andrew David $1,500,000 Lawyers Title/Mid Peninsula
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Gibson Stephen L $765,000
Previous Owner Bagwell Andrew David $750,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/19/2022 10/19/22 Sold $2,325,000 0.0% $446 / Sq Ft
09/19/2022 09/19/22 Pending -- -- --
08/07/2022 08/07/22 For Sale $2,325,000 -- $446 / Sq Ft
Source: Northern Neck Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,567 $1,921,200 $582,000 $1,339,200
2024 $10,567 $1,921,200 $582,000 $1,339,200
2023 $8,168 $1,296,500 $557,000 $739,500
2022 $8,168 $1,296,500 $557,000 $739,500
2021 $8,168 $1,296,500 $557,000 $739,500
2020 $8,168 $1,296,500 $557,000 $739,500
2019 $8,168 $1,296,500 $557,000 $739,500
2018 $5,800 $983,000 $310,400 $672,600
2017 $5,800 $983,000 $310,400 $672,600
2016 -- $983,000 $310,400 $672,600
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Neck Association of REALTORS®

MLS Number: 112607

APN: 33-488B

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