$354,000
SOLD JUL 1, 2025

778 Lazy River Rd Lusby, MD 20657

4 Beds
3 Baths
1,970 Sq Ft
0.25 Acres

Recently Sold

$180 Per Sq Ft

3% Below List Price

7 Days on Market

Highlights

  • Deck
  • Porch
  • Central Air
  • Backs to Trees or Woods
  • Laundry Room
  • Combination Kitchen and Dining Room

About This Home

As of July 2025

BACK ON THE MARKET! Their LOSS is your GAIN!
DON'T MISS THIS lovely side-split in the water access community of Chesapeake Ranch Estates! This home features 4 bedrooms and 3 full bathrooms, including a bedroom, family room, and full bath on the lower level. The kitchen boasts a large closet style pantry, and roomy eat-in space to host family gatherings. The eat-in space opens onto the deck and the mostly level, private rear yard, backing to trees, making entertaining a breeze. The community includes private beaches, clubhouse, community garden, campground, and even a small airport! Schedule your showing today! Please remove your shoes when walking through the home...brand new carpeting has just been installed in all the bedrooms, as well as in the lower level! Full interior painting has also been scheduled and will be completed soon!

Last Agent to Sell the Property

Deborah Radvany

EXP Realty, LLC License #5013063 Listed on: 05/15/2025

EXP Realty, LLC

Last Buyer's Agent

Kimberly Hayes

CENTURY 21 New Millennium License #668312

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,325

Year Built

  • Built in 1994

Lot Details

  • 0.25 Acre Lot
  • Level Lot
  • Backs to Trees or Woods

HOA Fees

  • $75 Monthly HOA Fees

Home Design

  • Split Level Home
  • Slab Foundation

Interior Spaces

  • 1,970 Sq Ft Home
  • Property has 3 Levels
  • Ceiling Fan
  • Wood Burning Fireplace
  • Family Room
  • Combination Kitchen and Dining Room
  • Finished Basement

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces

Outdoor Features

  • Deck
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Private Water Source
  • Electric Water Heater
  • Septic Tank

Community Details

  • Chesapeake Ranch Estates Subdivision

Listing and Financial Details

  • Tax Lot 181
  • Assessor Parcel Number 0501143824

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,325

Year Built

Built in 1994

Lot Details

0

HOA Fees

$75 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Level
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Upper 1
  • Year Built: 1994
  • Automatically Close On Close Date: No
  • Remarks Public: BACK ON THE MARKET! Their LOSS is your GAIN! DON'T MISS THIS lovely side-split in the water access community of Chesapeake Ranch Estates! This home features 4 bedrooms and 3 full bathrooms, including a bedroom, family room, and full bath on the lower level. The kitchen boasts a large closet style pantry, and roomy eat-in space to host family gatherings. The eat-in space opens onto the deck and the mostly level, private rear yard, backing to trees, making entertaining a breeze. The community includes private beaches, clubhouse, community garden, campground, and even a small airport! Schedule your showing today! Please remove your shoes when walking through the home...brand new carpeting has just been installed in all the bedrooms, as well as in the lower level! Full interior painting has also been scheduled and will be completed soon!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Built-In Microwave, Dryer, Exhaust Fan, Oven/Range - Electric, Refrigerator, Washer
  • Interior Amenities: Ceiling Fan(s), Combination Kitchen/Dining, Pantry
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Slab
  • Levels Count: 3
  • Room List: Family Room, Laundry
  • Basement: Yes
  • Basement Type: Fully Finished
  • Total Sq Ft: 1970
  • Living Area Sq Ft: 1970
  • Price Per Sq Ft: 185.28
  • Above Grade Finished Sq Ft: 1970
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 778

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Mixed
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Private/Community Water

Condo/Co-op/Association

  • HOA Fees: 75.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139842846
  • School District Source: Listing Agent

Lot Info

  • Lot Features: Backs To Trees, Level
  • Lot Size Acres: 0.25
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10890.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Year Assessed: 2025
  • Zoning: R
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3325.00
  • Assessor Parcel Number: 0501143824
  • Tax Lot: 181
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 07/01/2025

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 11, 2015
Closed on
Apr 8, 2016
Sold by
Hanson David A and Buzzetta Lisa M
Bought by
Hall Daniel and Hall Kimberly
Seller's Agent
Sally Celmer
RE/MAX One
Buyer's Agent
Diane Wineke
Hyatt & Company Real Estate, LLC
List Price
$205,000
Sold Price
$190,000
Premium/Discount to List
-$15,000
-7.32%
Total Days on Market
7

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.69%
Original Mortgage
$190,000
Interest Rate
3.68%
Mortgage Type
VA

Purchase Details

Closed on
Dec 6, 1994
Sold by
Quality Built Homes
Bought by
Hanson David A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,000
Interest Rate
8.81%

Purchase Details

Closed on
Feb 25, 1993
Sold by
Vaughan Patricia Lee
Bought by
Quality Built Homes Inc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $190,000 Titlemax Llc
Deed $114,878 --
Deed $7,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $256,500 VA
Closed $238,550 VA
Closed $235,857 VA
Closed $234,000 VA
Closed $190,000 VA
Previous Owner $149,000 Stand Alone Second
Previous Owner $60,000 Credit Line Revolving
Previous Owner $118,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/01/2025 07/01/25 Sold $354,000 -3.0% $180 / Sq Ft
05/22/2025 05/22/25 Pending -- -- --
05/15/2025 05/15/25 For Sale $365,000 +92.1% $185 / Sq Ft
04/08/2016 04/08/16 Sold $190,000 -4.8% $96 / Sq Ft
02/25/2016 02/25/16 Pending -- -- --
07/04/2015 07/04/15 Price Changed $199,500 -2.7% $101 / Sq Ft
05/11/2015 05/11/15 For Sale $205,000 -- $104 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,347 $291,533 $0 $0
2024 $3,347 $270,167 $0 $0
2023 $2,739 $248,800 $55,200 $193,600
2022 $2,533 $243,767 $0 $0
2021 $2,959 $238,733 $0 $0
2020 $2,860 $233,700 $55,200 $178,500
2019 $2,333 $222,433 $0 $0
2018 $2,215 $211,167 $0 $0
2017 $2,500 $199,900 $0 $0
2016 -- $199,900 $0 $0
2015 $2,854 $199,900 $0 $0
2014 $2,854 $202,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2021164

Bright MLS

APN: 01-143824