$630,000
SOLD JUN 15, 2026
2 Beds
1 Bath
799 Sq Ft
784 Sq Ft Lot

Sale Details

Date Sold: June 15, 2026

$788 Per Sq Ft

10% Below List Price

211 Days on Market

Highlights

  • Private Pool
  • Clubhouse
  • Open to Family Room
  • Active Adult
  • Quartz Countertops
  • Walk-In Closet

About This Home

As of June 2026

Once you settle into this inviting home and begin your daily sunset strolls to Blacks Beach, youll wonder why you didnt start living the Santa Cruz beach lifestyle sooner. This community, and its unbeatable proximity to the coast, offers the best of relaxed coastal living. Whether you're searching for a full time home or the perfect weekend escape, this beautifully updated top-floor, end-unit condo delivers comfort, style, and that unmistakable Santa Cruz vibe. Just minutes from the sand, the Harbor, and some of the areas best restaurants, coffee shops, beaches, and breweries, the location is hard to beat. Inside, a bright open living space flows seamlessly into a stylish modern kitchen featuring quartz countertops, stainless steel appliances, shaker cabinetry, and a designer tile backsplash. The spacious primary bedroom overlooks Schwan Lagoon and is filled with natural light from multiple windows, plus a generous walk-in closet. Open the windows and enjoy refreshing ocean cross breezes along with some of the best privacy in the complex. Community amenities include a pool, fitness center, clubhouse, BBQ areas, and open green spaces. Move right in and start enjoying the coastal lifestyle youve been dreaming of.

Last Agent to Sell the Property

The Portola Group

KW Thrive Santa Cruz License #70010159 Listed on: 10/21/2025

KW Thrive Santa Cruz

Last Buyer's Agent

Phoebe Benet

eXp Realty of California Inc License #02135797

eXp Realty of California Inc
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Property Details

Home Type

  • Condominium

Year Built

  • Built in 1973

HOA Fees

  • $484 Monthly HOA Fees

Home Design

  • Reinforced Concrete Foundation
  • Composition Roof

Interior Spaces

  • 799 Sq Ft Home
  • 2-Story Property
  • Dining Area

Kitchen

  • Open to Family Room
  • Oven or Range
  • Range Hood
  • Dishwasher
  • Quartz Countertops

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 1 Full Bathroom
  • Bathtub with Shower

Parking

  • 1 Parking Space
  • 1 Carport Space
  • Assigned Parking

Pool

  • Private Pool

Utilities

  • Forced Air Heating System
  • Vented Exhaust Fan
  • Separate Meters

Listing and Financial Details

  • Assessor Parcel Number 027-401-09-000

Community Details

Overview

  • Active Adult
  • Association fees include exterior painting, garbage, hot water, insurance - common area, maintenance - common area, management fee, pool spa or tennis, recreation facility, reserves, roof, water / sewer
  • Swan Lake Gardens Association
  • Built by Swan Lake Gardens
  • Greenbelt

Amenities

  • Community Barbecue Grill
  • Trash Chute
  • Clubhouse
  • Laundry Facilities

Recreation

  • Community Pool

Pet Policy

  • Dogs and Cats Allowed

Property Details

Home Type

Condominium

Year Built

Built in 1973

Lot Details

784 Sq Ft Lot

HOA Fees

$484 per month

Listing Details

  • Subclass: Condominium
  • Restrictions: Pets - Cats Permitted, Pets - Dogs Permitted, Pets - Restrictions, Retirement Community
  • Listing Class: Residential
  • Structure Sq Ft: 799
  • Complex Name: Swan Lake Gardens
  • Year Built: 1973
  • Zoning Description: RM-2.5
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Family Room: Kitchen / Family Room Combo
  • Dining Room: Dining Area
  • Kitchen: Countertop - Quartz, Dishwasher, Exhaust Fan, Hood Over Range, Oven Range, Refrigerator
  • Living Sq Ft: 799
  • Stories: 2
  • Bedrooms: Walk-in Closet
  • Laundry: Community Facility
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Bathroom: Shower and Tub

Exterior Features

  • Foundation: Reinforced Concrete
  • Pool Description: Community Facility
  • Roof: Composition
  • Pool: Yes

Garage/Parking

  • Parking Spaces: 1
  • Garage Parking Features: Assigned Spaces, Carport, Parking Area
  • Carport Min: 1

Utilities

  • Heating System: Central Forced Air
  • Sewer/Septic System: Sewer Connected

Condo/Co-op/Association

  • HOA Fees: 484
  • HOA Amenities: BBQ Area, Club House, Community Pool, Garden / Greenbelt / Trails, Trash Chute
  • HOA Documents: Articles of Incorporation, Budget, Bylaws, CC&RS, Minutes, Reserve Study
  • HOA Fee Frequency: Monthly
  • Association Fees Include: Exterior Painting, Garbage, Hot Water, Insurance - Common Area, Maintenance - Common Area, Management Fee, Pool, Spa, or Tennis, Recreation Facility, Reserves, Roof, Water / Sewer
  • H O A Name Text: Swan Lake Gardens
  • H O A Exist: Yes

Lot Info

  • Parcel Number: 027-401-09-000

Multi Family

  • Utilities: Individual Electric Meters, Public Utilities
  • Maximum Building Height: 1
  • Minimum Building Height: 1

MLS Schools

  • High School District Text: Santa Cruz City High

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 21, 2025
Closed on
Jun 8, 2026
Sold by
Bought by
Seller's Agent
The Portola Group
KW Thrive Santa Cruz
Buyer's Agent
Phoebe Benet
eXp Realty of California Inc
List Price
$699,000
Sold Price
$630,000
Premium/Discount to List
-$69,000
-9.87%
Views
408

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.58%
Original Mortgage
$472,500
Outstanding Balance
$472,056
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$164,723

Purchase Details

Closed on
Jul 17, 2020
Sold by
Bought by

Purchase Details

Closed on
Oct 2, 2019
Sold by
Bought by

Purchase Details

Closed on
Mar 28, 2017
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$444,240
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 4, 2015
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Grant Deed $630,000 Stewart Title Of California
Interfamily Deed Transfer -- None Available
Grant Deed $550,000 First American Title Company
Grant Deed $494,000 First American Title Company
Grant Deed $3,151,000 First Amer Co Natl Com Svcs
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $472,500 New Conventional
Previous Owner $444,240 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/15/2026 06/15/26 Sold $630,000 -1.4% $788 / Sq Ft
05/21/2026 05/21/26 Pending -- -- --
04/12/2026 04/12/26 Price Changed $639,000 -4.5% $800 / Sq Ft
11/05/2025 11/05/25 Price Changed $669,000 -4.3% $837 / Sq Ft
10/21/2025 10/21/25 For Sale $699,000 -- $875 / Sq Ft
Source: MLSListings

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,398 $601,506 $390,979 $210,527
2023 $7,651 $578,148 $375,796 $202,352
2022 $7,463 $566,812 $368,428 $198,384
2021 $7,184 $555,698 $361,204 $194,494
2020 $7,102 $550,000 $357,500 $192,500
2019 $6,672 $513,542 $333,802 $179,740
2018 $6,548 $503,472 $327,257 $176,215
2017 $4,269 $295,850 $162,850 $133,000
2016 $3,958 $270,365 $140,615 $129,750
2015 $3,591 $245,787 $127,832 $117,955
2014 $3,313 $221,430 $115,164 $106,266
Source: Public Records

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Map

Source: MLSListings

MLS Number: ML82025495

MLSListings

APN: 027-401-09-000

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