Seller's Agent in 2025
Shelli Stinson
eXp Realty LLC
(859) 468-2730
25 in this area
116 Total Sales
764 Cox Rd Independence, KY 41051
3
Beds
1.5
Baths
1,170
Sq Ft
0.41
Acres
Highlights
- Traditional Architecture
- Wood Flooring
- Living Room
- White's Tower Elementary School Rated A-
- No HOA
- Home Security System
About This Home
As of October 2025Lovely home in Independence! Great location near restaurants, stores, gas and interstate access. This home as 3 bedrooms and large full bath on the first level. The bathroom has a new bathtub! Newer hardwood floors elevate the living room, dining room and spacious kitchen with pantry. The dining area walks out to a big deck that overlooks a large fenced back yard. The lower level features luxury vinyl plank flooring and a cozy fireplace. You'll also find a convenient half bath with laundry area on the lower level. The lower level walks out to a large garage with plenty of storage space. This home has a water softening system that will convey with the property as well as the Ring Security System. Washer/dryer and garage fridge will stay!
Home Details
Home Type
- Single Family
Year Built
- Built in 1991
Lot Details
- 0.41 Acre Lot
- Lot Dimensions are 200x90
- Property fronts a county road
- Aluminum or Metal Fence
- Cleared Lot
Parking
- 2 Car Garage
- Driveway
Home Design
- Traditional Architecture
- Bi-Level Home
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,170 Sq Ft Home
- Ceiling Fan
- Wood Burning Fireplace
- Insulated Windows
- Family Room
- Living Room
- Dining Room
- Finished Basement
- Finished Basement Bathroom
- Home Security System
Kitchen
- Electric Oven
- Electric Range
- Dishwasher
Flooring
- Wood
- Carpet
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry on lower level
- Dryer
- Washer
Schools
- Whites Tower Elementary School
- Woodland Middle School
- Scott High School
Utilities
- Forced Air Heating and Cooling System
- Water Softener
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 060-20-00-004.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 25, 2025
Closed on
Oct 31, 2025
Sold by
Durham Ann M
Bought by
Freiermuth Daniel
Seller's Agent
Shelli Stinson
eXp Realty LLC
Buyer's Agent
Paula Ritter
Sibcy Cline, REALTORS-Florence
List Price
$265,000
Sold Price
$260,000
Premium/Discount to List
-$5,000
-1.89%
Views
31
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.79%
Original Mortgage
$208,000
Outstanding Balance
$208,000
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$56,402
Purchase Details
Closed on
Nov 16, 2022
Sold by
Fischer Single Family Homes Iv Llc
Bought by
Bahl Karl
Purchase Details
Closed on
Apr 30, 2015
Sold by
Vanover John D and Vanover Karen
Bought by
Durham Ann M and Durham Denny R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,735
Interest Rate
4.25%
Mortgage Type
FHA
Purchase Details
Closed on
May 26, 2004
Sold by
Balser June A
Bought by
Vanover John D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$89,520
Interest Rate
5.5%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 25, 1997
Sold by
Chapman Kimberly
Bought by
Balser Charles R and Balser June A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$89,658
Interest Rate
7.5%
Mortgage Type
VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $260,000 | 360 American Title | |
| Deed | -- | Homestead Title Agency | |
| Warranty Deed | $125,000 | Lawyers Title Of Cincinnati | |
| Deed | $111,900 | Community Title Inc | |
| Deed | $87,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $208,000 | New Conventional | |
| Previous Owner | $122,735 | FHA | |
| Previous Owner | $89,520 | Purchase Money Mortgage | |
| Previous Owner | $89,658 | VA | |
| Closed | $22,380 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/31/2025 10/31/25 | Sold | $260,000 | -1.9% | $222 / Sq Ft |
| 09/27/2025 09/27/25 | Pending | -- | -- | -- |
| 09/25/2025 09/25/25 | For Sale | $265,000 | -- | $226 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,767 | $201,000 | $35,000 | $166,000 |
| 2024 | $1,303 | $152,700 | $25,000 | $127,700 |
| 2023 | $1,342 | $152,700 | $25,000 | $127,700 |
| 2022 | $1,482 | $152,700 | $25,000 | $127,700 |
| 2021 | $1,504 | $152,700 | $25,000 | $127,700 |
| 2020 | $1,190 | $125,000 | $20,000 | $105,000 |
| 2019 | $1,193 | $125,000 | $20,000 | $105,000 |
| 2018 | $1,222 | $125,000 | $20,000 | $105,000 |
| 2017 | $1,189 | $125,000 | $20,000 | $105,000 |
| 2015 | $1,454 | $125,000 | $25,000 | $100,000 |
| 2014 | -- | $111,900 | $25,000 | $86,900 |
Source: Public Records
Agents Affiliated with this Home
-
Shelli Stinson
-
Paula Ritter
Buyer's Agent in 2025
Paula Ritter
Sibcy Cline
(859) 512-4630
5 in this area
84 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 636585
APN: 060-20-00-004.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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