NOT LISTED FOR SALE

7707 Shady Banks Terrace Chesterfield, VA 23832

South Chesterfield County Neighborhood

Estimated Value: $358,000 - $382,096

3 Beds
2 Baths
1,296 Sq Ft
$287/Sq Ft Est. Value

Last Sold November 14, 2013

Last sale price $185,000 $143 Per Sq Ft

Est. 101% increase in value since last sale

Current estimated payment $2,233/month

4 Days on Market

Highlights

  • Boat Dock
  • Waterfront
  • Central Air
  • Cosby High School Rated A
  • 2 Car Attached Garage
  • Carpet

About This Home

As of November 2013

Beautiful WATERFRONT home,remodeled and shows like new.qualifies for 100% financing thru farm loan.best schools/shopping.complete list on site of upgrades. new heat pump & furnace.all new stainless appliances convey.

Last Agent to Sell the Property

Tom Talley

Huguenot Realtors Inc License #0225028543 Listed on: 10/09/2013

Last Buyer's Agent

Stephen Forgette

Hometown Realty License #0225104021

Hometown Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,698

Year Built

  • Built in 1996

Lot Details

  • 8,795 Sq Ft Lot
  • Waterfront
  • Back Yard Fenced
  • Zoning described as RTH - TOWNHOUSE RES

HOA Fees

  • $18 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Frame Construction
  • Vinyl Siding

Interior Spaces

  • 1,296 Sq Ft Home
  • 1-Story Property
  • Gas Fireplace
  • Water Views

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Schools

  • Clover Hill Elementary School
  • Swift Creek Middle School
  • Cosby High School

Utilities

  • Central Air
  • Heat Pump System
  • Water Heater

Listing and Financial Details

  • Tax Lot 019
  • Assessor Parcel Number 719-669-24-01-00000

Community Details

Overview

  • Ashbrook Subdivision
  • The community has rules related to allowing corporate owners

Recreation

  • Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,698

Year Built

Built in 1996

Lot Details

0

HOA Fees

$18 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1996
  • Property Attached Yn: Yes
  • Lot Size Acres: 0.2019
  • Ownership: Corporate
  • Subdivision Name: Ashbrook
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Carpet, Laminate, Vinyl
  • Appliances: Electric Water Heater
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas, Vented
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1296.0
  • Stories: 1

Exterior Features

  • Fencing: Back Yard
  • Lot Features: Waterfront
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: Waterfront
  • Waterfront: Yes
  • Disclosures: Owner Is Listing Agent, Sellers Disclosure Not Available
  • Construction Type: Frame, Vinyl Siding
  • Exterior Features: Paved Driveway
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Driveway, Garage, Garage Door Opener, Paved

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Central Air, Electric, Heat Pump
  • Sewer: Public Sewer
  • Water Heater: Electric
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Dock
  • Association Fee: 55.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Areas

Schools

  • Middle Or Junior School: Swift Creek

Lot Info

  • Parcel Number: 719-669-24-01-00000
  • Zoning Description: RTH - TOWNHOUSE RES

Tax Info

  • Tax Year: 2013
  • Tax Annual Amount: 1697.65
  • Tax Block: 000
  • Tax Lot: 019

MLS Schools

  • Elementary School: Clover Hill
  • High School: Cosby

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 9, 2013
Closed on
Nov 11, 2013
Sold by
T A Talley Builders Inc
Bought by
Blazer Richard C
Seller's Agent
Tom Talley
Huguenot Realtors Inc
Buyer's Agent
Stephen Forgette
Hometown Realty
List Price
$190,000
Sold Price
$185,000
Premium/Discount to List
-$5,000
-2.63%
Current Estimated Value
$372,024

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$187,024
Avg. Annual Appreciation
5.98%
Original Mortgage
$148,000
Outstanding Balance
$110,415
Interest Rate
4.24%
Mortgage Type
New Conventional
Estimated Equity
$261,609

Purchase Details

Closed on
Sep 10, 2013
Sold by
Samuel I White Pc Sub Tr
Bought by
T A Talley Builders Inc

Purchase Details

Closed on
Apr 12, 2005
Sold by
Bland James M
Bought by
Dalton Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,000
Interest Rate
5.78%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 12, 2001
Sold by
Bland Mary A
Bought by
Bland James M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,000
Interest Rate
7.15%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 5, 2001
Bought by
Bland James M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$20,000
Interest Rate
7.69%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 26, 1996
Sold by
Patrick Dean T
Bought by
Bland James M and Bland Mary A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,704
Interest Rate
7.04%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 26, 1996
Sold by
Unlimited Inc Virginia Homes
Bought by
Patrick Dean T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,704
Interest Rate
7.04%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Blazer Richard C $185,000 --
T A Talley Builders Inc $142,500 --
Dalton Michael $192,500 --
Bland James M -- --
Bland James M -- --
Bland James M $106,500 --
Patrick Dean T $20,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Blazer Richard C $148,000
Previous Owner Dalton Michael $115,000
Previous Owner Patrick Dean T $103,000
Previous Owner Patrick Dean T $20,000
Previous Owner Patrick Dean T $104,704
Previous Owner Patrick Dean T $104,704
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/14/2013 11/14/13 Sold $185,000 -2.6% $143 / Sq Ft
10/13/2013 10/13/13 Pending -- -- --
10/09/2013 10/09/13 For Sale $190,000 -- $147 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,008 $335,200 $88,400 $246,800
2024 $3,008 $326,500 $85,800 $240,700
2023 $2,777 $305,200 $83,200 $222,000
2022 $2,519 $273,800 $80,600 $193,200
2021 $2,420 $252,100 $78,000 $174,100
2020 $2,226 $234,300 $75,400 $158,900
2019 $2,171 $228,500 $72,800 $155,700
2018 $2,054 $216,200 $70,200 $146,000
2017 $1,972 $205,400 $70,200 $135,200
2016 $1,900 $197,900 $70,200 $127,700
2015 $1,840 $189,100 $68,900 $120,200
2014 $1,762 $180,900 $67,600 $113,300
Source: Public Records

Agents Affiliated with this Home

  • T

    Seller's Agent in 2013

    Tom Talley

    Huguenot Realtors Inc

    Section Image

  • S

    Buyer's Agent in 2013

    Stephen Forgette

    Hometown Realty

    (804) 840-4034

    1 in this area

    11 Total Sales

    Stephen Forgette
    Section Image
See All Agents

Map

Source: Central Virginia Regional MLS

MLS Number: 1326244

Central Virginia Regional MLS

APN: 719-66-92-40-100-000

Virginia Chesterfield County Chesterfield 23832 South Chesterfield County

7707 Shady Banks Terrace, Chesterfield, VA

Not Listed for Sale

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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