$355,000
SOLD JUN 10, 2025

78 Catherine St Gardner, MA 01440

3 Beds
1 Bath
1,074 Sq Ft
8,085 Sq Ft Lot

Recently Sold

$331 Per Sq Ft

1% Above List Price

11 Days on Market

Highlights

  • Raised Ranch Architecture
  • No HOA
  • 1 Car Attached Garage
  • Main Floor Primary Bedroom
  • Fenced Yard
  • Park

About This Home

As of June 2025

Every home has a story, and this one is ready for its next chapter. Whether you’re beginning a new journey or embracing a simpler way of living, this inviting 3-bedroom, 1-bath home offers a space filled with warmth and heart. The partially finished basement adds room for life’s little moments — from quiet mornings with a cup of coffee to evenings spent with the people who matter most. You’ll also find a convenient laundry area downstairs, making daily routines feel a little easier.Step outside to a fenced-in yard, perfect for pets, play, or peaceful afternoons under the sun. The garage offers extra storage or keep your car protected. And just a short stroll away, you’ll find Dunn State Park, where you can enjoy lakeside walks, picnics, and beautiful views in every season. Nearby, Greenwood Memorial Pool and Spray Park offers fun summer days filled with laughter, cooling off, and making memories with family and friends. Check it out Open house Thursday 4/24 4-6pm & Sunday 4/27 12-2pm

Last Agent to Sell the Property

Sonja Perpignan

ERA Key Realty Services- Spenc Listed on: 04/21/2025

ERA Key Realty Services- Spenc

Last Buyer's Agent

Timea Godor

LAER Realty Partners

LAER Realty Partners

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,686

Year Built

  • Built in 1996

Lot Details

  • 8,085 Sq Ft Lot
  • Fenced Yard
  • Level Lot
  • Property is zoned R27

Parking

  • 1 Car Attached Garage
  • Driveway
  • Open Parking
  • Off-Street Parking

Home Design

  • Raised Ranch Architecture
  • Shingle Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • Sliding Doors
  • Attic Access Panel

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Concrete
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Garage Access
  • Exterior Basement Entry
  • Block Basement Construction
  • Laundry in Basement

Location

  • Property is near schools

Schools

  • Elementary School
  • Gardner Middle School
  • Gardner High School

Utilities

  • No Cooling
  • 1 Heating Zone
  • Heating System Uses Oil
  • Baseboard Heating
  • Water Heater

Listing and Financial Details

  • Assessor Parcel Number M:R27 B:15 L:4D,3538789

Community Details

Overview

  • No Home Owners Association

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,686

Year Built

Built in 1996

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Raised Ranch
  • Year Built: 1996
  • Year Built Details: Approximate
  • Special Features: VirtualTour

Interior Features

  • Flooring: Vinyl
  • Fireplace YN: No
  • Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
  • Total Bedrooms: 3
  • Room Bedroom2 Level: Main,First
  • Room Bedroom2 Features: Closet, Flooring - Vinyl
  • Room Bedroom3 Features: Closet, Flooring - Vinyl
  • Room Bedroom3 Level: Main,First
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Main Level Bedrooms: 3
  • Total Bathrooms: 1
  • Room Master Bedroom Features: Closet, Flooring - Vinyl, Attic Access
  • Room Master Bedroom Level: Main,First
  • Master Bathroom Features: Yes
  • Bathroom 1 Level: First
  • Room Dining Room Features: Exterior Access, Slider
  • Room Dining Room Level: Main,First
  • Room Family Room Level: Basement
  • Room Family Room Features: Closet, Flooring - Concrete
  • Room Kitchen Level: Main,First
  • Room Kitchen Features: Flooring - Vinyl, Exterior Access
  • Laundry Features: Electric Dryer Hookup, Washer Hookup, In Basement
  • Room Living Room Level: Main,First
  • Room Living Room Features: Closet, Flooring - Vinyl
  • Basement: Full, Partially Finished, Garage Access, Concrete
  • Above Grade Finished Sq Ft: 1074
  • Below Grade Sq Ft: 600
  • Living Area: 1074
  • Spa YN: No
  • MAIN LO: K95310
  • LIST PRICE PER Sq Ft: 325.88
  • PRICE PER Sq Ft: 330.54
  • MAIN SO: AN1199

Exterior Features

  • Exterior Features: Fenced Yard
  • Fencing: Fenced/Enclosed, Fenced
  • Foundation Details: Concrete Perimeter
  • Home Warranty YN: No
  • Road Frontage Type: Public
  • Roof: Shingle
  • Waterfront YN: No

Garage/Parking

  • Garage Spaces: 1
  • Attached Garage YN: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 1
  • Garage YN: Yes
  • Open Parking YN: Yes
  • Parking Features: Attached, Paved Drive, Off Street
  • Total Parking Spaces: 2

Utilities

  • Sewer: Public Sewer
  • Utilities: for Electric Range, for Electric Oven, for Electric Dryer
  • Cooling: None
  • Heating: Baseboard, Oil
  • Cooling Y N: No
  • Heating YN: Yes
  • Water Source: Public
  • HEAT ZONES: 1

Condo/Co-op/Association

  • Association YN: No
  • Community Features: Park, Highway Access, Public School
  • Senior Community YN: No

Lot Info

  • Parcel Number: M:R27 B:15 L:4D,3538789
  • Zoning: R27
  • Farm Land Area Units: Square Feet
  • Lot Features: Level
  • Lot Size Acres: 0.19
  • Lot Size Area: 0.19
  • Lot Size Sq Ft: 8085
  • Lot Size Units: Acres
  • Property Attached YN: Yes
  • PAGE: 311

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 4686
  • Tax Book Number: 54712

Multi Family

  • Basement Included Sq Ft: No

MLS Schools

  • High School: Gardner High
  • Elementary School: Elementary
  • Middle Or Junior School: Gardner Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 21, 2025
Closed on
Jun 10, 2025
Sold by
Santiago Iris J
Bought by
Watson Garrett J and Vecchi Gina M
Seller's Agent
Sonja Perpignan
ERA Key Realty Services- Spenc
Buyer's Agent
Timea Godor
LAER Realty Partners
List Price
$349,998
Sold Price
$355,000
Premium/Discount to List
$5,002
1.43%
Views
81
Current Estimated Value
$356,376

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,376
Avg. Annual Appreciation
1.38%
Original Mortgage
$337,250
Outstanding Balance
$336,544
Interest Rate
5.75%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$19,774

Purchase Details

Closed on
Dec 17, 2015
Sold by
Propertie Independence
Bought by
Santiago Iris J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$113,110
Interest Rate
3.89%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 13, 2012
Sold by
Fnma
Bought by
Independence Props Llc

Purchase Details

Closed on
May 18, 2011
Sold by
Morales Glenda E
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Dec 17, 2007
Sold by
Morales Glenda E
Bought by
Morales Glenda E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,500
Interest Rate
6.3%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 20, 2005
Sold by
Morales Glenda E
Bought by
Morales-Franco Glenda E

Purchase Details

Closed on
Dec 30, 2002
Sold by
Morales Humberto
Bought by
Morales Glenda E

Purchase Details

Closed on
Dec 9, 1996
Sold by
Burt Randolph
Bought by
Morales Humberto and Morales Glenda E

Purchase Details

Closed on
May 16, 1996
Sold by
Amadon Wesley
Bought by
Burt Randolph
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $355,000 None Available
Not Resolvable $110,000 --
Not Resolvable $57,750 --
Foreclosure Deed $157,014 --
Foreclosure Deed $157,014 --
Deed -- --
Deed -- --
Deed -- --
Deed -- --
Deed $5,000 --
Deed $5,000 --
Deed $92,400 --
Deed $92,400 --
Deed $20,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $337,250 Purchase Money Mortgage
Closed $337,250 Purchase Money Mortgage
Previous Owner $12,926 Stand Alone Refi Refinance Of Original Loan
Previous Owner $113,110 New Conventional
Previous Owner $1,750 No Value Available
Previous Owner $160,500 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/10/2025 06/10/25 Sold $355,000 +1.4% $331 / Sq Ft
05/02/2025 05/02/25 Pending -- -- --
04/21/2025 04/21/25 For Sale $349,998 -- $326 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,686 $326,300 $67,400 $258,900
2024 $4,469 $298,100 $61,300 $236,800
2023 $4,403 $273,000 $60,400 $212,600
2022 $4,054 $218,100 $45,700 $172,400
2021 $3,912 $195,200 $39,700 $155,500
2020 $3,520 $178,300 $39,700 $138,600
2019 $3,591 $178,300 $39,700 $138,600
2018 $3,381 $166,800 $39,700 $127,100
2017 $3,238 $158,100 $39,700 $118,400
2016 $3,111 $152,000 $39,700 $112,300
2015 $2,941 $147,200 $39,700 $107,500
2014 $2,804 $148,600 $44,200 $104,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73362107

MLS Property Information Network (MLS PIN)

APN: GARD-000027R-000015-000004D