$200,000
SOLD SEP 5, 2025

770 Harvard St Dubuque, IA 52001

3 Beds
2 Baths
1,520 Sq Ft
1913 Built

Sale Details

Date Sold: September 5, 2025

$132 Per Sq Ft

7% Below List Price

54 Days on Market

Highlights

  • Sun or Florida Room
  • Porch
  • Central Air

About This Home

As of September 2025

3+2+1= Your new home starts here! You will appreciate the numerous upgrades this residence has to offer. 3 inviting bright and cheery bedrooms. Open Kitchen with granite counters and updated appliances. Refinished hardwood floors and 2 updated modern bathrooms. Main floor features a cozy perfect for every season porch. Ample storage space or "opportunity space" in your walk up attic and lower level that has an attached 1 car garage. Central Air, new concrete driveway, steps and walk, updated heating and a porch swing!

Last Agent to Sell the Property

Gwen Kosel

EXIT Realty Driftless Group Listed on: 06/10/2025

EXIT Realty Driftless Group

Last Buyer's Agent

Austin Healey

Remax Advantage

Remax Advantage

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1913

Lot Details

  • Lot Dimensions are 40x99
  • Property is zoned r1

Interior Spaces

  • 1,520 Sq Ft Home
  • Sun or Florida Room
  • Basement Fills Entire Space Under The House

Kitchen

  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Porch

Utilities

  • Central Air
  • Radiant Heating System

Home Details

Home Type

Single Family

Year Built

Built in 1913

Lot Details

0 Sq Ft Lot

Listing Details

  • New Construction: No
  • Year Built: 1913
  • Property Sub Type: SINGLE FAMILY - DETACHED
  • Property Type: Residential
  • Lot Size: 40x99
  • Co List Office Mls Id: ECR4072023
  • Subdivision Name: 1025109027
  • Above Grade Finished Sq Ft: 1520
  • Special Features: VirtualTour

Interior Features

  • Appliances: Refrigerator, Dishwasher, Microwave, Washer, Dryer
  • Basement: Full
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: None
  • Main Level Bathrooms: 1

Exterior Features

  • Exterior Features: Porch, 3 Seasons Room
  • Roof: Composition Shingle
  • Construction Type: Vinyl
  • Foundation Details: Concrete Perimeter

Garage/Parking

  • Parking Features: Build-in/Under

Utilities

  • Cooling: Central Air
  • Sewer: Public Sewer
  • Heating: Radiant
  • Laundry Features: Lower Level
  • Water Source: Public

Schools

  • High School: Dubuque Senior
  • Elementary School: Lincoln
  • Middle Or Junior School: Washington Jr High

Lot Info

  • Zoning: r1

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 10, 2025
Closed on
Sep 3, 2025
Sold by
Miron Christopher M
Bought by
Fernandez Briana and Gatz Lena
Seller's Agent
Gwen Kosel
EXIT Realty Driftless Group
Buyer's Agent
Austin Healey
Remax Advantage
List Price
$215,000
Sold Price
$200,000
Premium/Discount to List
-$15,000
-6.98%
Views
81
Current Estimated Value
$199,819

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$181
Avg. Annual Appreciation
-0.16%
Original Mortgage
$194,000
Outstanding Balance
$192,982
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
$6,837

Purchase Details

Closed on
Jul 3, 2014
Sold by
Oswald Janet A
Bought by
Miron Christopher M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,000
Interest Rate
4.11%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 9, 2013
Sold by
Tressel Norbert O and Tressel Mildred M
Bought by
Oswald Janet A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,000
Interest Rate
4.1%
Mortgage Type
Credit Line Revolving
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $200,000 None Listed On Document
Warranty Deed $147,000 None Available
Warranty Deed $80,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $194,000 New Conventional
Previous Owner $105,000 New Conventional
Previous Owner $145,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/05/2025 09/05/25 Sold $200,000 -3.4% $132 / Sq Ft
08/03/2025 08/03/25 Pending -- -- --
07/18/2025 07/18/25 Price Changed $207,000 -2.4% $136 / Sq Ft
06/30/2025 06/30/25 Price Changed $212,000 -1.4% $139 / Sq Ft
06/10/2025 06/10/25 For Sale $215,000 -- $141 / Sq Ft
Source: East Central Iowa Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,072 $211,300 $23,000 $188,300
2024 $3,072 $213,600 $22,000 $191,600
2023 $2,982 $213,600 $22,000 $191,600
2022 $2,870 $173,560 $19,000 $154,560
2021 $2,870 $173,560 $19,000 $154,560
2020 $2,766 $155,510 $19,000 $136,510
2019 $2,746 $155,510 $19,000 $136,510
2018 $2,704 $147,740 $18,000 $129,740
2017 $2,562 $147,740 $18,000 $129,740
2016 $2,508 $132,610 $18,000 $114,610
2015 $2,508 $132,610 $18,000 $114,610
2014 $1,552 $84,300 $18,000 $66,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: East Central Iowa Association of REALTORS®

MLS Number: ECR152211

East Central Iowa Association of REALTORS®

APN: 10-25-109-027

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