$2,050,000
SOLD JUN 18, 2025
3 Beds
3.5 Baths
3,117 Sq Ft
5,424 Sq Ft Lot

Recently Sold

$658 Per Sq Ft

4% Below List Price

11 Days on Market

Highlights

  • Fireplace in Primary Bedroom
  • Wood Flooring
  • Courtyard Views
  • Willow Grove Elementary School Rated A+
  • Main Floor Primary Bedroom
  • 3-minute walk to Verrazano Park

About This Home

As of June 2025

Discover an incredible opportunity to join an elite community! Nestled in the prestigious Verrazzano neighborhood—ideally positioned near Fairbanks Ranch and Rancho Santa Fe—this elegantly upgraded, move-in-ready home offers refined living with 3 bedrooms, an optional 4th bedroom or office, and 3.5 bathrooms. The exterior features low-maintenance landscaping, two private courtyards, and a 2-car garage with an additional half bay and built-in cabinetry for ample storage. Embrace timeless sophistication, where a flexible layout includes a downstairs primary suite and a spacious living room enhanced by a cozy fireplace, crown molding, tray ceilings, recessed lighting, and expansive windows adorned with plantation shutters. The gourmet kitchen is a chef’s dream, complete with quartz countertops, double oven, a generous butler’s pantry, and space for casual dining. For special occasions, a formal dining room awaits just beyond. The primary suite offers a serene retreat with its own private patio and fireplace, ceiling fan, walk-in closet, and luxurious ensuite bath. Dual vanities provide both comfort and convenience, perfect for shared routines. This exclusive community is known for its beautifully maintained parks, award-winning elementary school, and picturesque surroundings. With close proximity to upscale boutiques, top-tier dining, golf courses, country clubs, and abundant outdoor recreation, this location embodies the best of Southern California living.

Last Agent to Sell the Property

Cheree Bray

Redfin Corporation License #01825363 Listed on: 05/02/2025

Last Buyer's Agent

Simone Herrmann

Palisade Realty Inc License #01989697

Palisade Realty Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,737

Year Built

  • Built in 2003

Lot Details

  • 5,424 Sq Ft Lot
  • Gated Home
  • Property is Fully Fenced
  • Wood Fence
  • Level Lot
  • Property is zoned R-1:SINGLE

HOA Fees

  • $270 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Concrete Roof
  • Stucco Exterior

Interior Spaces

  • 3,117 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Ceiling Fan
  • Family Room Off Kitchen
  • Living Room with Fireplace
  • 2 Fireplaces
  • Courtyard Views

Kitchen

  • Double Self-Cleaning Oven
  • Six Burner Stove
  • Range Hood
  • <<microwave>>
  • Ice Maker
  • Water Line To Refrigerator
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Fireplace in Primary Bedroom
  • <<tubWithShowerToken>>
  • Shower Only

Laundry

  • Laundry Room
  • Dryer
  • Washer

Utilities

  • Cooling Available
  • Vented Exhaust Fan
  • Separate Water Meter

Community Details

  • Association fees include common area maintenance
  • Verazzano Association, Phone Number (800) 232-7517

Listing and Financial Details

  • Assessor Parcel Number 303-193-25-00
  • $343 semi-annual special tax assessment

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,737

Year Built

Built in 2003

Lot Details

0

HOA Fees

$270 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Detached
  • Residential Styles: Detached
  • Market Area: North County Inland
  • Cross Street: Via Bettona
  • Neighborhood: Verrazzano
  • Supplement: Embrace timeless sophistication, where a flexible layout includes a downstairs primary suite and a spacious living room enhanced by a cozy fireplace, crown molding, tray ceilings, recessed lighting, and expansive windows adorned with plantation shutters. The gourmet kitchen is a chef’s dream, complete with quartz countertops, double oven, a generous butler’s pantry, and space for casual dining. For special occasions, a formal dining room awaits just beyond. The primary suite offers a serene retreat with its own private patio and fireplace, ceiling fan, walk-in closet, and luxurious ensuite bath. Dual vanities provide both comfort and convenience, perfect for shared routines. This exclusive community is known for its beautifully maintained parks, award-winning elementary school, and picturesque surroundings. With close proximity to upscale boutiques, top-tier dining, golf courses, country clubs, and abundant outdoor recreation, this location embodies the best of Southern California living.
  • Estimated Living Space: 3,000 to 3,999 SqFt
  • LP / Sq Ft: 673.4
  • Price Per Sq Ft: 657.68
  • Residential Unit Location: Detached
  • SP/ Sq Ft: 657.68
  • Stories: 2 Story
  • Ownership: Fee Simple
  • Total Stories: 2
  • Year Built: 2003
  • A D U Yes No: No
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Bathtub, Built-Ins, Ceiling Fan, Kitchen Island, Shower, Shower In Tub, Kitchen Open To Family Rm
  • Flooring: Tile, Wood
  • Equipment Available: Disposal, Dryer, Garage Door Opener, Microwave, Refrigerator, Washer, 6 Burner Stove, Double Oven, Gas Stove, Ice Maker, Range/Stove Hood, Self Cleaning Oven, Vented Exhaust Fan, Water Line to Refr
  • Fireplaces: 2
  • Fireplace: Fp In Living Room, Fp In Master Br
  • Searchable Rooms: MBR Entry Level, All Bedrooms Up
  • Total Bedrooms: 3
  • Bedrooms: 3
  • Master Bedroom Dimensions: 15x19
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Laundry Location: Laundry Room
  • Estimated Sq Ft: 3117
  • Total Bathrooms: 4

Exterior Features

  • Exterior Material: Stucco
  • Fencing: Full, Gate, Wood
  • Roof: Concrete
  • View: Courtyard

Garage/Parking

  • Garage Details: Attached
  • Garage Spaces: 2
  • Non Garage Parking: Driveway
  • Garage Spaces: 2
  • Parking Spaces Total: 4

Utilities

  • Cooling: Central Forced Air, Electric
  • Laundry Utilities: Washer Hookup, Gas & Electric Dryer HU
  • Sewer/Septic: Sewer Connected
  • Water: Meter on Property
  • Heating: Forced Air Unit
  • Heating Fuel: Natural Gas

Condo/Co-op/Association

  • Total Fees: 3240.0
  • Community: SANTALUZ
  • Home Owner Association: Verazzano
  • Home Owner Association Fee Includes: Common Area Maintenance
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 270.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 800-232-7517

Fee Information

  • CFD Mello Roos Fee: 342.62
  • Total Monthly Fees: 613
  • CFD Mello Roos Fee Frequency: Semi-Annually

Lot Info

  • Lot Size: 4,000-7,499 SF
  • Topography: Level
  • Zoning: R-1:SINGLE
  • Assessor Parcel Number: 303-193-25-00
  • Estimated Lot Sq Ft: 5424
  • Estimated Number of Acres: 0.13
  • Map Code Column: J
  • Map Code Page: 1168
  • Map Code Row: 7

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 2, 2025
Closed on
May 28, 2025
Sold by
Stephen Smith Harnly and Stephen Diane Irma
Bought by
Malik Usama and Malik Saniya
Seller's Agent
Cheree Bray
Redfin Corporation
Buyer's Agent
Simone Herrmann
Palisade Realty Inc
List Price
$2,129,000
Sold Price
$2,050,000
Premium/Discount to List
-$79,000
-3.71%
Views
87

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
54.91%
Original Mortgage
$1,742,500
Outstanding Balance
$1,740,847
Interest Rate
6.25%
Mortgage Type
New Conventional
Estimated Equity
$372,934

Purchase Details

Closed on
Mar 24, 2025
Sold by
Harnly Stephen Smith and Harnly Diane Irma
Bought by
Stephen Smith Harnly And Diane Irma Harnly Tr and Harnly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,430,000
Interest Rate
6.87%
Mortgage Type
Construction

Purchase Details

Listed on
Mar 25, 2021
Closed on
Jun 14, 2021
Sold by
Harnly Stephen Smith and Harnly Diane Irma
Bought by
Harnly Stephen Smith and Harnly Diane Irma
Seller's Agent
Richard Elias
Compass
Buyer's Agent
Emma Lefkowitz
Real Broker
List Price
$1,225,000
Sold Price
$1,365,000
Premium/Discount to List
$140,000
11.43%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.00%
Original Mortgage
$250,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 25, 2021
Closed on
Apr 20, 2021
Sold by
Trzos David
Bought by
Harnly Stephen Smith and Harnly Diane Irma
Seller's Agent
Richard Elias
Compass
Buyer's Agent
Emma Lefkowitz
Real Broker
List Price
$1,225,000
Sold Price
$1,365,000
Premium/Discount to List
$140,000
11.43%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 21, 2011
Sold by
Brown Jeffrey D and Brown Ellen A
Bought by
Trzos David

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$385,000
Interest Rate
4.43%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 23, 2010
Sold by
Brown Jeffrey and Brown Ellen
Bought by
Brown Jeffrey D and Brown Ellen A

Purchase Details

Closed on
May 24, 2007
Sold by
Talbert Scott K and Talbert Margaret A
Bought by
Brown Jeffrey and Brown Ellen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,000
Interest Rate
6.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 2, 2003
Sold by
Shea Homes Lp
Bought by
Talbert Scott K and Talbert Margaret A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$543,600
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Similar Homes in San Diego, CA

  • 4055 Mount Albertine Ave, San Diego, CA 92111

    $1,699,000

    • 5 Beds
    • 4 Baths
    • 2,599 Sq Ft
    • 4055 Mount Albertine Ave
    • San Diego, CA

    Welcome to your new home in the heart of Clairemont! This beautifully remodeled 5-bedroom, 4-bathroom residence effortlessly combines modern sophistication with everyday comfort. Step inside and be greeted by luxurious vinyl flooring, designer finishes, and large windows that flood the interior with natural light. The spacious kitchen is perfect for cooking and entertaining, showcasing new

    John Selby Compass

    Section Image
  • 17236 Eagle Canyon Way, San Diego, CA 92127

    $2,149,000

    • 5 Beds
    • 4 Baths
    • 3,172 Sq Ft
    • 17236 Eagle Canyon Way
    • San Diego, CA

    Stunning 4S Ranch Home with Detached Casita, First Floor Bedroom, Designer Finishes & Solar – Walk to Top-Rated Schools! Located in the heart of 4S Ranch, this beautifully upgraded 5-bedroom, 4-bathroom home features a rare detached casita with private entrance—ideal for multi-generational living, guests, or rental income. The main home offers an open-concept layout, a chef’s kitchen with

    Ashley Tatum Coldwell Banker Realty

    Section Image
  • 12982 Polvera Ct, San Diego, CA 92128

    $2,400,000

    • 4 Beds
    • 3.5 Baths
    • 4,968 Sq Ft
    • 12982 Polvera Ct
    • San Diego, CA

    Welcome to a rare opportunity in The Trails of Rancho Bernardo—a meticulously maintained, custom-built home nestled on a lush and elevated 1-acre lot in 92128’s most coveted neighborhood. Lovingly cared for by the original owner for nearly 40 years, this classic property offers timeless charm, exceptional privacy, and endless potential. The versatile layout is ideal for multigenerational living,

    Chad Basinger eXp Realty of Southern California, Inc.

    Section Image
  • 4512 Terraza Ct, San Diego, CA 92124

    $1,729,000

    • 4 Beds
    • 3 Baths
    • 2,474 Sq Ft
    • 4512 Terraza Ct
    • San Diego, CA

    Incredible opportunity to own a beautiful family home, with your own Pool and Jacuzzi, in a desirable neighborhood with fantastic amenities, safety, and walking distance to stunning Mission Trails. Nestled in a safe and tranquil cul-de-sac offering peace of mind for your family. Hight ceilings. Convenient 2-car garage with ample room for storage. Two inviting patios: a spacious covered patio

    James Darby USAFC Realty

    Section Image
  • 2393 La Marque St, San Diego, CA 92109

    $2,275,000

    • 3 Beds
    • 2.5 Baths
    • 2,614 Sq Ft
    • 2393 La Marque St
    • San Diego, CA

    This home is listed below appraised value!!! Breathtaking views of the Pacific Ocean, Mission Bay, SeaWorld and the Pacific Beach coastline. This 3 Bedroom / 3 Bathroom home is high up on the hills of North Pacific Beach and provides unobstructed views from every level. The main level has the kitchen with stone countertops and stainless-steel appliances, open concept dining area and living room

    Jim O'Donnell United Real Estate San Diego

    Section Image
  • 971 Archer St, San Diego, CA 92109

    $1,799,000

    • 3 Beds
    • 3 Baths
    • 1,673 Sq Ft
    • 971 Archer St
    • San Diego, CA

    Discover your dream coastal home in this vibrant and colorful beach sanctuary, ideally located just a block away from La Jolla. This stunning property offers peek ocean views of both Mission Bay and the Pacific Ocean from the upstairs bedroom and private deck. Situated just minutes from Tourmaline Beach and Bird Rock, you'll enjoy easy access to world-class beaches, dining, shopping, and

    Mick Frasca Compass

    Section Image
  • 8040 Wing Span Dr, San Diego, CA 92119

    $1,549,000

    • 4 Beds
    • 3 Baths
    • 3,006 Sq Ft
    • 8040 Wing Span Dr
    • San Diego, CA

    Welcome to your beautifully updated retreat at the base of Cowles Mountain in The Estates community in San Carlos! This spacious 4 bed, 3 bath home offers 3,006 sq ft of stylish living, with direct access to scenic walking trails just beyond your private gate. Enjoy a recently renovated interior featuring warm tones, wide-plank flooring, and a chef’s kitchen with KitchenAid stainless appliances,

    Daniel Fefferman Define Real Estate

    Section Image
  • 3112 N Mountain View Dr, San Diego, CA 92116

    $1,549,000

    • 4 Beds
    • 2 Baths
    • 1,979 Sq Ft
    • 3112 N Mountain View Dr
    • San Diego, CA

    Live the vibrant Normal Heights lifestyle in this fun and funky 4-bedroom, 2-bath home! Tucked away on a quiet street, this 1979-built gem is full of personality and practical updates. With a new roof, fresh exterior paint, and new carpet, it’s move-in ready while still leaving room to make it your own. Set on a spacious lot with unique neighborhood and canyon views, it offers room to breathe

    John Selby Compass

    Section Image
  • 4876-78 34th St, San Diego, CA 92116

    $1,899,000

    • 4 Beds
    • 4 Baths
    • 2,064 Sq Ft
    • 4876-78 34th St
    • San Diego, CA

    Versatile and turn-key, this beautifully upgraded 2-on-1 property in Normal Heights is perfect for multi-generational living or income-producing investment. Live in one and rent the other, rent both, or create the ideal setup for extended family—this property offers flexibility and value in one of San Diego’s most sought-after neighborhoods. Situated north of Adams Avenue, in the heart of

    Jerry Linney First Team Real Estate

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $2,050,000 None Listed On Document
Grant Deed -- Fidelity National Title
Grant Deed -- Fidelity National Title
Interfamily Deed Transfer -- Equity Title
Grant Deed $1,365,000 Lawyers Title Company
Grant Deed $785,000 Ticor Title
Interfamily Deed Transfer -- None Available
Grant Deed $999,000 First American Title
Grant Deed $680,000 First American Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,742,500 New Conventional
Previous Owner $1,430,000 Construction
Previous Owner $250,000 New Conventional
Previous Owner $405,000 Adjustable Rate Mortgage/ARM
Previous Owner $385,000 New Conventional
Previous Owner $560,000 New Conventional
Previous Owner $119,000 Credit Line Revolving
Previous Owner $500,000 Purchase Money Mortgage
Previous Owner $110,000 Credit Line Revolving
Previous Owner $770,000 Unknown
Previous Owner $543,600 Purchase Money Mortgage
Closed $67,950 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/18/2025 06/18/25 Sold $2,050,000 -2.3% $658 / Sq Ft
05/14/2025 05/14/25 Pending -- -- --
05/02/2025 05/02/25 Price Changed $2,099,000 -1.4% $673 / Sq Ft
05/02/2025 05/02/25 For Sale $2,129,000 +56.0% $683 / Sq Ft
05/06/2021 05/06/21 Sold $1,365,000 +11.4% $438 / Sq Ft
04/06/2021 04/06/21 Pending -- -- --
04/01/2021 04/01/21 For Sale $1,225,000 0.0% $393 / Sq Ft
03/30/2021 03/30/21 Pending -- -- --
03/25/2021 03/25/21 For Sale $1,225,000 -- $393 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,737 $817,344 $478,964 $338,380
2023 $12,575 $801,319 $469,573 $331,746
2022 $12,396 $785,608 $460,366 $325,242
2021 $13,563 $910,908 $546,768 $364,140
2020 $13,482 $901,569 $541,162 $360,407
2019 $13,221 $883,892 $530,551 $353,341
2018 $13,079 $866,562 $520,149 $346,413
2017 $13,039 $849,571 $509,950 $339,621
2016 $12,992 $832,913 $499,951 $332,962
2015 $13,801 $820,403 $492,442 $327,961
2014 $13,556 $804,333 $482,796 $321,537
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: San Diego MLS

MLS Number: 250026375

San Diego MLS

APN: 303-193-25